The top-rated commercial insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 565 reviews. Other highly rated options include JPS Insurance Agency, Troy-Metro Agency, Hershey Insurance Group. This directory lists 21 commercial insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 2 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 3 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 4 | Hershey Insurance Group | 2855 Coolidge Hwy #204 | (888) 843-7743 |
| 5 | Members Home and Auto | 2855 Coolidge Hwy #204 | (877) 898-4102 |
| 6 | Doeren Mayhew Insurance Group | 3155 W Big Beaver Rd Suite 250 | (248) 290-0650 |
| 7 | NBP ASSOCIATES | 1050 Wilshire Dr Ste 280 | (586) 484-8969 |
| 8 | Fisher Insurance Group, LLC | 1050 Wilshire Dr #110 | (586) 979-1330 |
| 9 | Mason-McBride Insurance | 3155 W Big Beaver Rd Suite 125 | (248) 822-7170 |
| 10 | Haugk Insurance Agency | 850 Stephenson Hwy #207 | (248) 577-8137 |
FSA Insurance Agency serves the Troy, Michigan, area and surrounding metro Detroit communities as a commercial insurance agent. The agency works with local business owners to identify their unique operational risks and then sources appropriate liability and property coverage. It also helps clients meet legal requirements for workers compensation and commercial auto policies. Among the specific services it handles are general liability packages and policies tailored for small and mid-size businesses.
JPS Insurance Agency in Troy, MI provides a broad range of commercial insurance solutions designed to protect local businesses from financial risk. Its service approach includes ongoing policy reviews to ensure coverage remains aligned with changing operational needs and local regulatory requirements. The agency also assists with claims support and risk management guidance to help clients mitigate potential losses. It serves a variety of commercial properties, including single-family homes used for business, apartment complexes, retail stores, and restaurants.
Troy-Metro Agency works with local businesses, commercial property owners, and entrepreneurs in Troy to secure liability, property, and workers’ compensation coverage. Policies are tailored to each client’s operational needs and industry risks. The agency helps clients compare options from multiple insurers to obtain appropriate protection for their assets and daily operations. It also serves commercial clients in neighboring Rochester Hills and the surrounding Oakland County metro area.
Hershey Insurance Group serves Troy, Michigan, and the surrounding communities throughout Oakland County with commercial insurance coverage. It handles a full range of business policies, including general liability, property, workers' compensation, and commercial auto protection for local enterprises. The agency works directly with business owners to review each company’s specific operational risks and liabilities. It then customizes a combined policy package to meet those exact needs while controlling overall insurance costs.
A commercial insurance agent in Troy, Michigan can structure policies as either one-time, fixed-term agreements or as ongoing, renewable contracts with periodic adjustments. Coverage for local businesses typically addresses general liability, property damage, and workers compensation. Many vehicle-related accounts also include commercial auto and garage liability options. The frequency of service depends on client preference, with support available on a one-time, scheduled, or as-needed basis.
Doeren Mayhew Insurance Group offers specialty commercial insurance services, including general liability and workers’ compensation coverage. The agency also provides broader risk management solutions tailored to local businesses in the Troy, Michigan area. Property and casualty policies are arranged to address operational disruptions and liability exposures. During seasonal shifts or new contract periods, the firm assists with updating coverage to protect against winter weather damage or increased inventory liabilities.
Troy-area businesses face shifting liability needs as winter storms can cause property damage or ice-related accidents. NBP Associates helps companies navigate these evolving insurance requirements in Michigan’s commercial market. Based in Troy, the firm structures policies for local businesses, assessing potential risks such as supply chain interruptions or facility repairs. For regional manufacturers, wholesalers, and service providers, the agency reviews current coverage limits and gaps. An initial consultation involves an in-person inspection of the property or work site to determine specific exposures.
Fisher Insurance Group, LLC in Troy, MI, focuses on securing liability and property coverage for businesses in the local commercial market. The company specializes in tailoring insurance programs that address the specific risks faced by small and mid-sized enterprises operating in this region. Its agency work includes analyzing client exposures and arranging appropriate risk management solutions through multiple carrier partners. The firm can serve a variety of commercial sectors, including professional offices, warehouse and distribution operations, and full-service food establishments.
Mason-McBride Insurance arranges residential coverage for clients in Troy, Michigan, and also provides commercial insurance for local businesses. As a commercial agent, the company helps business owners protect their operations with policies tailored to industry-specific risks throughout the Troy area. Regular follow-ups are handled between scheduled visit cycles to review coverage changes, ensuring that each policy remains aligned with evolving business needs or newly acquired assets. This ongoing service maintains consistent protection between renewal appointments.
Haugk Insurance Agency of Troy, Michigan, is known for helping local businesses secure comprehensive commercial insurance coverage. The agency’s services include general liability, property, and workers’ compensation policies designed to protect companies from common operational risks. By evaluating each client’s specific industry needs, the agency crafts tailored insurance plans that address potential liabilities. For added protection, its team also offers specialized coverage for commercial vehicles and fleet operations, meeting the unique requirements of businesses with transportation assets.
What Does a a Commercial Insurance Agent in Troy Cost?
The cost of commercial insurance in Michigan varies widely by industry revenue and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 15000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on your business classification code. This is general information and not insurance advice.
About commercial insurance agents in Troy
A commercial insurance agent in Troy Michigan helps local businesses find the right coverage for their unique risks. Michigan law requires certain types of commercial insurance such as workers compensation for businesses with employees. An agent can guide you through options like general liability property insurance and commercial auto policies.
Frequently Asked Questions
What types of commercial insurance does a Troy agent offer?
A Troy commercial insurance agent typically offers general liability property insurance workers compensation commercial auto and professional liability. They can also help with specialized policies like cyber liability or equipment breakdown coverage.
Is commercial auto insurance required in Michigan?
Yes Michigan law requires commercial auto insurance for vehicles used for business purposes. This includes liability coverage and property protection. Michigan is a no-fault state so personal injury protection is also mandatory for commercial vehicles.
How does a commercial insurance agent in Troy help with risk management?
An agent reviews your business operations to identify potential risks and recommends coverage limits that match your exposure. They can also advise on safety programs and loss prevention strategies to help reduce your premiums over time.
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