The top-rated business insurance agent in Chesapeake, Virginia is Centerville Insurance Agency, rated 4.9 stars across 154 reviews. Other highly rated options include Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center, Kathy Kretz - State Farm Insurance Agent. This directory lists 21 business insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 2 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 3 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 4 | Kathy Kretz - State Farm Insurance Agent | 838 Old George Washington Hwy N H | (757) 487-0074 |
| 5 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 6 | Direct Auto Insurance | 1437 Sam's Dr #121 | (757) 686-0033 |
| 7 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 8 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
| 9 | Daryl Hines - State Farm Insurance Agent | 4448 Portsmouth Blvd # 100 | (757) 465-8000 |
| 10 | Nationwide Insurance: W T Jennings Insurance Agency Inc. | 676 Battlefield Blvd N Ste A | (757) 549-2447 |
Centerville Insurance Agency serves Chesapeake, Virginia, as a business insurance agent providing essential coverage solutions for local enterprises. The agency helps companies manage risk through carefully tailored policies that address commercial property and general liability exposures. It assists with protecting business assets and income streams from unforeseen disruptions. In this area, the firm also handles specialized coverage for worker protection and commercial vehicle fleets, ensuring operational stability for small and mid-sized companies in Chesapeake.
Shawn Fischer - State Farm Insurance Agent in Chesapeake, VA, distinguishes between one-time and ongoing business insurance solutions. The agency offers commercial coverage that protects assets, liabilities, and operational risks for local enterprises. Policies typically cover property damage, general liability, and business interruption, tailored to each client’s needs. Service runs on an as-needed basis, with clients scheduling consultations or claim support whenever required.
Ferguson Insurance Center in Chesapeake, VA, provides a comprehensive range of business insurance solutions, including general liability, property protection, and workers' compensation coverage. Its service plans emphasize thorough risk assessments and personalized policy reviews to help local enterprises manage potential exposures. As a dedicated business insurance agent, it works closely with clients to ensure adequate coverage for common operational liabilities. The agency services diverse commercial properties, including single-family homes utilized as home offices, multi-unit apartment complexes, retail storefronts, and full-service restaurants.
Kathy Kretz - State Farm Insurance Agent serves the Chesapeake, VA area and surrounding Hampton Roads communities. The agency handles commercial insurance policies designed to protect local businesses from financial losses due to property damage, liability claims, and other operational risks. Typical client work includes reviewing a company’s specific exposures and income streams to recommend appropriate coverage limits. The agency takes a consultative approach, beginning each job by analyzing the business’s unique operations and risk profile before tailoring a policy proposal to match those needs.
Garlow Insurance Agency - Nationwide Insurance serves homeowners, businesses, and property managers in Chesapeake, Virginia. It provides commercial insurance policies to protect local enterprises from liability and property risks. The agency also helps business owners navigate coverage options for general liability, commercial property, and workers' compensation. As a Nationwide agent, it connects clients with a wide range of insurance products tailored to regional needs. It also serves business clients in the nearby Suffolk and Virginia Beach areas of the Hampton Roads metro.
Direct Auto Insurance in Chesapeake, VA provides specialty liability protection and commercial property coverage for local business owners. It evaluates risk factors unique to each enterprise and recommends appropriate policies from standard insurers. Whether a client operates a retail shop or a service company, this agency assists with general coverage needs for daily operations. It also helps companies manage specific concerns like reduced revenue during seasonal slowdowns or interruptions from severe coastal weather common to the Hampton Roads area.
As the Chesapeake business district moves through its seasonal inventory cycle and liability renewal period, Stephanie Grayson as a State Farm Insurance Agent provides commercial coverage reviews to local enterprises and office-based operations in the area. The agency evaluates property exposures, general liability limits, and inland marine protection for small companies seeking to stabilize their annual premiums against regional risk conditions. A common initial step involves scheduling a written worksheet inspection of the business premises and current policy declarations.
COVA Insurance, based in Chesapeake, Virginia, helps local businesses manage their commercial risk by securing appropriate liability and property coverage. The agency specializes in tailoring policies with specific additions, such as protection against cyber threats or equipment breakdowns, to match each client's operational needs. Its agents analyze daily exposures to craft comprehensive plans. The firm serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Daryl Hines - State Farm Insurance Agent in Chesapeake, VA is known for helping local businesses secure appropriate liability coverage. Its services include tailoring general liability and commercial property policies to protect against operational risks. Clients receive guidance on evaluating their specific insurance needs for retail stores, offices, or service providers. The agency can add on bundled business owner’s policy options that combine property and liability protection into a single manageable plan.
Nationwide Insurance: W T Jennings Insurance Agency Inc. offers homeowners and renters insurance for clients in Chesapeake, Virginia. The agency also arranges commercial business coverage to protect local enterprises from common operational liabilities. Its team serves policyholders throughout the surrounding Hampton Roads area by assessing individual risks and matching appropriate plans. When a customer’s circumstances change or a policy renewal approaches, the agency can initiate follow-up service between regular visits to review any needed adjustments.
What Does a a Business Insurance Agent in Chesapeake Cost?
Typical costs for business insurance in Virginia vary widely by industry size and location. A small retail shop in Chesapeake might pay between 400 and 800 dollars per year for general liability. Workers compensation premiums often range from 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance for one vehicle can cost 1,200 to 2,500 dollars annually. This is general information and not insurance advice.
About business insurance agents in Chesapeake
Business insurance agents in Chesapeake Virginia help local companies find coverage that meets state requirements and protects against common risks. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents can explain how local zoning and weather risks like hurricanes may affect your policy options.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia requires workers compensation insurance for most businesses with more than two employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I choose a business insurance agent in Chesapeake?
Look for an agent who is licensed in Virginia and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reputation with the Virginia State Corporation Commission if needed.
Can a business insurance agent help with a Virginia specific liability claim?
Yes agents can explain how Virginia follows the doctrine of contributory negligence which may affect liability claims. They can also help you understand policy limits and exclusions that apply under Virginia law. For legal advice on a claim you should consult an attorney.
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