ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in O'Fallon, MO

Browse commercial insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated commercial insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 998 reviews. Other highly rated options include Insurance Brokers Group, Farmers Insurance - Jason Duree, Mid-America Specialty Markets. This directory lists 18 commercial insurance agents serving O'Fallon.

Showing 18 commercial insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Insurance Brokers Group1001 Rondale Ct(314) 569-1010
3Farmers Insurance - Jason Duree300 Fort Zumwalt Square Ste 100(636) 294-7258
4Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
5Early Edge Insurance: Allstate Insurance2917 State Hwy K Ste H(636) 696-4820
6Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
7UltraCar Insurance LLC.801 S Woodlawn Ave #26(888) 551-1991
8Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
9Senn Insurance Agency225 S Main St Suite 200(636) 978-7798
10Nicole Phelps Agency LLC American Family Insurance2390 State Hwy K(636) 978-6514
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Commercial Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the St. Charles County area from its location in O'Fallon, Missouri, offering risk management solutions tailored for local businesses. The agency assists commercial clients with policy selection, from general liability to workers' compensation coverage. It helps companies evaluate their exposure to financial loss and provides guidance on protecting business assets. Steinlage Insurance Agency handles property insurance for physical assets and commercial auto insurance for fleets and work vehicles.

IB
1001 Rondale Ct
Insurance Brokers Group
Commercial Insurance Agent · O'Fallon, MO

Insurance Brokers Group provides a broad range of commercial insurance services for businesses in O'Fallon, MO, including general liability, property, and workers' compensation coverage. It offers ongoing risk management and policy review to help clients maintain appropriate protection as their operations evolve. Regular account servicing ensures coverage remains current with changing local regulations and business needs. The company serves a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.

FI
300 Fort Zumwalt Square Ste 100
Farmers Insurance - Jason Duree
Commercial Insurance Agent · O'Fallon, MO

Farmers Insurance - Jason Duree in O'Fallon, Missouri offers commercial insurance coverage that can be structured as a single policy for a specific project or as a recurring plan with ongoing protection for established businesses. This agency provides coverage options tailored to local commercial risks, including property, liability, and business interruption needs. Services are available on either a one-time basis for short-term requirements or an as-needed basis for claims and adjustments throughout the policy period.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Commercial Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets in O'Fallon, Missouri provides commercial insurance for businesses, including liability, property, and workers' compensation coverage. It works closely with local companies to identify specific operational risks and secure appropriate protection for their assets. The agency’s services extend to assisting policyholders with coverage adjustments during periods of business expansion or seasonal market changes. Throughout the winter months, it helps regional firms manage protection against weather-related disruptions and property damage specific to the Mid-Missouri area.

EE
2917 State Hwy K Ste H
Early Edge Insurance: Allstate Insurance
Commercial Insurance Agent · O'Fallon, MO

Early Edge Insurance: Allstate Insurance in O'Fallon, MO, offers commercial insurance services that differ between one-time policy placements and recurring coverage adjustments. This agency provides protection plans for local businesses, addressing general liability and property exposures common to the area. Service runs on an as-needed basis, allowing clients to request policy reviews or updates whenever their operations or risk profiles change.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Commercial Insurance Agent · O'Fallon, MO

Dillehay Insurance Agency in O'Fallon, MO provides specialized commercial insurance policies tailored to businesses. It offers risk assessment and coverage guidance for liability, property, and workers' compensation needs. The agency works closely with local enterprises to manage their unique exposures. An important service involves reviewing and adjusting coverage for growing seasonal inventory or fluctuating operations, such as a sudden increase in business activity during the holiday retail season.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Commercial Insurance Agent · O'Fallon, MO

With spring storms approaching, O'Fallon business owners often seek updated coverage for their fleets and storefronts. UltraCar Insurance LLC assists local companies in reviewing their commercial insurance agent options to match changing needs. The firm focuses on property, liability, and vehicles, helping clients understand current policies without pressure. Every review begins with a thorough inspection of the business premises and a detailed assessment of operational exposures. A complete on-site walkthrough and inventory check are scheduled as the first step.

AI
206 W Terra Ln
Alternatives Insurance Agency
Commercial Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency in O'Fallon, MO, provides commercial insurance solutions that protect local businesses from common operational risks. Its specialty add-ons include coverage for property damage, liability claims, and business interruption. The agency tailors policies to meet the unique needs of different industries, helping owners manage their exposures effectively. Its commercial sectors served include local offices needing general liability protection, warehouses requiring comprehensive property coverage, and food service operations.

SI
225 S Main St Suite 200
Senn Insurance Agency
Commercial Insurance Agent · O'Fallon, MO

Senn Insurance Agency serves residential clients with homeowners and auto policies in the O'Fallon, MO area. The agency also offers commercial coverage for local businesses, including property and liability protection. Clients meet with agents to review coverage options for their specific needs. After an initial policy is placed, the agency follows up with annual check-ins to adjust for changes in a business's operations, ensuring that coverage stays appropriate between regular visits.

NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Commercial Insurance Agent · O'Fallon, MO
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Commercial Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
CT
3050 Winghaven Blvd
Corey Tucker - Missouri Farm Bureau Insurance
Commercial Insurance Agent · O'Fallon, MO
(636) 614-2018
agents.mofbinsurance.com/corey.tucker
OS
1052 Peruque Crossing Ct #B
Oak & Shield Insurance Services
Commercial Insurance Agent · O'Fallon, MO
(636) 264-8700
oak-n-shield.com
GG
995 Cool Springs Industrial Dr
Global Green Insurance
Commercial Insurance Agent · O'Fallon, MO
(636) 379-8740
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Commercial Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
AF
7322 Village Center Dr
All Family Insurance, LLC
Commercial Insurance Agent · O'Fallon, MO
afibrokers.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Commercial Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
MC
7322 Village Center Dr
Midland Commerce Insurance
Commercial Insurance Agent · O'Fallon, MO
(636) 233-2549
mciinsure.com

What Does a a Commercial Insurance Agent in O'Fallon Cost?

The cost of commercial insurance in Missouri varies widely by business type size and location. For a small business general liability insurance may cost between 400 and 1500 dollars per year. A workers compensation policy can range from 500 to 3000 dollars annually per employee depending on risk class. Commercial auto insurance adds additional costs. These are general estimates and your actual premium will depend on your specific situation. This information is general and not a substitute for professional insurance advice.

About commercial insurance agents in O'Fallon

Commercial insurance agents in O'Fallon Missouri help local businesses find the right coverage for their needs. Missouri law requires certain types of commercial insurance such as workers compensation for most employers. An agent can guide you through options like general liability property insurance and commercial auto policies.

Frequently Asked Questions

What types of commercial insurance are required in Missouri?

Missouri law requires workers compensation insurance for employers with five or more employees. Commercial auto insurance is also required for any business owned vehicles. Other coverages like general liability are not required by law but are often needed by landlords or clients.

How do I choose a commercial insurance agent in O Fallon?

Look for an agent who is licensed in Missouri and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and ask for references from other local business owners.

What is the difference between an independent agent and a captive agent?

An independent agent works with multiple insurance companies and can shop around for the best rates and coverage. A captive agent represents only one insurance company. In O Fallon many agents are independent which gives you more options.

Commercial Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.