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HomeCommercial Insurance AgentsSouth Carolina › Hilton Head Island

Find Commercial Insurance Agents Near You in Hilton Head Island, SC

Browse commercial insurance agents serving Hilton Head Island, South Carolina. Updated 2026-07-14.

The top-rated commercial insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Best Insurance HH, CONQUEST INSURANCE. This directory lists 17 commercial insurance agents serving Hilton Head Island.

Showing 17 commercial insurance agents in Hilton Head Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance92 Main St suite c(843) 689-3030
2Hilton Head Insurance & Brokerage55 New Orleans Rd STE 203(843) 252-0840
3Best Insurance HH2 Corpus Christi Pl #200(843) 540-0722
4CONQUEST INSURANCE95 Mathews Dr Suite B-3(843) 342-7664
5Goosehead Insurance - Tanner Russell5 New Orleans Rd #100(843) 701-8730
6Premier Insurance Advisors10 Hospital Center Commons suite b(843) 689-5300
7PC&L Agency, Inc.12 Lafayette Pl(843) 682-4845
8Goosehead Insurance - Coastal Solutions Agency2 Park Ln #200(843) 790-8529
9Correll Insurance Group of Hilton Head15 Bow Cir STE 101(888) 668-8082
10Kinghorn Insurance Agency - Hilton Head23A Shelter Cove Ln(843) 686-3911
CH
92 Main St suite c
Carolina Heritage Insurance
Commercial Insurance Agent · Hilton Head Island, SC

Carolina Heritage Insurance of Hilton Head Island, South Carolina, provides property and liability coverages for residential clients. The agency also delivers commercial insurance policies designed for local businesses, serving accounts throughout the Lowcountry and coastal South Carolina. Standard offerings include general liability, property, and workers' compensation coverage, tailored to protect commercial operations. The firm handles initial policy setup and annual renewals, with agents available for follow-up or repeat service between regular visits.

HH
55 New Orleans Rd STE 203
Hilton Head Insurance & Brokerage
Commercial Insurance Agent · Hilton Head Island, SC

Hilton Head Insurance & Brokerage of Hilton Head Island, South Carolina is known for offering tailored commercial insurance solutions to local businesses. Its service range covers general liability, property, workers’ compensation, and commercial auto policies designed for various industries in the Lowcountry. The company helps business owners evaluate risks and secure appropriate coverage to protect their operations and assets. It also provides professional liability coverage for service-based firms. An added specialty service it can offer is cyber liability insurance to safeguard client data.

BI
2 Corpus Christi Pl #200
Best Insurance HH
Commercial Insurance Agent · Hilton Head Island, SC

Best Insurance HH provides a full array of commercial insurance coverage options, including liability, property, and workers’ compensation policies. It offers ongoing account management and policy review services to help businesses maintain adequate protection as their needs evolve. The company serves a variety of commercial properties in Hilton Head Island, including single-family homes used for rentals, apartment complexes, retail storefronts, and restaurants.

CI
95 Mathews Dr Suite B-3
CONQUEST INSURANCE
Commercial Insurance Agent · Hilton Head Island, SC

Conquest Insurance serves Hilton Head Island and the surrounding Beaufort County area as a commercial insurance agent. The agency assists local businesses in assessing their unique risk exposures and securing appropriate coverage policies. They work with a range of industries, from retail operations to hospitality ventures along the coast. Their services focus on protecting commercial property, managing liability concerns, and offering workers’ compensation solutions for regional employers.

GI
5 New Orleans Rd #100
Goosehead Insurance - Tanner Russell
Commercial Insurance Agent · Hilton Head Island, SC

Goosehead Insurance - Tanner Russell serves businesses, commercial property owners, and entrepreneurs throughout Hilton Head Island, South Carolina. It provides commercial insurance policies that cover liability, property, workers’ compensation, and business interruption risks. The agency helps local companies assess their coverage needs and secure appropriate protection for their operations. Tanner Russell also serves clients in the neighboring Bluffton area and the greater Lowcountry region, ensuring business owners have access to specialized commercial insurance solutions.

PI
10 Hospital Center Commons suite b
Premier Insurance Advisors
Commercial Insurance Agent · Hilton Head Island, SC

Serving Hilton Head Island and surrounding Lowcountry communities, Premier Insurance Advisors works as a commercial insurance agent, handling coverage for local businesses. It analyzes each client’s liability, property, and operational risks in the coastal environment. The company reviews policy options from multiple carriers to match specific exposures. After assessing a business’s unique needs, it presents tailored recommendations and guides the client through the selection and binding process, ensuring the coverage aligns with the business’s day-to-day activities.

