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Directory of commercial insurance agents in Richmond, Kentucky. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 commercial insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
Jon Clark - State Farm Insurance Agent
1010 Brandy Ln Ste F, Richmond, KY 40475
(859) 623-6218
countonclark.com
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Kentucky Farm Bureau Insurance
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725
kyfb.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888
alhinsurance.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684
bobrobertsinsurance.com
Parks Insurance Services
620 Big Hill Ave #15, Richmond, KY 40475
(859) 626-5796
parksinsuranceservices.com
Whitaker-Vencill Insurance Agency
301 W Main St, Richmond, KY 40475
(859) 623-1818
Weaver's Insurance Agency
120 N 2nd St, Richmond, KY 40475
(859) 623-7040
progressiveagent.com
Commercial insurance agents in Richmond Kentucky help business owners protect their assets with tailored policies. Kentucky law requires certain businesses to carry workers compensation insurance if they have multiple employees. Agents in Richmond understand local risks such as weather events and liability concerns for small and medium enterprises.
What Does a Commercial Insurance Agent in Richmond Cost?
The cost of commercial insurance in Kentucky varies by business type, size, and risk factors. A small retail shop in Richmond might pay 500 to 1,500 dollars per year for general liability. A construction company could pay 3,000 to 10,000 dollars annually for a package policy. Workers compensation rates are set by the Kentucky Department of Insurance based on industry classification. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Richmond businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Kentucky law mandates workers compensation for most employers with three or more employees. An agent can help you assess your specific needs.
How do I choose a commercial insurance agent in Richmond?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their familiarity with local regulations and claims processes. Check their reputation with the Kentucky Department of Insurance.
Does Kentucky require commercial auto insurance for business vehicles?
Yes, Kentucky requires liability coverage for all registered vehicles used for business. Minimum limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you meet these requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.