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Find Commercial Insurance Agents Near You in Bridgewater, NJ

Browse commercial insurance agents serving Bridgewater, New Jersey. Updated 2026-07-14.

The top-rated commercial insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include MetLife, Bankers Life, Baumann Insurance Group, LLC: Allstate Insurance. This directory lists 12 commercial insurance agents serving Bridgewater.

Showing 12 commercial insurance agents in Bridgewater, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ed James Insurance Brokerage100 Somerset Corporate Blvd 2nd Floor(908) 524-0200
2MetLife501 US-22(908) 253-1000
3Bankers Life440 US-22 Ste 160(732) 652-1166
4Baumann Insurance Group, LLC: Allstate Insurance100 Smrst, Somerset Corporate Blvd Ste 2159(908) 429-8700
5PF Compass440 US-22 Suite 190(844) 732-6672
6George Esker, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
7Fast Insurance Agency1256 US-202(908) 367-3003
8Prime Insurance Services New Jersey155 Adamsville Rd N(908) 585-4979
9Janice Petronella - State Farm Insurance Agent678 US-202 #206, Building 5(908) 595-1555
10TY Health Insurance Brokerage991 US-22 Suite 200(212) 796-4373
EJ
100 Somerset Corporate Blvd 2nd Floor
Ed James Insurance Brokerage
Commercial Insurance Agent · Bridgewater, NJ

Ed James Insurance Brokerage serves businesses throughout Somerset County from its Bridgewater, New Jersey location. The company provides commercial insurance agent services, assisting local enterprises with coverage analysis and risk management. It works with area business owners to identify appropriate policies for property, liability, and other operational exposures. The agency handles specialized coverages such as commercial auto insurance for fleets and general liability protection for retail establishments in the region.

ME
501 US-22
MetLife
Commercial Insurance Agent · Bridgewater, NJ

MetLife in Bridgewater, New Jersey provides a spectrum of commercial insurance products, including general liability, property coverage, and workers’ compensation policies tailored to protect business assets. Their service support includes ongoing policy management and claims assistance to help adjust coverage as a business evolves. The agency maintains routine policy reviews and offers guidance on regulatory compliance for local enterprises. It services a variety of commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and restaurants across the surrounding area.

BL
440 US-22 Ste 160
Bankers Life
Commercial Insurance Agent · Bridgewater, NJ

Bridgewater businesses preparing for the shifting seasons often need to reassess their liability coverage and property protection against regional weather events. Bankers Life serves as a local Commercial Insurance Agent, helping firms in the area review their existing policies for adequate limits and appropriate deductibles. They also analyze general liability and business interruption exposures common to Somerset County enterprises. The company schedules an on-site inspection of the commercial premises to identify any physical risks before presenting tailored coverage options.

BI
100 Smrst, Somerset Corporate Blvd Ste 2159
Baumann Insurance Group, LLC: Allstate Insurance
Commercial Insurance Agent · Bridgewater, NJ
PC
440 US-22 Suite 190
PF Compass
Commercial Insurance Agent · Bridgewater, NJ

PF Compass serves businesses in Bridgewater, New Jersey, and the surrounding Somerset County communities. It handles a full range of commercial insurance needs, including property, liability, and workers' compensation coverage for local enterprises. Each client's specific risks are assessed thoroughly before policies are recommended from multiple carriers. To complete a typical job, the firm conducts a detailed review of operations and exposures, then presents tailored coverage options alongside a clear explanation of each decision point.

GE
440 US-22 Ste 160
George Esker, Bankers Life Agent
Commercial Insurance Agent · Bridgewater, NJ

George Esker, Bankers Life Agent in Bridgewater, NJ, distinguishes between a business’s one-time liability needs, such as a special event or short-term project, and recurring coverage for ongoing operational risks. Their commercial insurance services protect local enterprises from property damage, general liability, and other common exposures. As a commercial insurance agent, they assess basic business risks in the area to recommend appropriate protection. Service to clients can be arranged on an as-needed basis for consultations or policy adjustments.

FI
1256 US-202
Fast Insurance Agency
Commercial Insurance Agent · Bridgewater, NJ

Fast Insurance Agency in Bridgewater, NJ specializes in commercial property, liability, and workers’ compensation coverage. It handles policy reviews and general risk assessments for local businesses. The agency also works on routine renewals and mid-term adjustments for its clients in the area. It frequently assists with coverage questions that arise during seasonal inventory expansions or after a sudden equipment breakdown affects operations.

PI
155 Adamsville Rd N
Prime Insurance Services New Jersey
Commercial Insurance Agent · Bridgewater, NJ

As local businesses in Bridgewater prepare for seasonal changes in liability and property exposures, Prime Insurance Services New Jersey offers tailored coverage solutions for small and mid-sized commercial clients. The agency analyzes each company's specific operational risks across the central New Jersey market. This includes reviewing general liability, workers' compensation, and commercial property policies to address industry needs such as retail, office, or light industrial operations. All service begins with a thorough on-site inspection of the business premises and an initial assessment of current coverage gaps.

JP
678 US-202 #206, Building 5
Janice Petronella - State Farm Insurance Agent
Commercial Insurance Agent · Bridgewater, NJ
TH
991 US-22 Suite 200
TY Health Insurance Brokerage
Commercial Insurance Agent · Bridgewater, NJ

TY Health Insurance Brokerage in Bridgewater, NJ helps local residents compare and enroll in individual health plans that meet their needs. For commercial clients, the agency advises on group health insurance options for small to midsize businesses throughout the region. By reviewing policy details and renewal terms for each client, the broker ensures coverage aligns with changing requirements. Clients typically receive follow-up support and can schedule regular check-ins before their plan renewal periods.

TS
991 US-22
Thankful Service Inc
Commercial Insurance Agent · Bridgewater, NJ
(908) 287-2080
ts-insurance.com/index_files/Page1414.htm
FF
818 US-202 #206
Foresight Financial LLC
Commercial Insurance Agent · Bridgewater, NJ
(908) 722-6868
forefin.com

What Does a a Commercial Insurance Agent in Bridgewater Cost?

Typical annual costs for a small business commercial insurance package in New Jersey range from $500 to $3,000 for general liability, while workers compensation premiums vary by payroll and classification. A retail store might pay around $1,200 per year for a basic policy, while a contractor could pay $2,500 or more. Costs depend on coverage limits, deductibles, and risk factors. This is general information, not insurance advice.

About commercial insurance agents in Bridgewater

Commercial insurance agents in Bridgewater, NJ help local businesses secure coverage for property, general liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can assess your specific risks and find policies that meet state requirements and protect your operations.

Frequently Asked Questions

What types of commercial insurance do Bridgewater businesses need?

Common coverages include general liability, commercial property, workers compensation, and commercial auto. New Jersey mandates workers compensation for nearly all employers and requires commercial auto insurance for business vehicles. An agent can help you identify which policies fit your industry and operations.

How does a commercial insurance agent in Bridgewater help with NJ compliance?

An agent can explain New Jersey specific requirements such as the state minimum limits for commercial auto liability and the mandatory workers compensation law. They also help you avoid penalties for non compliance and ensure your policy meets local regulations.

What factors affect commercial insurance rates in New Jersey?

Rates depend on your business type, payroll, revenue, claims history, and location. For example, a retail store in Bridgewater may pay different rates than a construction company. Agents compare multiple carriers to find competitive pricing for your specific risk profile.

Commercial Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.