PA
12 Lafayette Pl
PC&L Agency, Inc.
Commercial Insurance Agent · Hilton Head Island, SC

PC&L Agency, Inc. in Hilton Head Island, SC helps businesses navigate the difference between one-time policy purchases and recurring service agreements for coverage. They arrange commercial insurance that protects against property damage, liability claims, and other operational risks local companies face. Their service runs on both a scheduled renewal cycle and an as-needed basis for immediate policy adjustments.

GI
2 Park Ln #200
Goosehead Insurance - Coastal Solutions Agency
Commercial Insurance Agent · Hilton Head Island, SC

As Hilton Head Island’s coastal businesses prepare for seasonal storms and shifting tourist traffic, Goosehead Insurance - Coastal Solutions Agency provides commercial insurance agent services tailored to these local demands. The agency understands the unique risks facing island enterprises, from hospitality venues to marine operations. Evaluating property structures, liability exposures, and workers' compensation needs forms the core of their initial consultations. After discussing the specific operations of a business, the agent schedules a thorough on-site inspection to document assets and identify potential vulnerabilities before building a coverage proposal.

CI
15 Bow Cir STE 101
Correll Insurance Group of Hilton Head
Commercial Insurance Agent · Hilton Head Island, SC

Correll Insurance Group of Hilton Head specializes in crafting coverage plans for businesses, including property, liability, and workers’ compensation policies. It also handles risk assessments and claims support for its clients on Hilton Head Island, SC. The team works closely with local companies to address evolving exposures throughout the year. During hurricane season, it helps commercial clients review their business interruption and wind damage protections to ensure adequate financial safeguards are in place.

KI
23A Shelter Cove Ln
Kinghorn Insurance Agency - Hilton Head
Commercial Insurance Agent · Hilton Head Island, SC

Kinghorn Insurance Agency serves Hilton Head Island, South Carolina, offering commercial insurance solutions for area businesses. They work with clients to develop coverage plans that protect against common operational risks and liabilities. Tailored policies help local enterprises manage property exposures, liability claims, and payroll-related protections. The agency also handles specialized insurance for coastal operations needing coverage against weather and flood damage in this region. It assists with business interruption policies and workers compensation insurance for the community.

CH
22 New Orleans Rd #2
Carolina Heritage Insurance
Commercial Insurance Agent · Hilton Head Island, SC
(843) 689-3030
carolinaheritage.net
CI
2 Corpus Christi Pl #200
C&H Insurance Associates, LLC
Commercial Insurance Agent · Hilton Head Island, SC
(843) 351-6424
ch4ins.com
AH
100 Exchange St Suite 101
Acrisure Hilton Head Island, SC (Seacoast Insurance)
Commercial Insurance Agent · Hilton Head Island, SC
(843) 681-4340
acrisure.com
SA
30 Lenox Ln Hilton Head SC 299
Summers Agency Insurance
Commercial Insurance Agent · Hilton Head Island, SC
(843) 540-0766
summersagency.com
CS
2600 Main St Suite 104 D
Colonial South Insurance LLC
Commercial Insurance Agent · Hilton Head Island, SC
(843) 785-7455
colonialsouthinsurance.com
DI
2 Corpus Christi Pl #200
Dunes Insurance
Commercial Insurance Agent · Hilton Head Island, SC
(843) 737-6236
dunesinsurance.com
MI
1 Lafayette Pl 2nd Floor
McGriff Insurance Services
Commercial Insurance Agent · Hilton Head Island, SC
(843) 815-0522
mcgriffinsurance.com

What Does a a Commercial Insurance Agent in Hilton Head Island Cost?

Commercial insurance costs in South Carolina vary widely by business type, size, and location. A small retail shop might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more for a full package. Factors include payroll, revenue, claims history, and coverage limits. This is general information and not insurance advice.

About commercial insurance agents in Hilton Head Island

Commercial insurance agents in Hilton Head Island help business owners protect their assets with tailored policies. South Carolina law requires certain businesses to carry workers compensation insurance if they have four or more employees. A local agent can guide you through these requirements and find coverage for your specific industry.

Frequently Asked Questions

What types of commercial insurance do businesses in Hilton Head Island need?

Common types include general liability, property insurance, workers compensation, and commercial auto. South Carolina law mandates workers compensation for most businesses with four or more employees. Your agent can help determine which policies fit your operations.

How do I choose a commercial insurance agent in Hilton Head Island?

Look for an agent licensed in South Carolina who has experience with your industry. Ask about their familiarity with local risks like hurricane exposure and coastal property issues. Verify their credentials through the South Carolina Department of Insurance.

Can a commercial insurance agent help with South Carolina specific regulations?

Yes. Agents can advise on state requirements such as workers compensation thresholds and commercial auto liability limits. They also understand local building codes and flood insurance needs for Hilton Head Island properties.

Commercial Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.