The top-rated commercial insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 19 commercial insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 7 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 8 | Sal Causley - State Farm Insurance Agent | 23402 Greater Mack Ave | (586) 773-7950 |
| 9 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
| 10 | Gardner Insurance Agency | 21731 Greater Mack Ave | (586) 359-2286 |
Tom Peck - State Farm Insurance Agent serves businesses in St Clair Shores and across Macomb County with commercial insurance coverage. The agency helps local companies manage liability risks and protect their property assets. Policies are designed to address the specific exposures that small and medium-sized enterprises face in this region. The agency also works with business owners to secure coverage for loss of income and equipment breakdown.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI provides a comprehensive range of commercial insurance products. These offerings include protection for business property, liability, and loss of income. The agency also facilitates annual policy reviews to help adjust coverage as client needs evolve. Routine maintenance of client accounts is managed through regular check-ins and responsive claims support. The agency services a variety of commercial properties, such as single-family homes used for business, apartment buildings, retail storefronts, and restaurants in the local area.
Lakepointe Insurance Agency serves local business owners, property managers, and commercial operators in St Clair Shores, Michigan, by helping them secure coverage for liability, property, and operational risks. Its agents work with clients to identify potential exposures and tailor policies that address common commercial needs in the region. The agency also extends its services to businesses and property owners in surrounding communities such as Eastpointe and the broader Macomb County area.
Michigan Insurance and Financial Services in St Clair Shores provides specialized commercial coverage solutions, including property, liability, and workers’ compensation policies. The agency works extensively with local small businesses to ensure they have the correct risk management strategies for their operations. It offers tailored commercial auto packages and inland marine protection for companies utilizing vehicles and transportable equipment. As seasonal weather shifts bring potential liability concerns from snow and ice conditions, the firm helps business owners review their premises exposure and adjust related policies accordingly.
As Lake St. Clair warms and boating season approaches on the Michigan shoreline, small businesses in St. Clair Shores need solid liability coverage to protect vessel inventories and dockside operations. DDI Insurance Agency responds with tailored commercial policies suited to local marine and retail risks. Their agents analyze client operations during an initial consultation to document facility hazards. This assessment often includes a walk-through of the insured premises or a review of existing fleet management practices, established before any policy paperwork begins.
The Joe Manzella Agency - Goosehead Insurance in St Clair Shores, Michigan, assists local businesses with commercial insurance policies to manage operational risks. It helps secure coverage for general liability, property damage, and workers compensation. As a Goosehead franchise, the agency connects clients to multiple carriers for tailored options. It serves commercial sectors including offices, warehouses, and food service establishments.
Goosehead Insurance - Joe Manzella is a commercial insurance agent serving the St Clair Shores, Michigan area. The agency helps local businesses assess their liability, property, and workers’ compensation coverage needs. It works with clients to compare policy options from multiple carriers. The agency also provides guidance on identifying risk exposures common to small and mid-sized enterprises in the region. As a complementary specialty service, the agency can add on professional liability or cyber liability insurance policies.
Serving households in St Clair Shores with personal insurance solutions, Sal Causley also provides coverage for local small businesses as a commercial insurance agent. Commercial policies designed for main street shops, professional offices, and light industrial operations are tailored to manage everyday liability and property exposures. The agency serves this Macomb County community by reviewing changing business needs during each policy period. Follow-up consultations between regular policy reviews help adjust coverage as commercial operations grow or shift.
For commercial ventures requiring either a single project policy or an ongoing business insurance program, Jeffery Torrice: Allstate Insurance in St Clair Shores, MI, provides options to match each need. Coverage selections typically address property, liability, and income protection for local enterprises. Factors such as industry type or operational scale determine the appropriate policy structure. This agency can arrange for a one-time consultation or organize services on a scheduled, periodic basis, depending on client preferences. Service is offered as needed, with policy adjustments made upon request.
Gardner Insurance Agency serves St Clair Shores, Michigan, and the surrounding communities in Macomb County. The company handles commercial insurance for local businesses, covering needs such as general liability, property coverage, and workers’ compensation. Clients include small to mid-sized operations seeking protection against common regional risks. To handle a typical job, the agency first reviews the specific exposures of the business and then matches those needs with appropriate carriers from its network.
What Does a a Commercial Insurance Agent in St Clair Shores Cost?
Typical costs for a commercial insurance agent in Michigan vary by business type size and location. A small retail store might pay 500 to 1500 dollars per year for general liability while a contractor could pay 2000 to 5000 dollars annually for combined coverages. Workers compensation rates are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. This is general information not insurance advice.
About commercial insurance agents in St Clair Shores
Commercial insurance agents in St Clair Shores Michigan help local businesses secure coverage for property liability and workers compensation. Michigan law requires businesses with one or more employees to carry workers compensation insurance. An agent can guide you through state specific requirements and find policies that match your industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do businesses in St Clair Shores need?
Common coverages include general liability property insurance and workers compensation. Michigan law mandates workers comp for most employers. Agents also offer commercial auto and professional liability policies based on your business activities.
How does Michigan law affect commercial insurance requirements?
Michigan requires businesses to carry workers compensation insurance if they have one or more employees. The state also has specific no fault rules for commercial auto policies. An agent can explain these requirements and help you stay compliant.
Can I bundle multiple commercial policies with one agent in St Clair Shores?
Yes many agents offer business owner policies that bundle general liability property and business interruption coverage. Bundling can simplify management and may reduce overall costs. Your agent will review your needs to create a tailored package.
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