The top-rated business insurance agent in Fredericksburg, Virginia is Anne Reeves - State Farm Insurance Agent, rated 5.0 stars across 493 reviews. Other highly rated options include Insurance Piggy Bank, Central Park Insurance, Jarrett Bailey - State Farm Insurance Agent. This directory lists 29 business insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Reeves - State Farm Insurance Agent | 411 Chatham Heights Rd #109 | (540) 372-3400 |
| 2 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 3 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 4 | Jarrett Bailey - State Farm Insurance Agent | 159 Lichfield Blvd Ste 103 | (540) 286-6494 |
| 5 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 6 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 7 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 8 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 9 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
| 10 | The Insurance Marshall | 1810 Stafford Ave | (540) 370-0104 |
As a business insurance agent, Anne Reeves’s agency in Fredericksburg provides a range of coverage options from general liability and commercial property to workers’ compensation and business interruption insurance. Clients receive personalized service with ongoing policy reviews to ensure coverage adapts to evolving needs. Regular consultations help identify risks and adjust protection accordingly. The agency serves a variety of properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Insurance Piggy Bank serves Fredericksburg, VA, and the surrounding Spotsylvania County area. It provides business insurance agent services, helping local companies secure essential coverage. The agency works with business owners to identify their unique liability and property risks, then connects them with suitable policies. It also assists entrepreneurs in managing workers’ compensation requirements and commercial auto protection for their fleets.
Central Park Insurance serves businesses, property managers, and commercial property owners throughout Fredericksburg, Virginia. It offers general liability, property, and workers’ compensation coverage tailored to local small and mid-sized operations. The agency helps clients assess risk and comply with industry-specific regulations common to region’s growing commercial sector. Its services also extend to business owners in Spotsylvania County and surrounding communities along the Interstate 95 corridor.
Jarrett Bailey - State Farm Insurance Agent serves the Fredericksburg, Virginia area and its surrounding communities, offering business insurance policies tailored to local enterprises. It handles coverage for commercial property, liability, workers’ compensation, and other essential protections that help small and mid-sized businesses manage everyday risks. The agent works directly with each client to review specific operational needs, then recommends appropriate limits and endorsements to match the business’s profile. This approach ensures policies are aligned with the unique exposures of the region’s commercial landscape before any coverage is finalized.
Farmers Insurance Steele Insurance Agency in Fredericksburg, VA offers business insurance clients a choice between one-time policies for specific needs and recurring annual plans for ongoing coverage. The agency helps local businesses select liability, property, and commercial auto protection. Service runs on a scheduled basis for policy renewals, with additional as-needed support available when coverage questions or policy adjustments arise.
As a Fredericksburg business insurance agent, Adam Forsberg at Comparion Insurance Agency helps local companies secure commercial property and liability policies that protect against common operational risks. The agency also advises on workers’ compensation coverage and business interruption insurance to safeguard income. This tailored support assists entrepreneurs in navigating Virginia’s evolving regulatory requirements. For example, as seasonal storms approach the region, the agency reviews property valuations and recommends adjustments to ensure adequate coverage against potential wind or flood damage.
As small businesses in Fredericksburg prepare for the spring season with new inventory and increased foot traffic, Anthony Bowie at Comparion Insurance Agency helps them review coverage for seasonal risks and liability exposures. Serving the local market as a business insurance agent, this agency offers guidance on policies that protect against common property damage and liability claims. The process for new clients typically begins with a thorough inspection of the business premises and a detailed initial assessment of current coverage.
Lewis Insurance Associates provides business insurance coverage for companies throughout the Fredericksburg area. Its services include comprehensive general liability policies as well as tailored add-ons for property damage, business interruption, and workers compensation. The agency also helps local enterprises secure coverage for professional liability and commercial auto needs. It serves a range of commercial sectors including offices, warehouses, and food service operations.
Insurance Doctor offers specialized business insurance agent services in Fredericksburg, Virginia, including commercial liability and property coverage options. The agency assists local entrepreneurs with general risk analysis and procurement of appropriate policies tailored to diverse industry needs. It also provides ongoing support for policy adjustments and claims navigation throughout the year. Each autumn, the company helps retail and hospitality clients update their policies before the holiday season to address increased foot traffic and potential liability concerns.
The Insurance Marshall in Fredericksburg, VA provides homeowners and renters with personal lines coverage for their residences. For local businesses, the agency sources commercial policies tailored to protect assets and manage operational liability risks. Service extends throughout the Fredericksburg area and surrounding Central Virginia localities. Routine policy reviews are conducted when background changes occur. Between these scheduled check-ins, the agency remains available to handle mid-term endorsements as new business needs emerge.
What Does a a Business Insurance Agent in Fredericksburg Cost?
Typical costs for a small business insurance policy in Virginia range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification. A retail shop in Fredericksburg might pay 1,200 dollars annually while a construction contractor could pay 5,000 dollars or more. This is general information and not insurance advice.
About business insurance agents in Fredericksburg
Business insurance agents in Fredericksburg help local companies manage risk and meet Virginia legal requirements. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. A local agent can guide you through general liability, property, and professional liability options tailored to the Fredericksburg market.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia requires workers compensation insurance for businesses with three or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Fredericksburg?
Look for an agent licensed in Virginia with experience in your industry. Ask about their familiarity with local risks such as flood zones near the Rappahannock River. Check their reputation with the Virginia State Corporation Commission.
Can I bundle multiple business insurance policies in Virginia?
Yes many agents offer business owner policies that bundle general liability and property insurance at a lower cost. Bundling can simplify coverage and reduce premiums. Ask your Fredericksburg agent about package options for your specific business type.
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