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Find Commercial Insurance Agents Near You in Rochester, MI

Browse commercial insurance agents serving Rochester, Michigan. Updated 2026-07-14.

The top-rated commercial insurance agent in Rochester, Michigan is Michigan Insured, rated 5.0 stars across 109 reviews. Other highly rated options include Main Street Insurance Agency, Marcus Schirr Insurance Group, Allen Harmon Insurance. This directory lists 11 commercial insurance agents serving Rochester.

Showing 11 commercial insurance agents in Rochester, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michigan Insured805 Oakwood Dr Suite 205(248) 236-7004
2Main Street Insurance Agency803 N Main St(248) 656-1655
3Marcus Schirr Insurance Group318 East St(248) 464-8749
4Allen Harmon Insurance961 Oakwood Dr(877) 205-0051
5Whims Insurance Agency322 S Main St #200(248) 651-7321
6Goosehead Insurance - David Cruise429 Walnut Blvd(248) 963-1081
7Lifetime Insurance336 1/2 S Main St(248) 720-5998
8Kozhuharov Insurance Agency961 Oakwood Dr(877) 205-0051
9Szura Insurance Services109 E 4th St(248) 651-4487
10Dale Nina Martin Insurance417 S Main St(248) 651-7272
MI
805 Oakwood Dr Suite 205
Michigan Insured
Commercial Insurance Agent · Rochester, MI

Michigan Insured serves the greater Rochester area of Macomb and Oakland counties as a commercial insurance agent. This agency brokers policies that protect businesses from financial losses due to property damage or liability claims. Policy options are tailored to various industry sectors, helping local enterprises manage operational risks. Common coverages include general liability in downtown storefronts, commercial property for manufacturing facilities, and workers’ compensation for construction crews in the region. Professional liability insurance and commercial auto coverage are specific services it handles in this area.

MS
803 N Main St
Main Street Insurance Agency
Commercial Insurance Agent · Rochester, MI

Main Street Insurance Agency provides a full range of commercial insurance services, including general liability, property, and workers’ compensation coverage for local businesses. The agency offers tailored maintenance plans designed to help clients regularly review and update their policies as their operations evolve. This commercial insurance agent serves the Rochester, MI area, providing essential risk management solutions for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

MS
318 East St
Marcus Schirr Insurance Group
Commercial Insurance Agent · Rochester, MI

Businesses throughout Rochester, MI, turn to Marcus Schirr Insurance Group for tailored commercial insurance agent services. The agency helps local property managers, retailers, and professional firms secure liability, property, and workers’ compensation coverage designed to protect their daily operations. Their advisors review each client’s specific risks to recommend appropriate policy structures from multiple carriers. This ensures businesses can operate with reduced financial exposure and alignment with industry requirements. They also cover communities across Oakland County, including nearby Troy and Auburn Hills.

AH
961 Oakwood Dr
Allen Harmon Insurance
Commercial Insurance Agent · Rochester, MI

Serving Rochester, MI, and the surrounding communities, Allen Harmon Insurance handles a full range of commercial insurance needs for local businesses. Its work typically covers general liability, property coverage, and workers’ compensation to protect companies from common operational risks. Recognizing that each business faces distinct exposures, the agency tailors policies to match specific industry requirements and company size. To handle a typical job, Allen Harmon Insurance begins with a thorough risk assessment of the client’s operations before recommending appropriate coverage limits and deductibles.

WI
322 S Main St #200
Whims Insurance Agency
Commercial Insurance Agent · Rochester, MI

Whims Insurance Agency in Rochester, MI offers commercial insurance clients both one-time policies for single events or short-term projects and recurring coverage for ongoing business operations. Its work includes protecting businesses against common property damage, liability claims, and income loss risks characteristic of the local commercial landscape. Coverage is carefully structured to meet the specific needs of each enterprise. Service runs on a one-time, scheduled, or as-needed basis, directly matched to the policy type selected.

