The top-rated commercial insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 11 commercial insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 7 | Primetime Insurance | 35 River Rd | (551) 365-1806 |
| 8 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 9 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
| 10 | United Assurance | 16-00 Pollitt Dr | (201) 797-6600 |
Fernando Frias - State Farm Insurance Agent provides commercial insurance services in Fair Lawn, NJ, including liability, property, and workers compensation coverage. The office offers ongoing policy reviews and can adjust coverage as a business grows or changes. Loss control advice is available to help reduce risks. Service plans ensure prompt communication and the annual check-in to update policies. This agent serves single-family homes, apartments, retail stores, and restaurants.
Fawaz Ghannam - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Fair Lawn, New Jersey, with commercial insurance policies. The agency helps clients secure coverage for liability, property damage, and business interruption. Understanding the risks faced by small enterprises in the region, it works to protect assets from unforeseen events. Personalized consultations ensure each business or commercial property receives appropriate coverage. The agent also extends these insurance services to the surrounding communities in Bergen County.
Suburban General Insurance Agency serves Fair Lawn, New Jersey, along with its surrounding communities throughout Bergen County. It handles commercial insurance for local businesses, including policies that cover property, liability, and general operational risks. To protect a client’s assets and daily operations, the agency evaluates each business’s specific exposures and matches them with appropriate coverage from standard carriers. For a typical job, it begins with a detailed consultation to understand the business activities before bundling tailored protections into a cohesive commercial policy.
Excel Brokerage in Fair Lawn, NJ offers commercial insurance agents either a one-time policy placement or recurring coverage for evolving business needs. Ongoing service ensures liability, property, and workers’ compensation protections adjust as operations change. For local enterprises requiring consistent risk management, the agent provides scheduled renewal reviews. For one-off projects or specific asset protection, service is available on an as-needed basis.
Suburban Insurance in Fair Lawn, New Jersey specializes in commercial insurance for small and mid-sized businesses. The agency advises clients on general liability, property, and workers’ compensation policies. Brokers analyze each operation to identify risk exposures and then present coverage options from their partnered carriers. The agency handles questions about changing legal requirements and assists with simple claims filings. When winter storms threaten the region, the agency helps building owners review snow removal liability and business interruption coverage.
As local businesses in Fair Lawn prepare for seasonal shifts in liability or workforce needs, Primetime Insurance evaluates commercial coverage options that match changing operations. Serving the region as a commercial insurance agent, this company helps business owners review policies for property, general liability, workers’ compensation, and related risks unique to their industry. A typical initial assessment begins with an on-site inspection of the business premises to identify exposures and document current safety measures.
ASAP Insurance Agency LLC of Fair Lawn, NJ works with businesses to secure essential commercial coverage against common operational risks. It specializes in structuring property, liability, and workers’ compensation policies to meet each client’s specific exposure profile. The agency can serve a range of commercial sectors, including office-based operations, warehouses managing inventory and logistics, and food service establishments navigating equipment and liability concerns.
Kando Service Agency Inc serves Fair Lawn, NJ with residential insurance, then extends coverage to local commercial clients. As a commercial insurance agent, the agency helps businesses secure policies that protect their operations and assets. The agency focuses on the Fair Lawn area, assisting commercial customers with their coverage needs. Clients can expect follow-up service between regular visits to address changes or questions throughout the policy period.
United Assurance, based in Fair Lawn, New Jersey, is known for offering a practical range of commercial insurance solutions to local businesses. The agency focuses on structuring coverage for general liability, property, and workers’ compensation. Policies are designed to address common operational risks faced by companies in the region. Commercial auto insurance can be added as a specialized service to protect business vehicles and drivers.
What Does a a Commercial Insurance Agent in Fair Lawn Cost?
The cost of commercial insurance in Fair Lawn New Jersey varies by business type size and risk. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 10000 or more for combined coverage. Workers compensation rates are set by the New Jersey Department of Banking and Insurance and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Fair Lawn
Commercial insurance agents in Fair Lawn New Jersey help local businesses secure coverage for property liability and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. Agents also assist with commercial auto policies to meet the states minimum liability requirements of 15000 per person and 30000 per accident for property damage.
Frequently Asked Questions
What types of commercial insurance do Fair Lawn businesses typically need?
Common coverages include general liability property insurance workers compensation and commercial auto. New Jersey mandates workers comp for businesses with employees and commercial auto for any vehicles used for work purposes.
How do New Jersey laws affect commercial insurance in Fair Lawn?
New Jersey has specific requirements for workers compensation and commercial auto liability. For example N.J.S.A. 39:6B-1 sets minimum auto liability limits. Agents help ensure your policy meets these state mandates.
Can a commercial insurance agent help with business interruption coverage in Fair Lawn?
Yes. Business interruption insurance can replace lost income if your Fair Lawn business must close due to a covered event. An agent can assess your revenue and operating expenses to recommend appropriate limits.
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