The top-rated commercial insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent. This directory lists 28 commercial insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Erick Ellgren: Allstate Insurance | 1188 Bishop St PH 2 | (808) 941-2886 |
| 3 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 4 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 5 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 6 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 7 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 8 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 9 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 10 | Ross Esaki: Allstate Insurance | 1311 Kapiolani Blvd Ste 503 | (808) 254-5138 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu offers a range of commercial insurance solutions to protect local businesses from financial risks. Their service includes tailored coverage plans designed to address liability, property damage, and income loss. Regular policy reviews and claims support are provided to help maintain proper protection as business needs evolve. They service a variety of properties, including single-family homes used for home-based businesses, apartments, and commercial retail locations, as well as restaurants.
Serving Honolulu and the surrounding Oahu communities, Erick Ellgren: Allstate Insurance provides commercial insurance policies for local businesses. This agency handles coverage for property, liability, and worker compensation needs typical of island-based operations. It works with small to mid-sized companies across various industries to protect their assets and daily operations. For a typical job, the agency evaluates unique business risks by examining operational details and matching coverage options to those specific factors from major carriers.
Kaina Kauahi - State Farm Insurance Agent handles residential insurance needs alongside commercial insurance coverages for businesses throughout Honolulu, HI. The agency provides policy options that address property, liability, and operational risks typical for local companies. Commercial clients can discuss their specific industry requirements and obtain tailored risk management solutions. The agency encourages follow-up discussions between regular visits to adjust coverage as business circumstances evolve.
As hurricane season approaches in Honolulu, local businesses face heightened risks that require careful coverage planning. Shelli Toguchi-Hadley - State Farm Insurance Agent offers commercial insurance policies tailored to protect against property damage and liability concerns. The agency works with small and midsize enterprises to review their current exposures and recommend appropriate professional liability, workers' compensation, and commercial auto products. Every new client begins with a thorough on-site inspection of their business premises to evaluate specific hazards and provide a detailed initial risk assessment.
Dustin Kwok’s State Farm Insurance Agency in Honolulu, Hawaii, helps businesses manage risk through general liability and property coverage. It specializes in offering tailored commercial automobile insurance and workers’ compensation policies. The agency protects local enterprises from common operational exposures across the islands. It works with a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
First Insurance Company of Hawaii, LTD serves as a commercial insurance agent in Honolulu, helping businesses manage risk through tailored coverage programs. The company offers specialized insurance products that address the unique environmental and operational conditions of working in Hawaii. These additional protections fill gaps in standard policies, ensuring broad liability and property coverage. The firm serves a range of commercial sectors, including professional offices, retail warehouses, and food service establishments requiring specific protection for their equipment and inventory.
Summer Burnett - State Farm Insurance Agent in Honolulu provides commercial insurance coverage tailored to local business operations. The agency works closely with clients to design policies that address property, liability, and workers’ compensation exposures. Ongoing risk management guidance helps business owners adjust their plans as their needs evolve throughout the year. This practice serves a variety of commercial properties in the area, including single-family homes used as business premises, apartment buildings, retail stores, and restaurants.
What Does a a Commercial Insurance Agent in Honolulu Cost?
Typical costs for a small business commercial insurance policy in Honolulu range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on the industry. Property insurance costs vary based on building value and hurricane risk. These figures are general estimates and actual costs depend on your specific business operations and coverage needs. This is general information and not insurance advice.
About commercial insurance agents in Honolulu
Commercial insurance agents in Honolulu help Hawaii business owners find coverage for property liability and workers compensation. Hawaii law requires employers with one or more employees to carry workers compensation insurance under Hawaii Revised Statutes Chapter 386. Agents also assist with hurricane coverage and general liability policies specific to island risks.
Frequently Asked Questions
What types of commercial insurance do Honolulu agents offer?
Honolulu agents offer general liability property insurance workers compensation commercial auto and professional liability. They also provide specialized policies for hurricane and flood coverage needed in Hawaii.
Is commercial insurance required by law in Hawaii?
Hawaii law requires workers compensation insurance for all employers with at least one employee. Commercial auto insurance is required for business vehicles. Other coverages like general liability are not legally required but are often needed by landlords and contracts.
How do I choose a commercial insurance agent in Honolulu?
Look for an agent licensed in Hawaii with experience in your industry. Ask about their knowledge of local risks like hurricane exposure and Hawaii specific regulations. Compare quotes from multiple agents to find suitable coverage.