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Directory of commercial insurance agents in St Cloud, Minnesota. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 commercial insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Ken Bellicot - State Farm Insurance Agent
2904 Roosevelt Rd #2, St Cloud, MN 56301
(320) 251-4686
agentwhocares.com
The Lyle Group: Allstate Insurance
30 15th Ave S, St Cloud, MN 56301
(320) 253-4994
agents.allstate.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Moe Janssen Schee Agency: Allstate Insurance
3717 3rd St N, St Cloud, MN 56303
(320) 251-1383
agents.allstate.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Auto-Owners Insurance St. Cloud Claims
3601 18th St S, St Cloud, MN 56301
(320) 251-1451
auto-owners.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633
lamphereinsgrp.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964
reps.federatedinsurance.com
North Risk Partners
622 Roosevelt Rd Ste. 240, St Cloud, MN 56301
(320) 253-1122
northriskpartners.com
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Gallagher Insurance, Risk Management & Consulting
916 W St Germain St # 100, St Cloud, MN 56301
(320) 251-3751
locations.ajg.com
Commercial insurance agents in St Cloud Minnesota help local businesses find coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance for their employees. Agents in the St Cloud area understand the risks facing regional industries like manufacturing agriculture and healthcare.
What Does a Commercial Insurance Agent in St Cloud Cost?
Typical costs for commercial insurance in Minnesota vary widely by industry size and risk. A small retail shop might pay 500 to 1 500 per year for general liability while a construction company could pay 5 000 to 15 000 or more. Workers compensation rates in Minnesota are set by the state and average about 1.50 per 100 of payroll for low risk jobs. Actual premiums depend on your specific business details. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do St Cloud businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Minnesota requires workers comp for businesses with one or more employees. Your agent can help you assess specific risks for your industry.
How does Minnesota law affect commercial insurance requirements?
Minnesota Statutes Chapter 176 mandates workers compensation for most employers. The state also requires commercial auto insurance with minimum liability limits of 30 000 per person and 60 000 per accident. Your agent can explain how these rules apply to your business.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.