The top-rated commercial insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 18 commercial insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
| 9 | Yini & Associates | 1184 Main Ave #100 | (973) 510-2600 |
| 10 | Rus Insurance Agency | 1166 Broad St | (862) 203-7331 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey, and northern New Jersey metro area as a commercial insurance agent. The company helps local business owners assess their unique operational needs and secure policies to protect commercial property and assets. Clients receive guidance on managing liability risks and protecting their businesses from common financial exposures. The office also assists with workers’ compensation coverage and commercial auto insurance policies for company vehicles.
NJH Insurance Agency provides a full range of commercial insurance coverage for businesses in Clifton and the surrounding area. Its service plans include customized risk assessments and ongoing policy reviews to help clients adapt to changing operational needs. The agency also offers proactive claims support and routine insurance audits to ensure coverage remains appropriate over time. NJH Insurance Agency regularly services a broad mix of commercial properties, including single-family homes, apartments, retail storefronts, and local restaurants.
Sadowski Insurance Agency provides commercial insurance coverage to businesses in Clifton, New Jersey, and the surrounding Passaic County communities. The agency handles a full range of commercial lines, including general liability, property, and workers’ compensation policies tailored to local enterprises. Its team works to understand each client’s specific operational risks and exposures before recommending appropriate coverage limits. For a typical job, the agency conducts a thorough review of the business’s daily activities and equipment, then assembles a policy package from multiple carriers to match those needs.
Sergio Bio - State Farm Insurance Agent in Clifton, New Jersey, serves homeowners, businesses, and property managers seeking commercial insurance coverage. The agency helps local entrepreneurs and property owners select policies that protect their assets and operations from common regional risks. These services include general liability, property, and workers compensation insurance for small and mid-sized businesses. The agency also provides auto and business income policies to match individual commercial needs. Sergio Bio additionally serves clients throughout nearby Passaic and Bergen counties in the northern New Jersey metro area.
A Plus Insurance Agency in Clifton, NJ helps businesses distinguish between one-time liability coverage for special events and recurring policies that protect ongoing operations. They assist local companies in securing property, general liability, and workers’ compensation insurance tailored to commercial needs. By analyzing each client’s operational risks, they recommend appropriate policy structures for various industries in the region. Service runs on a one-time, scheduled, or as-needed basis depending on the coverage plan selected.
When winter weather in Clifton tests commercial roofs and parking lots, local business owners need someone who understands those seasonal risks. Arceri Insurance Agency works with them to review coverage for property and liability exposures that change with the season. As a dedicated commercial insurance agent, the company structures policies to match each client’s operational needs and regional climate patterns. Coverage typically includes general liability, property, and business interruption options. The agency begins by scheduling an on-site inspection of the premises and reviewing current loss-control measures for each business.
Jaymar Insurance Agency in Clifton, NJ specializes in commercial property, liability, and workers' compensation coverage for local businesses. It also provides general business owner policies and customized risk management solutions tailored to various industries throughout the region. The agency works with small and mid-sized enterprises to ensure their operations remain protected against common liabilities. As winter approaches, the agency routinely assists retail shops and restaurants with snow removal liability and slips-and-falls coverage to address seasonal hazards in the area.
RS Insurance Services arranges commercial insurance coverage for businesses in and near Clifton, New Jersey. The agency assists with property and liability protection, along with specialized endorsements such as equipment breakdown and employment practices liability. Policy consultations are tailored to each client’s operational risks. The company serves a variety of commercial sectors, including professional offices, warehouses with inventory needs, and food service establishments that require coverage for kitchen equipment and general liability.
Yini & Associates assists residential clients in Clifton with comprehensive insurance services, then adapts its expertise to protect local businesses through commercial insurance agent programs. The company works closely with commercial clients to secure general liability, property, and workers’ compensation policies tailored to regional industry needs in Clifton and communities across New Jersey. Specialists help business owners manage risk through dedicated coverage analysis and monthly premium adjustments. Between regular policy reviews, the agency offers proactive follow-up support to address any operational changes.
What Does a a Commercial Insurance Agent in Clifton Cost?
The cost of commercial insurance in New Jersey varies by business type, size, and risk factors. General liability insurance for a small business in Clifton typically ranges from 400 to 1500 dollars per year. Workers compensation premiums are based on payroll and industry classification, often costing 1 to 3 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About commercial insurance agents in Clifton
A commercial insurance agent in Clifton, New Jersey helps local businesses find the right coverage for their specific needs. New Jersey law requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance are common for Clifton businesses?
Common types include general liability, property insurance, workers compensation, and commercial auto. New Jersey businesses may also need professional liability or cyber insurance depending on their industry.
Does New Jersey require commercial auto insurance for business vehicles?
Yes, New Jersey law requires all business vehicles to have liability insurance with minimum limits of 15000 per person and 30000 per accident for bodily injury. An agent can help you get higher limits to protect your business.
How does a commercial insurance agent in Clifton help with workers compensation?
New Jersey requires all employers with one or more employees to carry workers compensation insurance. An agent can help you find a policy that meets state requirements and covers medical costs and lost wages for work related injuries.
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