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Find Commercial Insurance Agents Near You in Hopkinsville, KY
Compare commercial insurance agents in Hopkinsville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Hopkinsville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 commercial insurance agents in Hopkinsville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Crisp - State Farm Insurance Agent
3247 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-3139
stevecrispinsurance.com
Michael Venable - State Farm Insurance Agent
1107 S Virginia St, Hopkinsville, KY 42240
(270) 885-0063
michaelvenable.com
Shelter Insurance
1211 Skyline Dr, Hopkinsville, KY 42240
(270) 632-1307
shelterinsurance.com
Kentucky Farm Bureau Insurance
250 Burley Ave, Hopkinsville, KY 42240
(270) 885-3276
kyfb.com
Tom Bell - State Farm Insurance Agent
205 Bill Flynn Blvd, Hopkinsville, KY 42240
(270) 885-2982
tombellhopkinsville.com
Pollock-Christian County Insurance
710 W 15th St, Hopkinsville, KY 42240
(270) 518-5646
progressiveagent.com
Kristy Walker: Allstate Insurance
4447 Canton Pike, Hopkinsville, KY 42240
(270) 707-0404
agents.allstate.com
Legacy Insurance - KY
2512 Fort Campbell Blvd # C, Hopkinsville, KY 42240
(270) 975-3133
insureatlegacy.com
Kentucky Farm Bureau Regional Claims Office
1810 E 9th St, Hopkinsville, KY 42240
(270) 886-8123
kyfb.com
Charlie Henderson - State Farm Insurance Agent
2919 Fort Campbell Blvd Ste B, Hopkinsville, KY 42240
(270) 885-2230
charliehendersonsf.net
Higgins Insurance
4057 Lafayette Rd, Hopkinsville, KY 42240
(270) 886-3939
higginsinsurance.com
Raymond Nelson Insurance
3205 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-1800
rnelsoninsurance.com
Kentucky Farm Bureau Insurance
2405 Fort Campbell Blvd, Hopkinsville, KY 42240
(270) 886-5434
kyfb.com
Harbor Insurance Agency
307 North Dr, Hopkinsville, KY 42240
(270) 881-1022
harborinsagency.com
Advantage Insurance Co KY
1002 S Virginia St, Hopkinsville, KY 42240
(502) 496-6681
Woodmen of the World Insurance
1908 Pembroke Rd, Hopkinsville, KY 42240
(270) 452-1875
woodmenlife.org
The Center of Insurance
1300 Liberty St, Hopkinsville, KY 42240
(270) 886-3010
thecenterofinsurance.com
Tatum, Hester & Burkhead Insurance
108 N Main St, Hopkinsville, KY 42240
(270) 886-6668
tatumhesterburkhead.com
Lee Insurance Services
602 W 7th St, Hopkinsville, KY 42240
(270) 886-3340
Northtrust Insurance
305 North Dr, Hopkinsville, KY 42240
(270) 885-0811
northtrustinsurance.com
Commercial insurance agents in Hopkinsville, Kentucky help local businesses find coverage for property, liability, and workers compensation. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. Agents in Christian County can assist with tailoring policies to meet state regulations and local business needs.
What Does a Commercial Insurance Agent in Hopkinsville Cost?
Typical costs for commercial insurance in Kentucky vary by industry, business size, and coverage limits. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry classification, often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars annually per vehicle. These are estimates only. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in Hopkinsville need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Kentucky law mandates workers compensation coverage for most employers with at least one employee. An agent can help identify required and recommended coverages based on your industry.
How does Kentucky law affect commercial insurance requirements?
Kentucky follows a no-fault system for auto insurance, which affects commercial auto policies. The state also has specific workers compensation rules and liability limits. Agents in Hopkinsville understand these local statutes and can help ensure your policy meets legal standards.
Can a commercial insurance agent help with business risk management?
Yes, agents often review your operations to identify potential risks and suggest coverage adjustments. They can also advise on safety programs and policy endorsements that may reduce your premium. This service is part of the agent role in Kentucky.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.