The top-rated business insurance agent in Harrisonburg, Virginia is Courtney Teague - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include Pam Ritchie - State Farm Insurance Agent, John Edwards - GEICO Insurance Agent, Insurance Center of Harrisonburg. This directory lists 20 business insurance agents serving Harrisonburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Teague - State Farm Insurance Agent | 1880 Reservoir St | (540) 433-1916 |
| 2 | Pam Ritchie - State Farm Insurance Agent | 3270 Albert Long Dr | (540) 434-2028 |
| 3 | John Edwards - GEICO Insurance Agent | 1854 E Market St Suite 102 | (540) 568-1844 |
| 4 | Insurance Center of Harrisonburg | 981 S High St | (540) 433-1519 |
| 5 | Cornerstone Insurance Solutions | 410 Neff Ave # 213 | (540) 437-9499 |
| 6 | Integrity Insurance Group | 2515 E Market St STE E | (540) 433-0200 |
| 7 | Jenkins Insurance & Financial Services | 1920 S Main St | (540) 434-8388 |
| 8 | HIS Insurance & Service | 789 E Market St # A | (540) 434-3111 |
| 9 | Blue Ridge Insurance Services | 116 Reservoir St | (540) 437-9030 |
| 10 | Marketplace Insurance Agency & ElderCare Associates | 1502 Brookhaven Dr | (877) 433-1149 |
Courtney Teague - State Farm Insurance Agent serves the Harrisonburg, Virginia area with a focus on business insurance solutions. The agency provides coverage tailored to local enterprises, helping protect assets and operations from unexpected risks. General liability and commercial property policies are among the essential products offered to small and medium-sized businesses in the region. Business owners can also access workers' compensation insurance, which supports employee protection and regulatory compliance.
Pam Ritchie - State Farm Insurance Agent provides comprehensive business insurance solutions in Harrisonburg, VA, including general liability, property, and workers' compensation coverage. The agency offers ongoing policy reviews and risk management consultations to help businesses adapt coverage as needs change. Their service plans include regular account check-ins and claims assistance to ensure smooth operations. This agent serves a variety of local properties such as single-family homes, apartments, retail stores, and restaurants.
John Edwards - GEICO Insurance Agent in Harrisonburg, VA serves local homeowners, business owners, and property managers seeking tailored commercial insurance solutions. This agency provides business insurance policies that help protect company assets, equipment, and general liability exposures common in the Shenandoah Valley. Clients can obtain coverage options for property, liability, workers' compensation, and commercial auto needs through straightforward consultations. Service also extends to businesses and homeowners in nearby communities such as Broadway and Timberville within Rockingham County.
Insurance Center of Harrisonburg serves the Shenandoah Valley area and surrounding communities in Virginia, handling business insurance coverage for local enterprises. It works closely with commercial clients to assess their operational risks and liability exposures, then recommends appropriate policies from various carriers. The agency addresses typical jobs by first conducting a detailed review of the business’s daily activities, property, and industry-specific needs to ensure the selected protections align with the client’s budget and growth plans.
Cornerstone Insurance Solutions in Harrisonburg, VA assists local businesses with coverage needs, distinguishing between one-time policy purchases for short-term projects and recurring annual plans for ongoing operations. The agency evaluates property, liability, and industry-specific risks to recommend appropriate protection packages. Coverage options address real estate, equipment, and potential legal exposures common in this region. Service is structured to operate on a recurring renewal schedule, ensuring policies remain current and adjusted as business circumstances change.
Integrity Insurance Group offers specialized business insurance solutions, including general liability, property coverage, and commercial auto policies. It works with small companies and larger enterprises in Harrisonburg, Virginia, assessing risks and helping secure appropriate plans. The agency also guides clients through regulatory requirements and advises on adequate coverage limits throughout the year. As winter approaches, it assists with preparing policies that address potential cold-weather disruptions, such as frozen pipes or weather-related property damage claims.
Jenkins Insurance & Financial Services works with businesses in Harrisonburg, VA, to identify appropriate liability and property coverage, while also specializing in additional policies such as commercial auto and workers’ compensation. By assessing individual operational risks, the agency tailors protection plans that help mitigate financial disruption. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
As autumn brings new inventory and changing customer foot traffic, small businesses in Harrisonburg need updated coverage for seasonal risks. HIS Insurance & Service responds to this local need by evaluating property, liability, and workers’ compensation policies annually to match current operations. Their focus includes helping retail shops, contractors, and service providers secure protection against common regional perils such as sudden hailstorms or equipment breakdowns. A thorough initial risk inspection of the premises and a review of existing business exposures is conducted to inform the first quote.
Marketplace Insurance Agency & ElderCare Associates is known for helping local businesses secure tailored commercial coverage in Harrisonburg, VA. It offers a practical range of property, liability, and workers’ compensation policies designed for small and mid-size companies. This firm also understands the regulatory environment facing Shenandoah Valley enterprises and can advise on appropriate risk management strategies. As a specialty add-on service, it assists business owners with coverage for nursing home or assisted living facility operations.
What Does a a Business Insurance Agent in Harrisonburg Cost?
Typical costs for a small business insurance package in Virginia range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting at 1 dollar per 100 dollars of payroll for low-risk office work and rising to 10 dollars or more for construction. Commercial auto insurance adds 1,200 to 2,400 dollars annually per vehicle. These are general estimates; your actual cost depends on your specific business operations and coverage choices. This information is general and not insurance advice.
About business insurance agents in Harrisonburg
Business insurance agents in Harrisonburg Virginia help local companies secure coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents in the Shenandoah Valley can also advise on commercial auto policies for fleet vehicles used on I-81.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia requires workers compensation insurance for businesses with three or more employees. Commercial auto insurance is required for any business-owned vehicle. General liability insurance is not required by state law but is often demanded by landlords and clients.
How do I find a licensed business insurance agent in Harrisonburg?
You can search the Virginia State Corporation Commission website for licensed agents in Harrisonburg. Local agents often belong to the Independent Insurance Agents of Virginia and can offer policies from multiple carriers.
What factors affect business insurance costs in Harrisonburg?
Costs depend on your industry payroll location and claims history. For example a restaurant in downtown Harrisonburg may pay higher general liability premiums than a home-based consulting firm. Virginia law also sets minimum coverage limits for workers compensation.
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