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Commercial Insurance Agents in Royal Oak, MI

Compare commercial insurance agents in Royal Oak. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 commercial insurance agents in Royal Oak, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365 cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504 lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309 kirstenwood.net
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500 atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675 highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202 agents.allstate.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660 agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575 farmersagent.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800 mcnish.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008 farmbureauinsurance-mi.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255 crownshieldinsurance.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510 insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600 assuredpartners.com
State Insurance Co
1921 W Sounh Blvd, Royal Oak, MI 48073
(248) 588-9340
MacQueen Insurance Group
415 S West St Suite 350, Royal Oak, MI 48067
(248) 543-4332 macqueeninsurancegroup.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053
Level one Insurance
306 E 4th St, Royal Oak, MI 48067
(313) 778-9169

Commercial insurance agents in Royal Oak Michigan help local business owners find coverage for property liability and workers compensation. Michigan law requires businesses with employees to carry workers compensation insurance unless they meet specific exemption criteria. Agents can also advise on commercial auto policies which must comply with Michigans no-fault insurance requirements.

What Does a Commercial Insurance Agent in Royal Oak Cost?

Commercial insurance costs in Michigan vary widely by industry size and location. A small retail shop in Royal Oak might pay between 500 and 2000 dollars per year for general liability coverage. A restaurant with higher risk could pay 3000 to 6000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Royal Oak businesses typically need?
Most Royal Oak businesses need general liability insurance property insurance and workers compensation. Depending on the industry they may also require commercial auto coverage professional liability or cyber liability insurance.
Does Michigan require commercial auto insurance for business vehicles?
Yes Michigan law requires all business-owned vehicles to carry no-fault auto insurance. This includes personal injury protection and property protection insurance as well as residual bodily injury and property damage liability.
How can a commercial insurance agent in Royal Oak help my business?
A local agent can review your specific operations and risks to recommend appropriate coverage limits and policy types. They also help you compare quotes from multiple insurers to find options that fit your budget.