The top-rated commercial insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), Acrisure Waterford Township, MI (Huttenlocher Group). This directory lists 17 commercial insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 5 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 6 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 7 | Farm Bureau Insurance - The Milner Agency | 3756 Sashabaw Rd | (248) 599-3135 |
| 8 | L.A. Insurance | 3505 Elizabeth Lake Rd | (248) 681-9800 |
| 9 | Vollrath Insurance Services | 4700 Dixie Hwy | (248) 673-1219 |
| 10 | LOOK! Insurance Agencies, Inc. | 1400 Scott Lake Rd a | (248) 673-5665 |
Joe Fagan - State Farm Insurance Agent serves the Waterford Township, MI area and surrounding communities, specializing in commercial insurance agent services to protect local businesses. The agency helps entrepreneurs assess liability exposures and secure appropriate coverage for property and operations. Customized policies are designed to safeguard against common on-site risks, including theft, customer injury, and equipment damage. For small enterprises, the office frequently handles business owners policies that bundle general liability with commercial property protection, as well as workers compensation insurance for establishments with employees.
J. Bejin & Associates offers a comprehensive range of commercial insurance solutions tailored to local business needs. Its service and maintenance plans include risk assessment consultations and policy reviews to ensure ongoing coverage adequacy. The agency serves Waterford Township and the surrounding area, providing coverage for a variety of properties such as single-family homes, apartments, retail storefronts, and restaurants.
Acrisure Waterford Township, MI (Select Underwriters) serves businesses, property managers, and commercial property owners in the area with tailored insurance solutions. The agency works to assess each client’s unique risks and secure appropriate coverage for property, liability, and other commercial exposures. Its team provides ongoing support to help local companies navigate complex insurance needs. The firm also extends its services to clients across the broader Oakland County region, including nearby communities such as Pontiac and Clarkston.
Acrisure Waterford Township, MI (Huttenlocher Group) distinguishes one-time policy placements from recurring coverage management for commercial insurance needs. They tailor liability, property, workers’ compensation, and vehicle coverage to local business risks in the Waterford Township area. Their role includes risk assessment and claims advocacy typical for a commercial insurance agent. Service arrangements operate on an as-needed basis, with clients scheduling discussions when renewals, new coverage requirements, or claims assistance arise.
Serving Waterford Township, Michigan, and the surrounding communities in Oakland County, Hutchison's Insurance Agency, LLC handles a full range of commercial insurance needs for local businesses. The agency writes policies covering general liability, property protection, and workers' compensation to help companies manage their operational risks. It also addresses industry-specific exposures that may affect a business’s daily activities. To complete each typical job, it reviews the unique operations of the business and customizes coverage plans that fit the particular risk profile of that commercial client.
Vikings Insurance Agency in Waterford Township, MI specializes in commercial insurance coverage, including general liability, property, and workers’ compensation policies for local businesses. It also manages broader risk assessments and custom policy bundles for small to medium-sized enterprises. As winter approaches, the agency helps fleet operators and retailers secure snow removal liability and building ice damage protection, ensuring year-round operational stability without coverage gaps during seasonal hazards.
Farm Bureau Insurance - The Milner Agency provides commercial insurance services to business owners in Waterford Township, MI. It specializes in property and liability coverage as well as worker protection policies. Local risk assessments are conducted to help businesses secure appropriate coverage for their daily operations. The Agency also offers tailored policies for specific commercial sectors including offices, warehouses, and food service establishments.
L.A. Insurance provides commercial coverage solutions for business owners in the Waterford Township area. The agency specializes in property and liability insurance packages designed to protect against common operational risks. For businesses requiring more tailored protection, it offers policies addressing unique exposures, such as equipment breakdown or loss of income. Its client base includes local offices needing general liability and property damage coverage, warehouse facilities requiring inventory protection, and food service operations seeking product liability and premises security.
Based in Waterford Township, Vollrath Insurance Services helps local residents protect their homes and property. The agency also delivers tailored commercial insurance coverage for small and mid-sized businesses operating throughout the area. They work to match each policy to specific operational liabilities and asset exposures common in the local economy. Routine check-ins allow the agent to address any mid-term changes to inventory or operations, ensuring consistent protection until the next scheduled policy review or renewal is due.
As businesses in Waterford Township prepare for seasonal changes, securing proper commercial insurance coverage becomes essential to protect assets and operations. LOOK! Insurance Agencies, Inc. assists local entrepreneurs with policies that address property, liability, and other common commercial exposures. The company evaluates each client’s unique risk profile to recommend appropriate coverage options tailored to their specific industry and size. An initial consultation and inspection of the business premises is scheduled to begin the insurance assessment process.
What Does a a Commercial Insurance Agent in Waterford Township Cost?
Commercial insurance costs in Michigan vary widely by industry size and coverage limits. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars or more for combined policies. Workers compensation rates in Michigan are set by the state and depend on your business classification and payroll. This is general information and not insurance advice.
About commercial insurance agents in Waterford Township
Commercial insurance agents in Waterford Township Michigan help local business owners find coverage for property liability and workers compensation. Michigan law requires businesses with employees to carry workers compensation insurance unless exempt. An agent can guide you through the specific requirements for Oakland County and the state of Michigan.
Frequently Asked Questions
What types of commercial insurance do businesses in Waterford Township typically need?
Common policies include general liability property insurance and workers compensation. Michigan businesses may also need commercial auto insurance if they use vehicles for work. An agent can review your specific risks and recommend appropriate coverage.
Does Michigan require commercial insurance for all businesses?
Michigan does not require general liability insurance for all businesses. However workers compensation insurance is required for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicles.
How can a commercial insurance agent in Waterford Township help my business?
An agent can compare policies from multiple insurers to find coverage that fits your budget and risk profile. They also help with claims and policy updates as your business grows. Local agents understand the specific risks and regulations in Oakland County.
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