The top-rated commercial insurance agent in St Paul, Minnesota is HomeServices Insurance, Inc., rated 4.8 stars across 172 reviews. Other highly rated options include Theisen Escobar Agency, Garry Insurancenter, Farmers Insurance - Patrick Loucks. This directory lists 29 commercial insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 2 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 3 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 4 | Farmers Insurance - Patrick Loucks | 991 Smith Ave S W | (651) 714-7979 |
| 5 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 6 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 7 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 8 | Cox Insurance Associates, Inc | 1639 Larpenteur Ave W | (651) 647-0001 |
| 9 | Wiessner Insurance | 250 Hamline Ave S | (651) 698-0771 |
| 10 | Quality Insurance Service | 236 Larpenteur Ave W | (651) 489-1347 |
HomeServices Insurance, Inc. provides a comprehensive range of commercial insurance options for businesses, including general liability, property, and workers' compensation coverage. It offers tailored service plans that include regular policy reviews and risk management consultations to help local enterprises maintain adequate protection. Located in St. Paul, Minnesota, the agency works with business owners across diverse sectors. It services properties such as single-family homes, apartment complexes, retail storefronts, and local restaurants.
Businesses, property managers, and commercial property owners in St Paul, Minnesota turn to Theisen Escobar Agency for their commercial insurance needs. The agency provides essential coverage solutions tailored to protect local enterprises from operational risks and liability concerns. Their services include general liability, property insurance, and workers’ compensation policies. Serving the greater St Paul area, the agency also covers nearby communities such as Maplewood and Roseville.
Serving St. Paul and surrounding communities in Minnesota, Garry Insurancenter handles the various commercial insurance agent needs for local businesses. It assists with coverage considerations for property, liability, and other operational risks that companies face in the region. The firm manages the process from initial consultation through policy placement, focusing on understanding each client’s unique exposures and underwriting requirements. It typically approaches each job by conducting a thorough assessment of the business operation before coordinating coverage options to meet specific risk profiles.
Specializing in commercial property and liability coverage, this St Paul agency advises businesses on tailored insurance solutions. It regularly assists local companies with general liability, workers’ compensation, and commercial auto policies to manage everyday operational risks. The agency also reviews client exposures during the annual renewal cycle. When winter weather threatens a St Paul business, it helps adjust commercial policies to address potential snow-related property damage and liability claims.
Clients can work with Krog Insurance on a one-time policy-specific placement or opt for an ongoing coverage review schedule. As a Commercial Insurance Agent in St Paul, Minnesota, the firm arranges property, liability, and other business protection from standard carriers. Each policy addresses exposures common to local commerce. Service is structured around the client’s preference, running either as a single transaction for a discrete need or on a scheduled annual renewal basis with interim adjustments available.
As winter snow and ice thaw in St Paul, local businesses face increased risks of slip-and-fall claims and water damage from melting. Wilebski Insurance Agency provides liability and property insurance solutions tailored for commercial operations. They assist shop owners, restaurateurs, and contractors in reviewing coverage limits to match current revenue. A typical engagement begins by scheduling a visit to examine the building layout, inventory storage, and general workplace safety measures. The process concludes with a thorough inspection of the premises and documentation of existing precautions.
Insurance Group™ assists businesses in St Paul, Minnesota, with general liability and property coverage as their core work. As a Commercial Insurance Agent, the agency offers specialty add-ons such as professional liability and cyber insurance to protect against unique operational risks. Their service supports risk management for diverse commercial sectors, including offices requiring equipment protection, warehouses needing inventory coverage, and food service operations seeking product liability insurance.
Located in St. Paul, Minnesota, Cox Insurance Associates, Inc. provides residential insurance solutions for local homeowners seeking comprehensive property protection. The agency also delivers commercial insurance for area businesses, addressing liability, property, and other operational risks. Serving the greater St. Paul community, the firm works closely with clients to tailor coverage that matches individual needs. Between each policy cycle, the company remains accessible for necessary coverage adjustments and routine inquiries, ensuring smooth follow-up service without interruption between regular visits.
Wiessner Insurance in St Paul, Minnesota, is known for providing commercial insurance coverage tailored to local businesses. Its service range includes general liability, property, workers’ compensation, and commercial auto protection for diverse industries in the area. The agency helps clients assess their specific risk exposure and match policies to their operational scale. A specialty service it can add on is professional liability insurance for service-based businesses that require coverage against errors and omissions claims.
Quality Insurance Service serves St Paul and the surrounding Ramsey County area as a Commercial Insurance Agent. It assists local businesses with analyzing their unique operational risks and securing appropriate coverage policies. The agency works with various industry sectors to address liability concerns, property protection, and income continuity needs. Clients can also receive guidance on employee-related coverages. The firm specifically handles general liability insurance and commercial property insurance for companies in this region.
What Does a a Commercial Insurance Agent in St Paul Cost?
Commercial insurance costs in Minnesota vary by industry revenue and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the Minnesota Department of Commerce and average 1.50 to 3.00 dollars per 100 dollars of payroll. A full BOP policy for a small business often ranges from 1000 to 3000 dollars annually. This is general information not insurance advice.
About commercial insurance agents in St Paul
Commercial insurance agents in St Paul Minnesota help businesses secure coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance under Minnesota Statutes Chapter 176. Local agents understand the specific risks facing businesses in the Twin Cities metro area including weather related exposures and regional industry needs.
Frequently Asked Questions
What types of commercial insurance do St Paul businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Minnesota law mandates workers compensation for businesses with one or more employees. Agents can also advise on professional liability and cyber insurance.
How do Minnesota business laws affect insurance requirements?
Minnesota Statute 176.135 requires workers compensation coverage for most employers. The state also has specific commercial auto insurance minimums. Agents stay current on these laws to ensure your policy meets legal standards.
Can a commercial insurance agent help with a St Paul home based business?
Yes many agents offer policies for home based businesses in St Paul. Standard homeowners policies often exclude business liability. A commercial agent can find a business owners policy BOP that covers your specific operations.
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