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HomeCommercial Insurance AgentsHawaii › Kailua-Kona

Find Commercial Insurance Agents Near You in Kailua-Kona, HI

Browse commercial insurance agents serving Kailua-Kona, Hawaii. Updated 2026-07-14.

The top-rated commercial insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 12 commercial insurance agents serving Kailua-Kona.

Showing 12 commercial insurance agents in Kailua-Kona, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance75-167 Hualalai Rd Ste 101(808) 326-1125
2First American Title Company, Inc.75-240 Nani Kailua Dr Suite 1(808) 329-4431
3Matt DeMille - State Farm Insurance AgentHale Ku'i Plaza, 73-4976 Kamanu St #201(808) 331-1113
4Lance Matsumura - State Farm Insurance Agent75-240 Nani Kailua Dr APT 12
5Aloha Insurance Services Inc75-5931 Walua Rd #100(808) 334-0044
6Keinnen Kato - State Farm Insurance Agent75-5722 Kuakini Hwy # 210(808) 327-5433
7Atlas Insurance Agency75-167E Hualalai Rd(808) 329-4844
8Paradise Insurance LLC74-5620 Palani Rd #205(808) 315-7207
9Hoku Insurance LLC75-170 Hualalai Rd ste a100(808) 809-7670
10Safe Secure Insurance Agency HI75-5591 Palani Rd # 2004(808) 930-1222
NK
75-167 Hualalai Rd Ste 101
Nakoa Kai Insurance Professionals: Allstate Insurance
Commercial Insurance Agent · Kailua-Kona, HI

Nakoa Kai Insurance Professionals serves businesses throughout Hawaii County from its base in Hilo. As an Allstate Insurance agency, the firm provides commercial insurance agent services to local enterprises seeking coverage for their operations. The agency helps clients manage risks associated with running a business in the region. Its specialists work to match each commercial policy to the specific needs of the insured. In this area, it handles general liability insurance for small retailers and commercial auto policies for local contractors.

FA
75-240 Nani Kailua Dr Suite 1
First American Title Company, Inc.
Commercial Insurance Agent · Kailua-Kona, HI

First American Title Company, Inc. serves the Kailua-Kona, Hawaii area and its surrounding metro region. As a commercial insurance agent, it connects businesses with essential coverage options. Their work involves assessing risk and finding appropriate policies for local enterprises. The company helps business owners navigate protection for their physical assets and liability concerns. It specializes in arranging customized plans for professional liability and commercial property insurance needs.

MD
Hale Ku'i Plaza, 73-4976 Kamanu St #201
Matt DeMille - State Farm Insurance Agent
Commercial Insurance Agent · Kailua-Kona, HI

Serving homeowners, local businesses, and property managers in Kailua-Kona, Matt DeMille - State Farm Insurance Agent helps clients select commercial insurance policies tailored to protect their assets and daily operations. The agency provides guidance on liability coverage, property protection, and business interruption policies to mitigate common risks found on the Big Island. Clients benefit from personalized consultations focused on their specific industry needs. The agent also covers surrounding communities such as Captain Cook and Holualoa.

LM
75-240 Nani Kailua Dr APT 12
Lance Matsumura - State Farm Insurance Agent
Commercial Insurance Agent · Kailua-Kona, HI
AI
75-5931 Walua Rd #100
Aloha Insurance Services Inc
Commercial Insurance Agent · Kailua-Kona, HI

Aloha Insurance Services Inc serves commercial clients in Kailua-Kona and surrounding Hawaii Island communities, handling a full range of business insurance needs from general liability to workers' compensation. It focuses on helping local enterprises protect their assets against the unique risks of island operations, including severe weather and logistical challenges. To handle a typical job, the company begins by assessing the client’s specific exposures and then structures a policy that addresses those identified vulnerabilities.

KK
75-5722 Kuakini Hwy # 210
Keinnen Kato - State Farm Insurance Agent
Commercial Insurance Agent · Kailua-Kona, HI

Keinnen Kato - State Farm Insurance Agent in Kailua-Kona, HI provides commercial insurance coverage to local businesses. The difference between one-time and recurring service options determines whether a client purchases a single policy for a specific project or establishes ongoing protection through regular policy renewals. Coverage addresses General Liability and property exposures common to operations like retail shops and small contractors in the area. Servicing follows a scheduled basis for policy renewals and an as-needed basis for mid-term adjustments or claims assistance.