GI
429 Walnut Blvd
Goosehead Insurance - David Cruise
Commercial Insurance Agent · Rochester, MI

Goosehead Insurance - David Cruise specializes in tailored liability coverage and property protection for small to mid-sized businesses in the Rochester, MI area. The agency also provides general workers’ compensation plans and commercial auto policies to meet diverse operational needs. It assists local enterprises with risk assessment and policy customization for various industries. As seasonal weather shifts can disrupt daily operations or damage business property, the agency helps commercial clients secure appropriate flood or storm-related coverage adjustments.

LI
336 1/2 S Main St
Lifetime Insurance
Commercial Insurance Agent · Rochester, MI

Lifetime Insurance serves residential insurance needs in Rochester and the surrounding areas, while also offering commercial insurance policies for local businesses. The agency helps companies select appropriate coverage for property, liability, and other operational risks. Commercial clients benefit from dedicated agents who understand the specific insurance requirements of the region. Following any service or claim, the agency arranges follow-up contact to review policy details and ensures that repeat service is available before the next scheduled regular visit.

KI
961 Oakwood Dr
Kozhuharov Insurance Agency
Commercial Insurance Agent · Rochester, MI

As winter weather in Rochester thaws into spring, local businesses begin reassessing their liability and property exposures. Kozhuharov Insurance Agency addresses these seasonal coverage shifts as a commercial insurance agent in the area. The agency reviews each client’s unique risk profile, from retail storefronts to professional service offices, then structures policies to protect against common regional concerns like ice damage or supply-chain interruptions. To understand a business’s specific exposures, an agent schedules an on-site inspection of the premises and reviews current operations and equipment inventories.

SI
109 E 4th St
Szura Insurance Services
Commercial Insurance Agent · Rochester, MI

Szura Insurance Services works with businesses in Rochester to identify their specialized risk exposures and select appropriate commercial coverage. As an independent agency, it markets a range of liability and property policies tailored for various operations. The agency focuses on protecting revenue, equipment, and legal obligations for diverse enterprises. Its commercial expertise applies to sectors including offices, warehouses, and food service establishments.

DN
417 S Main St
Dale Nina Martin Insurance
Commercial Insurance Agent · Rochester, MI

Dale Nina Martin Insurance is a commercial insurance agency serving the Rochester, Michigan area. The agency provides business insurance policies that protect local companies from common operational risks, including liability and property damage claims. Its service range typically covers general liability, commercial auto, and workers compensation coverage for small to midsize enterprises in the region. As a specialty service add-on, the agency can arrange customized inland marine policies for equipment and inventory that moves between job sites or client locations.

MO
119 W 4th St
Maria Olivan Agency
Commercial Insurance Agent · Rochester, MI
(248) 925-3700

What Does a a Commercial Insurance Agent in Rochester Cost?

Commercial insurance costs in Michigan vary by business type size and location. A small retail store might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the state and average around 1.50 dollars per 100 dollars of payroll for low risk jobs. Premiums can be higher for construction or manufacturing. This is general information and not insurance advice.

About commercial insurance agents in Rochester

Commercial insurance agents in Rochester Michigan help local businesses manage risk with tailored coverage. Michigan law requires workers compensation insurance for most employers with three or more employees. Agents can guide you through state-specific requirements like no-fault auto insurance for commercial vehicles.

Frequently Asked Questions

What types of commercial insurance do Rochester businesses need?

Common coverages include general liability commercial property workers compensation and commercial auto. Michigan law mandates workers comp for most businesses with three or more employees.

How do I choose a commercial insurance agent in Rochester?

Look for an agent licensed in Michigan with experience in your industry. Ask about their knowledge of local risks and Michigan specific regulations like the state no-fault auto system.

Can a commercial insurance agent help with a Michigan business auto policy?

Yes. Michigan has unique no-fault auto laws that affect commercial policies. An agent can explain the required personal injury protection and property protection insurance limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.