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Find Commercial Insurance Agents Near You in Lihue, HI

Browse commercial insurance agents serving Lihue, Hawaii. Updated 2026-07-14.

The top-rated commercial insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 14 commercial insurance agents serving Lihue.

Showing 14 commercial insurance agents in Lihue, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Yukimura & Associates: Allstate Insurance2987 Umi St STE 101(808) 246-2665
2Adam Smith - State Farm Insurance Agent4374 Kukui Grove St Ste 103(808) 821-2630
3Skip Koenig - State Farm Insurance Agent4491 Kolopa St(808) 632-0406
4Punua Insurance4268 Rice St # A(808) 245-8508
5Eric Kaneda - State Farm Insurance Agent2970 Haleko Rd #106(808) 245-3554
6Business Insurance4485 Pahee St # 140(808) 245-2773
7Heritage Insurance HI1616 Haleukana St(808) 431-3375
8Pyramid Insurance - Kauai4405 Kukui Grove St #102(808) 245-4624
9Noguchi & Associates Inc4370 Kukui Grove St(808) 245-8449
10Mokihana Insurance Agency4393 Kukui Grove St #102(808) 245-9573
YA
2987 Umi St STE 101
Yukimura & Associates: Allstate Insurance
Commercial Insurance Agent · Lihue, HI

Yukimura & Associates: Allstate Insurance serves the Lihue, HI area as a commercial insurance agent. The agency helps local business owners select appropriate insurance policies to protect their assets and manage everyday operational risks. They assess each client’s unique needs, focusing on coverage that supports business continuity. In particular, the firm handles general liability insurance and workers’ compensation policies for small and medium-sized enterprises in this region.

AS
4374 Kukui Grove St Ste 103
Adam Smith - State Farm Insurance Agent
Commercial Insurance Agent · Lihue, HI

Adam Smith - State Farm Insurance Agent in Lihue, HI, provides a full range of commercial insurance services, including general liability, property, and business interruption coverage. The agency offers ongoing policy reviews and dedicated claims support to help businesses manage risk and maintain proper protection. Services are available for a variety of properties, such as single-family homes used for business, apartments, retail stores, and local restaurants.

SK
4491 Kolopa St
Skip Koenig - State Farm Insurance Agent
Commercial Insurance Agent · Lihue, HI

Skip Koenig provides commercial insurance solutions for homeowners, businesses, and property managers in Lihue, Hawaii. The agency helps local clients secure liability and property coverage tailored to the unique risks of operating on Kauai’s diverse industries. Businesses can receive personalized risk assessments and policy reviews for their storefronts, rental units, or service companies. The agency also extends its services to the neighboring community of Kapaʻa along the Royal Coconut Coast.

PI
4268 Rice St # A
Punua Insurance
Commercial Insurance Agent · Lihue, HI

Punua Insurance in Lihue, HI, provides commercial insurance agents who assist clients in choosing between stand-alone, one-time policies and ongoing, recurring coverage options. They help local businesses select appropriate general liability, property, and workers’ compensation plans tailored to their operational risks. The agent clearly explains coverage limits and exclusions for each commercial insurance product. Their service runs on either a one-time, scheduled, or as-needed basis, allowing clients to request policy reviews or new quotes at their convenience.

EK
2970 Haleko Rd #106
Eric Kaneda - State Farm Insurance Agent
Commercial Insurance Agent · Lihue, HI

Serving Lihue and the surrounding communities across Kauai, Eric Kaneda - State Farm Insurance Agent handles commercial insurance for local businesses in the island's diverse economy. The agency addresses common coverage needs such as general liability, property protection, and commercial auto policies tailored to small and mid-sized operations. Work typically begins with a thorough review of each client’s specific business exposures and operational risks. From there, the agency builds a custom policy package to provide balanced protection for the unique challenges of doing business in Hawaii.

BI
4485 Pahee St # 140
Business Insurance
Commercial Insurance Agent · Lihue, HI

Business Insurance provides specialized coverage for local businesses, including liability, property, and workers’ compensation policies tailored to commercial operations in Lihue. The agency also helps clients navigate general risk management, addressing common exposures for industries like hospitality, retail, and construction across the island. During hurricane season, it assists business owners in reviewing their policies to ensure adequate protection against wind and flood damage common to Hawaii.

