Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 14 commercial insurance agents in Lihue, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yukimura & Associates: Allstate Insurance
2987 Umi St STE 101, Lihue, HI 96766
(808) 246-2665
agents.allstate.com
Adam Smith - State Farm Insurance Agent
4374 Kukui Grove St Ste 103, Lihue, HI 96766
(808) 821-2630
smithcarinsurance.com
Skip Koenig - State Farm Insurance Agent
4491 Kolopa St, Lihue, HI 96766
(808) 632-0406
skipkoenig.com
Eric Kaneda - State Farm Insurance Agent
2970 Haleko Rd #106, Lihue, HI 96766
(808) 245-3554
erickaneda.com
Punua Insurance
4268 Rice St # A, Lihue, HI 96766
(808) 245-8508
Business Insurance
4485 Pahee St # 140, Lihue, HI 96766
(808) 245-2773
Pyramid Insurance - Kauai
4405 Kukui Grove St #102, Lihue, HI 96766
(808) 245-4624
pyramidins.com
Heritage Insurance HI
1616 Haleukana St, Lihue, HI 96766
(808) 431-3375
Noguchi & Associates Inc
4370 Kukui Grove St, Lihue, HI 96766
(808) 245-8449
Mokihana Insurance Agency
4393 Kukui Grove St #102, Lihue, HI 96766
(808) 245-9573
higltd.com
YeeCorp Financial & Insurance Services
3156 Elua St, Lihue, HI 96766
(808) 245-5384
yeecorp.com
Atlas Insurance Inc
4493 Pahee St, Lihue, HI 96766
(808) 246-1335
atlasinsurance.com
Aflac
2973 B, 2973 Umi St, Lihue, HI 96766
(808) 241-7555
aflac.com
Pyramid Insurance - Kauai KGSC
3, 2600 Kaumualii Hwy #1606, Lihue, HI 96766
(808) 245-1941
pyramidins.com
What Does a Commercial Insurance Agent in Lihue Cost?
Commercial insurance costs in Lihue vary by business type, size, and risk factors. A small retail store might pay 500 to 1,500 dollars per year for general liability, while a restaurant could pay 2,000 to 5,000 dollars. Workers compensation rates in Hawaii are set by the state and average about 2 to 4 dollars per 100 dollars of payroll for low-risk jobs. Premiums also reflect Kauai hurricane exposure and local construction costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Lihue businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Hawaii law mandates workers comp for all employers with employees. Many Lihue businesses also add hurricane and flood coverage due to island risks.
How do Hawaii insurance regulations affect Lihue businesses?
Hawaii follows a fault-based system for auto liability and requires proof of insurance for vehicle registration. The Hawaii Insurance Division oversees all commercial insurance agents. Agents must be licensed in Hawaii and follow state rules on policy disclosures and claims handling.