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Commercial Insurance Agents in St Clair Shores, MI

Looking for a commercial insurance agent in St Clair Shores? Review the directory below to compare your options.

18 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 commercial insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Peck - State Farm Insurance Agent
25310 Little Mack Ave, St Clair Shores, MI 48081
(586) 775-6300 tompeckinsurance.com
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Gardner Insurance Agency
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 locator.meemic.com
Jeffery Torrice: Allstate Insurance
22811 Greater Mack Ave Ste 214, St Clair Shores, MI 48080
(313) 881-0200 agents.allstate.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811 goosehead.com
Sal Causley - State Farm Insurance Agent
23402 Greater Mack Ave, St Clair Shores, MI 48080
(586) 773-7950 salcausley.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Montagne Insurance Agency
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 202-2887
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300 locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711

Commercial insurance agents in St Clair Shores Michigan help local businesses secure coverage for property liability and workers compensation. Michigan law requires businesses with one or more employees to carry workers compensation insurance. An agent can guide you through state specific requirements and find policies that match your industry and risk profile.

What Does a Commercial Insurance Agent in St Clair Shores Cost?

Typical costs for a commercial insurance agent in Michigan vary by business type size and location. A small retail store might pay 500 to 1500 dollars per year for general liability while a contractor could pay 2000 to 5000 dollars annually for combined coverages. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in St Clair Shores need?
Common coverages include general liability property insurance and workers compensation. Michigan law mandates workers comp for most employers. Agents also offer commercial auto and professional liability policies based on your business activities.
How does Michigan law affect commercial insurance requirements?
Michigan requires businesses to carry workers compensation insurance if they have one or more employees. The state also has specific no fault rules for commercial auto policies. An agent can explain these requirements and help you stay compliant.
Can I bundle multiple commercial policies with one agent in St Clair Shores?
Yes many agents offer business owner policies that bundle general liability property and business interruption coverage. Bundling can simplify management and may reduce overall costs. Your agent will review your needs to create a tailored package.