The top-rated business insurance agent in Blacksburg, Virginia is Northpoint Insurance Advisors, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Javins - State Farm Insurance Agent, Brandon Semones - State Farm Insurance Agent, Brown Insurance. This directory lists 13 business insurance agents serving Blacksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 700 N Main St Suite BB | (540) 953-2383 |
| 2 | Nick Javins - State Farm Insurance Agent | 712 S Main St | (540) 552-0841 |
| 3 | Brandon Semones - State Farm Insurance Agent | Colony Prk, 1995 S Main St STE 901 | (540) 961-2886 |
| 4 | Brown Insurance | 100 Hubbard St # A | (540) 552-5331 |
| 5 | Chris Turman - State Farm Insurance Agent | 1500 N Main St | (540) 953-2300 |
| 6 | Dodge Insurance Agency | 210 Professional Park Dr STE 12 | (540) 552-3493 |
| 7 | Durkee Insurance | 136 Oak Meadow Ln | (540) 530-4676 |
| 8 | Victoria L. Deal: Allstate Insurance | 2001 S Main St Ste 101 | (540) 953-2722 |
| 9 | Best Choice Insurance Virginia | 1307 University City Blvd | (540) 554-1670 |
| 10 | Mary L. Henderson - New York Life Insurance | 1999 S Main St STE 403 | (540) 961-1003 |
Northpoint Insurance Advisors, based in Blacksburg, Virginia, is known for helping local businesses secure comprehensive commercial liability and property coverage. The agency assists an array of small to mid-sized enterprises with customizing core policies to match their operational risks and financial needs. In addition to general business insurance, these advisors frequently offer specialized coverage for professional liability and cyber exposures, protecting firms from data breach costs and lawsuits.
Nick Javins - State Farm Insurance Agent serves the Blacksburg, Virginia area with business insurance services. The agency assists local business owners in evaluating their coverage needs for commercial property and general liability protection. It also provides guidance on workers compensation policies, helping to safeguard companies and their employees from workplace-related risks. Commercial auto insurance is another service the agency handles, covering vehicles used for business operations in this region.
Brandon Semones - State Farm Insurance Agent in Blacksburg, VA, provides a full range of business insurance solutions, including liability, property, and workers' compensation coverages. The agency offers service plans designed to review policies periodically and adjust coverage as business needs evolve. It serves a variety of properties in the area, from single-family homes and apartments to retail shops and restaurants.
Brown Insurance serves Blacksburg, Virginia, and the surrounding communities of the New River Valley, handling commercial coverage needs for local business owners. It helps clients secure policies that protect their operations, property, and liability exposure in the region. When assessing a typical job, the agency first reviews the specific risks a business faces in the local market. It then customizes a policy package to match both the budget and the necessary coverage, ensuring the client understands their protection before finalizing the terms.
Chris Turman - State Farm Insurance Agent serves homeowners, business owners, and property managers in the Blacksburg, Virginia area. The agency provides tailored business insurance coverage, helping local enterprises safeguard their assets and manage liability risks. It also offers personal lines policies for residences and rental properties. This agency covers additional communities within the New River Valley, including Christiansburg and Radford, ensuring convenient access for clients in the wider Montgomery County region.
For business insurance, some options are purchased as a single policy for a specific term, while others require ongoing renewal to maintain continuous protection. Dodge Insurance Agency, located in Blacksburg, VA, assists local enterprises with commercial coverage. Common categories include general liability, which safeguards against third-party claims, and property insurance for physical assets. Business owners can also discuss specialized options with the agency. Typically, these policies require annual renewal, though coverage adjustments can be requested on an as-needed basis if a business’s risk profile changes mid-term.
As fall semester begins at Virginia Tech, local businesses in Blacksburg face a surge of seasonal foot traffic and student renters. Durkee Insurance provides commercial coverage tailored to these evolving risks. Their agency works with shop owners, landlords, and service providers to secure liability, property, and workers’ compensation policies. Every consultation begins with a detailed on-site inspection of the business premises and operations.
Victoria L. Deal: Allstate Insurance in Blacksburg, VA offers comprehensive business insurance agency services, including property, liability, and commercial auto coverage to protect local enterprises. It also provides general risk management advice to companies across the New River Valley. For businesses that hire seasonal student labor or face increased foot traffic during Virginia Tech game days, it helps secure temporary liability protection and workers’ compensation adjustments to match fluctuating operations.
Best Choice Insurance Virginia works with local business owners to help them secure coverage tailored to their operations, offering general liability, property, and workers’ compensation policies as standard protections. It serves clients throughout Blacksburg, Virginia, and can also add specialized coverage endorsements for equipment breakdown, cyber liability, and business interruption. The agency assists commercial operations in both larger and smaller settings, including office-based professional firms, warehouse and distribution facilities, and food service establishments such as restaurants and caterers.
Based in Blacksburg, Mary L. Henderson - New York Life Insurance assists homeowners in the region with residential coverage for their personal property and liability. The agency also provides commercial insurance solutions tailored to local business owners in Blacksburg and surrounding communities. Protection for assets and income across varied local enterprises is arranged through individual consultations. Following a policy review or new coverage setup, the office schedules regular check-ins to address any changes before the next planned meeting.
What Does a a Business Insurance Agent in Blacksburg Cost?
Typical costs for a small business insurance policy in Virginia range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry often starting at 1,000 dollars annually. Commercial auto policies average 1,200 to 2,400 dollars per year. These are general estimates and actual costs depend on your specific business operations location and claims history. This is general information and not insurance advice.
About business insurance agents in Blacksburg
Business insurance agents in Blacksburg Virginia help local companies secure coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. An agent can explain policy options and help you meet state requirements.
Frequently Asked Questions
What types of business insurance do agents in Blacksburg offer?
Agents offer general liability property insurance commercial auto and workers compensation. They also provide professional liability and cyber insurance for technology and service businesses common in the Blacksburg area.
Is business insurance required by Virginia law?
Virginia requires workers compensation insurance for businesses with more than two employees. Commercial auto insurance is also mandatory for vehicles used for work. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I choose a business insurance agent in Blacksburg?
Look for an agent licensed in Virginia who has experience with your industry. Ask about their knowledge of local risks such as weather events or the Virginia Tech community. Compare quotes from multiple agents to find suitable coverage.
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