The top-rated commercial insurance agent in Florence, South Carolina is Acceptance Insurance, rated 4.9 stars across 357 reviews. Other highly rated options include Freeway Insurance, CSP Insurance Services, Direct Auto Insurance. This directory lists 20 commercial insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1231 S Irby St C | (843) 268-0083 |
| 2 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 3 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 4 | Direct Auto Insurance | 1811 S Irby St Suite 103 | (843) 629-8841 |
| 5 | Auto-Owners Insurance Florence Claims | 217 Dozier Blvd #201 | (800) 249-5520 |
| 6 | Assurant | 1323 Celebration Blvd | (843) 413-2199 |
| 7 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
| 8 | The Hoylen Agency - Nationwide Insurance | 305-A 2nd Loop Rd | (843) 665-2196 |
| 9 | Hospitality Insurance Agency | 1951 Pisgah Rd STE 121 | (843) 407-5082 |
| 10 | Ed Smith Insurance | 165 Warley St | (843) 669-5091 |
Acceptance Insurance offers a full range of commercial insurance services in Florence, South Carolina, including general liability and property coverage to protect businesses from common operational risks. Its service plans are designed to help commercial clients review their policies as their needs evolve and provide prompt claims assistance. The agency focuses on tailoring coverage for various property types, including single-family homes, apartments, retail establishments, and local restaurants.
Freeway Insurance serves the Florence, SC, area as a commercial insurance agent. The company helps local businesses secure essential coverage to manage risks and protect their operations. It provides policies that address common needs such as liability protection and property coverage. A business owner can find property insurance that safeguards physical assets and general liability insurance that defends against claims of injury or damage on commercial premises.
CSP Insurance Services provides a range of commercial insurance solutions for businesses in the Florence area, including general liability, property, and workers' compensation coverage. The agency works with clients to design policies tailored to their daily operational needs. Annual policy reviews and risk assessments are offered to help businesses stay adequately protected as their circumstances change. CSP Insurance Services services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Direct Auto Insurance serves local businesses, property managers, and commercial property owners in Florence, South Carolina. It provides liability coverage, property protection, and workers' compensation policies tailored for small to mid-sized enterprises. The agency also assists contractors and retail shop operators with general commercial insurance needs. Their services extend to vehicle fleet policies for companies with delivery trucks or service vans. The agency serves clients in Darlington as well.
Serving Florence, South Carolina and the surrounding Pee Dee region communities, Auto-Owners Insurance Florence Claims handles commercial insurance agent needs for local businesses of varying sizes. This includes property, liability, and related coverage guidance. The agency works to understand each business's specific operational risks before recommending appropriate policy options. A typical job begins with a detailed assessment of the client's property and daily exposures, followed by a thorough explanation of coverage terms and exclusions to ensure informed decision-making.
Assurant serves homeowners, businesses, and property managers in Florence and its surrounding communities. The agency provides essential commercial insurance agent services, helping clients assess property risks and secure appropriate coverage for their operations. This local office assists with policy management, claims support, and risk analysis for small to medium-sized enterprises. By working closely with area business owners, the agent ensures that commercial properties and inventories remain protected. Furthermore, Assurant extends its coverage assistance to neighboring Hartsville and the greater Darlington County area.
Accountable Insurance Partners specializes in commercial property, liability, and workers’ compensation coverage for businesses in Florence, SC. The agency helps local companies assess their unique operational risks and select appropriate policies from multiple carriers. It provides ongoing support for policy adjustments, renewals, and claims assistance throughout the year. During peak hurricane season, it actively assists clients with reviewing flood and windstorm coverage limits to ensure adequate protection before a storm threatens the area.
Businesses in the Florence area can turn to The Hoylen Agency - Nationwide Insurance for both one-time commercial policies and recurring coverage programs tailored to ongoing operations. As a local commercial insurance agent, the agency helps clients select appropriate protection for property, liability, and other business risks common to the region. Services address the specific needs of local enterprises, from small shops to larger commercial facilities. Service for existing clients is arranged on a scheduled or as-needed basis depending on policy renewal cycles or any emergent coverage requirements.
Hospitality Insurance Agency provides commercial insurance coverage to businesses in Florence, South Carolina. The agency specializes in offering tailored policy add-ons that address specific industry risks, such as liability protections and property endorsements. Commercial insurance agents assess unique operational exposures and recommend appropriate plans for various sectors. The firm works with offices needing general liability coverage, warehouses requiring inventory protection, and food service businesses seeking specialized policies for equipment and premises.
As the summer storm season approaches in Florence, SC, local businesses often face increased risk of property damage and liability claims. Ed Smith Insurance provides commercial insurance agent services, helping business owners identify and address those exposures. Working across a variety of local industries, the company assists clients in understanding coverage options for their unique operational needs. The process typically begins with a thorough on-site inspection or a detailed initial assessment of the business's current policies and future requirements.
What Does a a Commercial Insurance Agent in Florence Cost?
The cost of commercial insurance in South Carolina varies widely by industry and coverage needs. A small retail shop in Florence might pay 500 to 1500 per year for general liability. A construction contractor could pay 3000 to 8000 or more annually for a package policy including workers comp. Premiums depend on factors like payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Florence
Commercial insurance agents in Florence South Carolina help business owners find policies that meet state requirements and protect their assets. South Carolina law requires most employers to carry workers compensation insurance if they have four or more employees. A local agent can guide you through general liability property and commercial auto options specific to the Pee Dee region.
Frequently Asked Questions
What types of commercial insurance do Florence businesses typically need?
Most Florence businesses need general liability insurance property insurance and workers compensation. South Carolina law requires workers comp for businesses with four or more employees. Commercial auto insurance is also required for any vehicles used for business purposes.
How do I find a commercial insurance agent in Florence South Carolina?
You can search for licensed agents through the South Carolina Department of Insurance website. Many local agencies in Florence specialize in commercial lines for industries like construction retail and agriculture. Ask for referrals from other business owners in the Florence area.
What South Carolina laws affect commercial insurance coverage?
South Carolina has specific requirements for workers compensation insurance as noted. The state also requires commercial auto liability coverage with minimum limits of 25000 per person and 50000 per accident for bodily injury. Agents can help you meet these legal minimums while recommending higher limits.
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