HI
1616 Haleukana St
Heritage Insurance HI
Commercial Insurance Agent · Lihue, HI

Heritage Insurance HI provides commercial insurance solutions for businesses operating in and around Lihue. As a local agency, it specializes in adding tailored liability and property coverage to standard policy offerings. The company works to protect against common operational risks found in the island marketplace. Its clients include office spaces needing general liability, warehouses requiring inland marine coverage, and food service establishments that demand product liability protection.

PI
4405 Kukui Grove St #102
Pyramid Insurance - Kauai
Commercial Insurance Agent · Lihue, HI

As the busy tourist season on Kauai brings increased foot traffic and vehicle rentals to Lihue, local businesses often face new liability and property exposures. Pyramid Insurance - Kauai helps owners in the area review their commercial insurance policies to address seasonal inventory fluctuations, equipment usage, and general liability coverage needs. They emphasize analyzing each operation’s unique risk landscape, including common coastal weather patterns and building codes. An initial consultation typically begins with an on-site inspection or a thorough review of current coverage documents to identify gaps.

NA
4370 Kukui Grove St
Noguchi & Associates Inc
Commercial Insurance Agent · Lihue, HI

For residential clients in Lihue, Noguchi & Associates Inc provides property and liability protection for homes and personal assets. The agency also develops commercial insurance solutions for local businesses, covering general liability, property, and workers’ compensation needs throughout the island of Kauai. Commercial clients benefit from tailored risk management advice and policy reviews. When a policy is in place, the team coordinates follow-up service to adjust coverage as business needs change between regular visits.

MI
4393 Kukui Grove St #102
Mokihana Insurance Agency
Commercial Insurance Agent · Lihue, HI

Mokihana Insurance Agency is known for providing tailored commercial insurance solutions to businesses in Lihue, HI, addressing the unique needs of local industries including tourism, retail, and hospitality. The agency serves a diverse range of enterprises, from small local shops to larger operations. It offers comprehensive coverage options designed to protect against regional risks such as hurricane damage and liability claims. As an additional specialty service, the agency can arrange flood insurance for commercial properties located in high-risk coastal zones.

YF
3156 Elua St
YeeCorp Financial & Insurance Services
Commercial Insurance Agent · Lihue, HI
(808) 245-5384
yeecorp.com
AI
4493 Pahee St
Atlas Insurance Inc
Commercial Insurance Agent · Lihue, HI
(808) 246-1335
atlasinsurance.com
AF
2973 B, 2973 Umi St
Aflac
Commercial Insurance Agent · Lihue, HI
(808) 241-7555
aflac.com/agents/derrick_ching.aspx
PI
3, 2600 Kaumualii Hwy #1606
Pyramid Insurance - Kauai KGSC
Commercial Insurance Agent · Lihue, HI
(808) 245-1941
pyramidins.com

What Does a a Commercial Insurance Agent in Lihue Cost?

Commercial insurance costs in Lihue vary by business type, size, and risk factors. A small retail store might pay 500 to 1,500 dollars per year for general liability, while a restaurant could pay 2,000 to 5,000 dollars. Workers compensation rates in Hawaii are set by the state and average about 2 to 4 dollars per 100 dollars of payroll for low-risk jobs. Premiums also reflect Kauai hurricane exposure and local construction costs. This is general information, not insurance advice.

About commercial insurance agents in Lihue

Commercial insurance agents in Lihue help businesses on Kauai find coverage for property, liability, and workers compensation. Hawaii law requires employers to carry workers compensation insurance for all employees. Local agents understand the unique risks of island businesses, including hurricane exposure and tourism-related liabilities.

Frequently Asked Questions

What types of commercial insurance do Lihue businesses need?

Common coverages include general liability, property insurance, workers compensation, and commercial auto. Hawaii law mandates workers comp for all employers with employees. Many Lihue businesses also add hurricane and flood coverage due to island risks.

How do Hawaii insurance regulations affect Lihue businesses?

Hawaii follows a fault-based system for auto liability and requires proof of insurance for vehicle registration. The Hawaii Insurance Division oversees all commercial insurance agents. Agents must be licensed in Hawaii and follow state rules on policy disclosures and claims handling.

How can a Lihue commercial insurance agent help with risk management?

Agents assess your business operations and recommend coverage limits and deductibles. They can advise on safety programs to lower premiums and help you understand Hawaii-specific exclusions, such as those for lava flows or tsunami damage. They also assist with claims filing and policy renewals.

Commercial Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.