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Find Commercial Insurance Agents Near You in Owensboro, KY

Directory of commercial insurance agents in Owensboro, Kentucky. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 commercial insurance agents in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shane Satterfield - State Farm Insurance Agent
2100 Frederica St, Owensboro, KY 42301
(270) 685-4452 mysfagentshane.com
Candace Crossan - State Farm Insurance Agent
933 Tamarack Rd, Owensboro, KY 42301
(270) 926-1114 candaceismyagent.com
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835 theinsurancegroupowensboro.com
Allstate Insurance Agent: Kent Banning
3221 Frederica St STE D, Owensboro, KY 42301
(270) 683-7343 agents.allstate.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001 elevateyourinsurance.com
Elite Risk Advisors
111 W 3rd St Ste 2, Owensboro, KY 42303
(270) 225-4445 eliteriskagent.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806 emford.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268 wdinsuranceobky.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
Nationwide Insurance: Aubrey M Beatty
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-1006 agency.nationwide.com
THE Insurance Group by Drew Young
745 Carlton Dr, Owensboro, KY 42303
(812) 608-0649
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975 rivercityinsuranceagency.com
Lawton Insurance of Owensboro
200 E 3rd St Suite 101, Owensboro, KY 42301
(270) 685-5124 hfins.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336 ohiovalleyins.com
Gallagher Insurance, Risk Management & Consulting
1925 Frederica St, Owensboro, KY 42301
(270) 926-4550 assuredpartners.com
Storm Insurance, LLC
3943 KY-54, Owensboro, KY 42303
(270) 685-2438 storm-ins.com
Baize Insurance
2803 Veach Rd, Owensboro, KY 42303
(270) 685-1011
Houchens Insurance Group
2009 Frederica St A, Owensboro, KY 42301
(270) 685-5581 higusa.com

Commercial insurance agents in Owensboro Kentucky help local businesses secure coverage for property liability and workers compensation. Kentucky law requires most employers with three or more employees to carry workers compensation insurance. Agents in Owensboro understand the specific risks for industries like manufacturing agriculture and healthcare common to the region.

What Does a Commercial Insurance Agent in Owensboro Cost?

Typical costs for commercial insurance in Kentucky vary by industry and coverage level. A small retail business might pay 500 to 1500 dollars per year for general liability while a construction company could pay 3000 to 10000 dollars annually for a package policy. Workers compensation rates in Kentucky are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Owensboro agents offer?
Owensboro agents offer general liability property insurance workers compensation commercial auto and professional liability. They also provide specialized coverage for construction trucking and agribusiness common in Daviess County.
Is commercial auto insurance required for businesses in Kentucky?
Yes Kentucky requires businesses to carry liability insurance for any vehicles used for work. The minimum liability limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 25 thousand dollars for property damage.