The top-rated commercial insurance agent in Cedar Grove, New Jersey is Edwin Mata - State Farm Insurance Agent, rated 4.9 stars across 122 reviews. Other highly rated options include JFH Associates, LLC, Daryl Laglia - State Farm Insurance Agent, Treasury Insurance Co. This directory lists 10 commercial insurance agents serving Cedar Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Edwin Mata - State Farm Insurance Agent | 574 Pompton Ave | (973) 239-5200 |
| 2 | JFH Associates, LLC | 15 Woodstone Dr | (973) 432-0465 |
| 3 | Daryl Laglia - State Farm Insurance Agent | 886 Pompton Ave Suite B1 | (201) 880-9200 |
| 4 | Treasury Insurance Co | 30 Canfield Rd | (973) 245-9951 |
| 5 | Cedar Grove Insurance Group | 15 Old Orchard Ct | (551) 262-8748 |
| 6 | Farm Family Insurance | 626 Pompton Ave | (973) 239-3434 |
| 7 | Gary Laglia - State Farm Insurance Agent | 886 Pompton Ave Suite B1 | (973) 857-1442 |
| 8 | Great Insurance Agency NZ | 1027 Pompton Ave | (973) 695-3448 |
| 9 | Dasalus Insurance Group | 579 Pompton Ave | (908) 507-4430 |
| 10 | Itani Insurance | 6 Pompton Ave Suite 21 | (973) 553-2250 |
Edwin Mata - State Farm Insurance Agent serves Cedar Grove, NJ, and the surrounding Essex County area, offering commercial insurance agency services. The company provides comprehensive coverage options designed to protect local businesses from common financial risks. Policies can be tailored for various industries, ensuring appropriate liability and asset protection. The office handles commercial auto insurance and workers compensation insurance for businesses operating in this region.
JFH Associates, LLC provides a full range of commercial insurance services, including general liability, property, and workers' compensation coverage. The firm also offers routine policy reviews and tailored plan adjustments to ensure ongoing protection for evolving business needs. Located in Cedar Grove, NJ, it assists clients with risk assessment and claims support throughout the year. The company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Daryl Laglia serves homeowners, renters, and business owners in Cedar Grove, New Jersey with commercial insurance protection. The agency offers coverage for property, liability, and business interruption, helping local companies manage their daily risk. Personal auto and home policies are also available to meet individual needs. Daryl Laglia operates as a local State Farm agent in Essex County, and his office extends support to clients throughout nearby Verona and the greater Montclair area.
Treasury Insurance Co serves Cedar Grove and the surrounding communities of Essex County, offering commercial insurance agent services. It handles policies for local businesses, including general liability, property, and workers' compensation coverage. The company analyzes each client's operations and risk exposure to tailor appropriate protection. It typically reviews current coverage, compares available options from multiple insurers, and then presents a clear recommendation with explanations of policy terms and exclusions.
Cedar Grove Insurance Group in Cedar Grove, NJ, provides commercial insurance services that distinguish between one-time policy placements and ongoing coverage programs for businesses. Their work encompasses common commercial protections such as general liability, property, and workers compensation, which are tailored to local industry needs. Service arrangements with this agency operate on a scheduled renewal and review basis for existing clients, while new quotes and policy questions are handled as-needed upon request.
Farm Family Insurance specializes in commercial insurance policies for small to mid-sized businesses, offering liability, property, and workers' compensation coverage. Based in Cedar Grove, NJ, the agency serves local enterprises with tailored risk management solutions and ongoing policy support. It helps business owners navigate seasonal challenges such as winter weather disruptions, which can temporarily halt operations or damage commercial property in the region.
As local businesses in Cedar Grove prepare for seasonal weather shifts or inventory changes, Gary Laglia's State Farm agency offers commercial insurance coverage tailored to those evolving needs. This agent helps small to midsize enterprises evaluate property, liability, and business interruption policies that match their daily operations. Services include reviewing existing coverage gaps and recommending adjustments for new equipment or expanded storefronts. A thorough initial risk assessment and property inspection are typically scheduled to confirm accurate quotes.
Great Insurance Agency NZ works with Cedar Grove businesses to arrange liability and property coverage that protects daily operations. As a commercial insurance agent, it specializes in adding tailored endorsements for equipment breakdown, cyber liability, and business interruption. Local companies rely on its guidance to safeguard assets against regional weather events and supply chain disruptions. The agency serves a range of commercial sectors, including professional offices, warehousing and distribution facilities, and food service establishments.
Dasalus Insurance Group serves the Cedar Grove, New Jersey area with commercial insurance agent services, beginning with coverage for residential properties, such as multi-unit apartment buildings and rental portfolios. For local businesses, the agency provides general liability, property, and workers' compensation policies tailored to small and mid-sized operations throughout the region. Their approach focuses on addressing each client’s risk exposures during the initial review, then maintaining contact to adjust coverage as business needs change between regular service visits.
Itani Insurance is a commercial insurance agent in Cedar Grove, New Jersey, known for helping local businesses secure appropriate coverage for general liability and property damage. The agency works with a range of industries to assess specific operational risks and identify suitable policies. Brokers guide clients through standard business owner’s policies, workers’ compensation, and commercial auto options. For a more complete protection strategy, Itani Insurance can arrange an umbrella liability add-on to extend coverage beyond the limits of primary plans.
What Does a a Commercial Insurance Agent in Cedar Grove Cost?
The cost of commercial insurance in New Jersey varies widely by industry, revenue, and risk factors. A small retail shop in Cedar Grove might pay 500 to 1500 per year for general liability, while a construction contractor could pay 3000 to 10000 or more annually for combined policies. Workers compensation rates are set by the New Jersey Compensation Rating and Inspection Bureau and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Cedar Grove
A commercial insurance agent in Cedar Grove, New Jersey helps local businesses secure the right coverage for their operations. New Jersey requires all employers to carry workers compensation insurance, and many businesses also need general liability and commercial auto policies. An agent can explain these requirements and tailor a plan to your specific industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do Cedar Grove businesses typically need?
Most businesses in Cedar Grove need general liability insurance, property insurance, and workers compensation insurance. New Jersey law mandates workers comp for nearly all employers, even those with just one employee. Additional coverages like commercial auto or professional liability may be needed depending on your business type.
How do I choose a commercial insurance agent in Cedar Grove?
Look for an agent who is licensed in New Jersey and has experience with businesses similar to yours. Ask about their carrier network and whether they can compare quotes from multiple insurers. A local agent understands Cedar Grove zoning laws and regional risks like winter weather or flood zones.
Are there New Jersey specific regulations that affect commercial insurance?
Yes. New Jersey has strict workers compensation laws and requires commercial auto insurance with minimum liability limits of 25000 per person and 50000 per accident for bodily injury. Businesses in certain industries may also need to carry specific bonds or professional liability coverage under state licensing rules.
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