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Find Commercial Insurance Agents in Hilo, HI

Directory of commercial insurance agents in Hilo, Hawaii. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 commercial insurance agents in Hilo, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767 agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375 iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455 myjustrightinsurance.com
Premier Benefit Consultants
1437 Kilauea Ave Ste. 204, Hilo, HI 96720
(808) 731-3700 pbchawaii.com
Zack Pacleb - State Farm Insurance Agent
72 Kapiolani St, Hilo, HI 96720
(808) 657-3212 islandsf.com
Cary Ichinose - State Farm Insurance Agent
630 Kilauea Ave #102, Hilo, HI 96720
(808) 933-8500 caryichinose.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174 pyramidins.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157 insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888 bisihi.com
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000 hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207 hawaiiislandinsurance.com
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943 atlasinsurance.com
Treasury Insurance Co
522 Kinoole St, Hilo, HI 96720
(808) 645-4146 home.treasury.gov
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194 fbihi.com
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828 alliant.com
Financial Benefits Insurance
111E Puainako St #705, Hilo, HI 96720
(808) 792-5194 fbihi.com
Primerica Hilo
202 Waianuenue Ave, Hilo, HI 96720
(760) 450-8715 primerica.com
Finance Insurance Ltd
605 Laukapu St Ste#201, Hilo, HI 96720
(808) 933-1288 financeinsurance.com

Commercial insurance agents in Hilo, Hawaii help businesses find coverage for property, liability, and workers compensation. Hawaii law requires employers with one or more employees to carry workers compensation insurance. Agents can also guide you on hurricane and flood coverage, which are important for businesses on the Big Island.

What Does a Commercial Insurance Agent in Hilo Cost?

Typical costs for commercial insurance in Hilo vary by business type and size. A small retail store might pay between $500 and $2,000 per year for general liability. Workers compensation premiums depend on payroll and industry risk, often ranging from $1,000 to $5,000 annually. Hurricane and flood coverage add extra costs. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Hilo businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Hawaii law mandates workers comp for most employers. Agents can also recommend hurricane and flood insurance for Hilo locations.
How do I choose a commercial insurance agent in Hilo?
Look for an agent licensed in Hawaii who understands local risks like volcanic activity and tsunami zones. Ask about their experience with businesses similar to yours and check their reviews.
Is commercial insurance required by law in Hawaii?
Workers compensation insurance is required for all employers with at least one employee. Commercial auto insurance is required for business vehicles. Other coverages like general liability are not state mandated but are often required by lenders or landlords.