AI
75-167E Hualalai Rd
Atlas Insurance Agency
Commercial Insurance Agent · Kailua-Kona, HI

Kailua-Kona’s hurricane season and active lava zones make reliable commercial coverage essential for local businesses. Atlas Insurance Agency works with island enterprises to assess these unique risks, structuring commercial policies that address property, liability, and business interruption exposures. The agency draws on its knowledge of Big Island conditions to recommend appropriate limits and deductibles. Every engagement begins with a thorough on-site inspection of the business premises. This initial assessment allows Atlas to match policy features directly to each client’s operational footprint, creating the foundation for a tailored commercial insurance portfolio.

PI
74-5620 Palani Rd #205
Paradise Insurance LLC
Commercial Insurance Agent · Kailua-Kona, HI

Paradise Insurance LLC specializes in securing commercial liability, property, and auto coverage for businesses in Kailua-Kona. It serves local retailers, hospitality operators, and independent contractors who need tailored protection. The agency advises clients on appropriate policy limits and deductibles to reduce potential disruptions. For Kona’s unique environment, it frequently reviews flood and hurricane exposure to ensure that seasonal storm risks are adequately addressed.

HI
75-170 Hualalai Rd ste a100
Hoku Insurance LLC
Commercial Insurance Agent · Kailua-Kona, HI

Hoku Insurance LLC in Kailua-Kona, Hawaii, works with local businesses to assess their unique risk exposures and secure appropriate commercial coverage. It specializes in adding tailored endorsements that address specific liability, property, and operational gaps beyond a standard policy. The agency arranges protection for a range of commercial sectors in the area, including professional offices, industrial warehouses, and food service establishments.

SS
75-5591 Palani Rd # 2004
Safe Secure Insurance Agency HI
Commercial Insurance Agent · Kailua-Kona, HI

Safe Secure Insurance Agency HI in Kailua-Kona addresses the residential coverage needs of local homeowners and renters. The agency also provides commercial insurance for businesses in the area, offering policies that help protect against common liability and property risks. Serving clients throughout the Kona district, the team understands the specific challenges faced by island enterprises. After an initial policy setup, they schedule follow-up conversations between regular visits to review coverage adjustments and ensure plans remain appropriate for changing business operations.

PI
75-5591 Palani Rd Suite 2001
Pyramid Insurance - Kona
Commercial Insurance Agent · Kailua-Kona, HI
(808) 527-7667
pyramidins.com
MU
75 Luhia St
Mutual Underwriters
Commercial Insurance Agent · Kailua-Kona, HI
(808) 329-8689

What Does a a Commercial Insurance Agent in Kailua-Kona Cost?

Typical costs for commercial insurance in Hawaii vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the state and average 2 to 5 dollars per 100 dollars of payroll. Commercial auto policies for a single van can range from 1200 to 3000 dollars annually. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This information is general and not insurance advice.

About commercial insurance agents in Kailua-Kona

Commercial insurance agents in Kailua-Kona help local businesses find coverage that meets Hawaii state requirements. Hawaii law mandates workers compensation insurance for most employers with one or more employees. Agents can also assist with general liability and commercial auto policies tailored to the Big Islands unique risks like volcanic activity and oceanfront operations.

Frequently Asked Questions

What types of commercial insurance are required in Hawaii?

Hawaii law requires workers compensation insurance for all employers with at least one employee. Commercial auto insurance is required for business vehicles. General liability is not required by state law but is often needed for contracts and leases.

How do I find a commercial insurance agent in Kailua-Kona?

You can search online directories or ask for referrals from local business groups like the Kona-Kohala Chamber of Commerce. Look for agents licensed in Hawaii with experience in your industry.

What factors affect commercial insurance costs in Hawaii?

Costs depend on your business type number of employees location and claims history. Hawaii insurance rates are regulated by the state Department of Commerce and Consumer Affairs. Premiums also vary based on exposure to natural disasters like hurricanes and lava flows.

Commercial Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.