The top-rated commercial insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 19 commercial insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona, Minnesota area as a commercial insurance agent. The agency helps businesses assess their operational risks and secure appropriate coverage plans to protect their assets and daily operations. Policies are tailored to meet the unique needs of local industries. Commercial auto insurance and general liability coverage are specific services the firm provides for area businesses.
Anthony Vote - State Farm Insurance Agent provides a range of commercial insurance services, including general liability, property, and workers' compensation coverage for local businesses. The agency also offers policy reviews to help clients manage risk and adjust coverage as their changing needs evolve. Dedicated claims support is available to assist business owners through the reporting and resolution process. Anthony Vote services various local properties, from small retail shops and restaurants to single-family rental homes and multi-unit apartment buildings.
A.J. Kanz American Family Insurance serves homeowners, business owners, and property managers with tailored commercial insurance policies. It helps local retailers, contractors, and small enterprises in Winona, Minnesota, secure coverage for liability, property, and business income protection. The agency also works with Winona’s lakefront and downtown commercial properties. Its commercial insurance agents routinely assist clients in adjacent communities such as Goodview.
Strategic Insurance Group serves businesses in Winona, Minnesota, and the surrounding communities. As a commercial insurance agent, it handles a range of policies for local enterprises, including general liability, property, and workers' compensation coverage. The firm works to understand each client’s unique operations and risk exposure. It begins every engagement by thoroughly assessing the business’s specific needs, then compares options from multiple carriers to build a tailored policy. This methodical process helps ensure that coverage fits the actual requirements of each commercial operation.
Steve Young Agency Inc American Family Insurance provides commercial insurance agent services, including tailoring policies for local business risks. The agency handles general service work like assessing coverage gaps for small to mid-sized companies in Winona, Minnesota. It helps businesses secure property and liability protection to address operational needs. As winter approaches, the agency assists with preparing for seasonal concerns such as snow removal liability and building protection from freezing pipes.
As the agricultural season ramps up around the Winona area, Bluff Country farmers and small business owners often face unique liability and equipment exposures. Wunderlich Insurance Agency serves as a commercial insurance agent for these local enterprises, providing access to policies that shield operations from property damage and seasonal income loss. They help with coverage for retail storefronts, logistics businesses, or artisan manufacturers. A new client can begin by having an agent visit their location to inspect the premises and review current exposures.
Some businesses need only a single policy for a short-term project, while others require ongoing coverage for operations and liability. State Farm Insurance, a commercial insurance agent in Winona, MN, provides both one-time and renewable options. Their policies protect property, vehicles, and business income against common local risks. Services may be arranged on a one-time, scheduled, or as-needed basis according to the client's changing needs.
Farm Bureau Financial Services: Steve Jansen provides commercial insurance solutions for businesses in the Winona, Minnesota area. Its core work includes general liability and property coverage, with specialized options like workers’ compensation and commercial auto policies to address operational risks. These tailored plans help protect local enterprises from financial losses. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - David Jensen in Winona, MN is known for providing commercial insurance coverage tailored to local business needs. The agency assists area entrepreneurs and established companies in securing policies that protect against common operational risks. Clients can receive guidance on property, liability, and workers’ compensation plans designed for small to mid-sized enterprises in the region. Additional support includes advising on specialized coverage for equipment breakdown, which helps keep business continuity secure during unexpected mechanical failures.
WA Group, formerly known as Winona Agency, serves local residential properties with commercial insurance needs. They also provide business coverage for companies throughout Winona, MN. Their agents work directly with clients to tailor policies for various small and mid-sized operations. Coverage typically addresses liability, property, and worker protection essentials. After the initial policy is set, they reach out for regular reviews and updates as businesses evolve. This support continues between scheduled service visits to ensure ongoing protection adjustments as client circumstances change.
What Does a a Commercial Insurance Agent in Winona Cost?
Commercial insurance costs in Minnesota vary by industry size and risk. A small retail shop in Winona might pay 500 to 1500 per year for general liability. A construction contractor could pay 3000 to 8000 annually for workers comp and liability combined. Premiums depend on payroll revenue and claims history. This is general information not insurance advice.
About commercial insurance agents in Winona
Commercial insurance agents in Winona Minnesota help local businesses find coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. Agents in Winona understand the specific risks for Mississippi River businesses and regional manufacturers.
Frequently Asked Questions
What types of commercial insurance do Winona businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Businesses near the Mississippi River may also need flood or inland marine coverage.
How do Minnesota workers compensation laws affect Winona businesses?
Minnesota Statute 176.021 requires all employers with one or more employees to carry workers compensation insurance. Failure to comply can result in fines and stop work orders from the Minnesota Department of Labor and Industry.
Can a Winona commercial insurance agent help with business auto coverage?
Yes agents can help you meet Minnesota financial responsibility requirements under Statute 169.791. Commercial auto policies cover vehicles used for business purposes including delivery trucks and service vans.
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