The top-rated commercial insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent, Atlas Insurance Agency, LLC. This directory lists 17 commercial insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 4 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 5 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 6 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 7 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 8 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
| 9 | Crown Shield Insurance Group | 301 W 4th St LL25 | (248) 955-5255 |
| 10 | McNish Group | 26622 Woodward Ave STE 200 | (248) 544-4800 |
Cameron Barnes - State Farm Insurance Agent serves Royal Oak and the surrounding Oakland County area, offering commercial insurance policies to local business owners. The agency helps clients select coverage that protects company assets and operations from common risks. Tailored policies address liability concerns and property damage exposures. Specific services handled by this agent include general liability insurance and commercial property insurance for small and mid-sized businesses in the region.
Kirsten Wood - State Farm Insurance Agent in Royal Oak, MI, serves local business owners, property managers, and commercial property lessees seeking liability coverage and asset protection. The agency helps small- and medium-sized enterprises analyze their risk exposures, from general liability to property insurance. Work with this agent to discuss policy options designed to guard against operational disruptions and financial losses. The office also provides commercial insurance support to clients throughout neighboring Ferndale and the surrounding Oakland County metro area.
Michael Lantzy - State Farm Insurance Agent in Royal Oak, MI, provides commercial insurance policies covering liability, property, and business interruption. Their service approach includes periodic policy reviews to help ensure coverage keeps pace with changing business operations and risk exposures. Ongoing support is available for claims assistance and policy adjustments. They service single-family homes as well as apartment complexes, retail storefronts, and sit-down or quick-service restaurants.
Serving Royal Oak and the surrounding communities of southeastern Oakland County, Atlas Insurance Agency, LLC handles commercial insurance for local businesses. Its work typically covers common policies like general liability, property, and workers’ compensation for various industry types. Protecting clients from common operational risks, each job begins with a detailed assessment of the business’s specific exposures and coverage needs. The agency then compares options from a selection of standard carriers to build a policy that matches those requirements.
High Favor Insurance Agency LLC in Royal Oak, MI provides commercial insurance agents who help clients distinguish between one-time policy placements for specific projects and recurring coverage options for ongoing business operations. They navigate coverage choices including general liability, property, and workers’ compensation to match each company’s risk exposure and industry needs. Their commercial insurance agent service operates on either a one-time or as-needed basis, allowing businesses to request support only when acquiring or updating a policy.
Eric Carl: Allstate Insurance in Royal Oak, MI offers specialty commercial insurance products, including business liability and property coverage. It also provides general services such as customizing policies for local shops and contractors. The agency works to protect businesses from common financial risks. As winter approaches, it helps clients review their policies to ensure adequate coverage for potential snow removal liability and cold-weather property damage.
The Robert Littleton Insurance Agency in Royal Oak, MI focuses on protecting local businesses from financial risk. It specializes in adding coverage for liability, property damage, and commercial auto exposures tailored to a company’s specific operations. The agency helps firms navigate policy options for general and professional liability as well as workers compensation. It can arrange coverage for commercial sectors such as offices, warehouses, and food service operations, ensuring each business type receives appropriate protection.
As Michigan small business owners prepare for the seasonal change in winter weather, they often look to protect their operations from liability and property risks. Andy Benson: Allstate Insurance in Royal Oak, MI helps these local proprietors secure commercial insurance coverage tailored to needs such as general liability or workers' compensation. The agency works with various business types throughout the area to review potential exposure gaps. For those seeking to start or update a policy, the agency schedules a thorough inspection of the business premises and current operations to begin the process.
McNish Group provides residential insurance solutions throughout Royal Oak and the surrounding communities. For local business owners, the agency offers tailored commercial insurance coverage designed to protect company assets and operations. The team works with clients to develop policies that address specific risks commonly faced in this area. After policies are in place, representatives follow up to review coverage details, ensuring each account is prepared for the next scheduled renewal or regular service visit.
What Does a a Commercial Insurance Agent in Royal Oak Cost?
Commercial insurance costs in Michigan vary widely by industry size and location. A small retail shop in Royal Oak might pay between 500 and 2000 dollars per year for general liability coverage. A restaurant with higher risk could pay 3000 to 6000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Royal Oak
Commercial insurance agents in Royal Oak Michigan help local business owners find coverage for property liability and workers compensation. Michigan law requires businesses with employees to carry workers compensation insurance unless they meet specific exemption criteria. Agents can also advise on commercial auto policies which must comply with Michigans no-fault insurance requirements.
Frequently Asked Questions
What types of commercial insurance do Royal Oak businesses typically need?
Most Royal Oak businesses need general liability insurance property insurance and workers compensation. Depending on the industry they may also require commercial auto coverage professional liability or cyber liability insurance.
Does Michigan require commercial auto insurance for business vehicles?
Yes Michigan law requires all business-owned vehicles to carry no-fault auto insurance. This includes personal injury protection and property protection insurance as well as residual bodily injury and property damage liability.
How can a commercial insurance agent in Royal Oak help my business?
A local agent can review your specific operations and risks to recommend appropriate coverage limits and policy types. They also help you compare quotes from multiple insurers to find options that fit your budget.
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