The top-rated commercial insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc., Bradshaw & Weil, Inc.. This directory lists 20 commercial insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 3 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 4 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 5 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 6 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 7 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 8 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
| 9 | Lightwell Insurance Advisors of Kentucky LLC | 314 Broadway St #200 | (855) 853-4765 |
| 10 | Kentucky Farm Bureau Insurance | 5470 US-60 | (270) 444-8400 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area as a commercial insurance agent. The company provides essential business insurance coverage to local merchants, manufacturers, and service-based companies. Its work helps small and mid-sized businesses protect against common operational risks and property liabilities. Through its agency role, it advises clients on selecting appropriate insurance limits for their commercial exposures. Specific services it handles in this area include general liability policies and commercial property coverage.
Shelter Insurance - Brian Meadows provides a full range of commercial insurance services for business owners in Paducah and the surrounding region. These offerings include property, liability, and workers compensation coverage tailored to meet diverse operational needs. The agency works closely with each client to structure appropriate policies and offers routine policy reviews to ensure protections remain aligned with changing business exposures. Its service approach focuses on identifying specific risk factors and adjusting coverage accordingly. The agency services single-family homes, apartments, retail establishments, and restaurants requiring liability and property protection.
Hibbs Insurance Agency, Inc. serves local businesses, property managers, and commercial property owners in Paducah, Kentucky. This commercial insurance agent works to craft policies that address liability, property damage, and business interruption risks. The agency’s services help entrepreneurs protect their buildings, inventory, and equipment from common operational hazards. Businesses can obtain coverage tailored to their specific industry and size. The firm also extends its commercial property and casualty insurance services to clients in the nearby communities of West Paducah and Reidland.
Bradshaw & Weil, Inc. serves Paducah, Kentucky, and the surrounding communities of the Jackson Purchase region. It handles the various insurance needs of local businesses, from general liability and property coverage to workers' compensation and commercial auto policies. The agency maintains a working knowledge of the specific risks faced by industries common to the area. For a typical job, it evaluates the client’s operations and exposures in person to recommend an appropriate policy from a standard market carrier.
Paducah Insurance Agency LLC offers both one-time and scheduled service options for commercial insurance clients. Coverage includes property, liability, and workers’ compensation policies tailored to local business needs. For ongoing protection, periodic policy reviews are available. For a single project or milestone, a one-time consultation and quote may be arranged. Service for new policies and renewals runs on an as-needed basis, triggered by changes in a client’s business operations or coverage requirements.
As the Ohio River swells with spring rains, Paducah businesses contend with rising flood risks and liability concerns for commercial properties. Scott Jordan’s Allstate agency helps local owners navigate these exposures with tailored commercial insurance policies. From general liability for a Main Street shop to workers’ compensation for a construction crew, the agent matches coverage to each operation’s size and industry. A typical first step involves scheduling an on-site inspection of the property or business premises to assess specific hazards and liability gaps.
Insurance of Paducah specializes in business liability, property coverage, and workers’ compensation policies. It also handles general commercial insurance needs for local enterprises of varied sizes. The agency assists Paducah, KY clients in securing coverage that protects their daily operations and assets. As seasons change, it helps local businesses manage risks from severe storms and flooding common to this region.
Kentucky Farm Bureau Insurance in Paducah provides commercial coverage tailored to local businesses, including liability, property, and workers’ compensation policies. It serves entrepreneurs, retailers, and agricultural operations by assessing risks and structuring plans to protect assets and daily operations. The agency also advises on deductibles and policy limits to match each business’s budget and exposure. As severe spring storms approach, it helps clients review and update their commercial property policies to reduce potential weather-related losses.
What Does a a Commercial Insurance Agent in Paducah Cost?
Typical costs for commercial insurance in Kentucky vary widely. A small business general liability policy may cost between $400 and $1,500 per year. Workers compensation premiums depend on payroll and industry class codes, often ranging from $0.50 to $3.00 per $100 of payroll. Commercial auto insurance averages around $1,200 to $2,500 per vehicle annually. These are general estimates and your actual costs will depend on your business size, location, and claims history. This is general information and not insurance advice.
About commercial insurance agents in Paducah
Commercial insurance agents in Paducah, Kentucky help business owners protect their assets with tailored policies. Kentucky law requires certain businesses to carry workers compensation insurance if they have five or more employees. Agents in Paducah understand local risks like flood exposure from the Ohio River and can guide you through coverage options.
Frequently Asked Questions
What types of commercial insurance do Paducah businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Kentucky law mandates workers comp for most businesses with five or more employees. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in Paducah?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their familiarity with local risks such as severe weather or liability issues. Check their reputation through reviews or referrals.
Does Kentucky have special insurance requirements for contractors?
Yes, contractors in Kentucky must carry general liability insurance and often need surety bonds for licensing. Commercial auto insurance is also required for work vehicles. An agent can help you meet these legal requirements.
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