The top-rated commercial insurance agent in Lexington, South Carolina is Williams Insurance Team, rated 4.9 stars across 262 reviews. Other highly rated options include Farrell Insurance Agency, Relation Insurance Services, Mauldin Insurance Group. This directory lists 20 commercial insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Williams Insurance Team | 581 Old Chapin Rd | (803) 957-8004 |
| 2 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 3 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 4 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 5 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 6 | Alan Gardner Insurance | 603 Columbia Ave | (803) 732-5425 |
| 7 | Midlands Insurance Center | 339 W Butler St | (803) 957-3311 |
| 8 | The Carter Insurance Group | 4727A Sunset Blvd | (803) 520-5260 |
| 9 | Kuhn Insurance Group | 510 E Main St | (803) 636-2214 |
| 10 | Stedman Insurance Group | 109a Vista Oaks Dr | (803) 814-3303 |
Williams Insurance Team serves the greater Lexington, South Carolina area as a commercial insurance agency. It works with business owners to help them identify and manage risks through tailored coverage plans. The agency operates with the goal of protecting local enterprises from financial losses related to property damage, liability claims, and other operational exposures. Common services offered include policies for business interruption and workers’ compensation, ensuring companies can meet both state requirements and their own risk management needs.
Farrell Insurance Agency provides a range of commercial insurance solutions for businesses throughout the Lexington, SC area, including coverage for liability, property, and workers' compensation. The agency works closely with clients to assess risk and develop tailored policies that meet operational needs. It also offers ongoing policy reviews and support services to help businesses maintain appropriate coverage as they grow. The firm’s client base includes properties such as single-family homes, apartments, retail locations, and restaurants.
Relation Insurance Services in Lexington works with homeowners, businesses, and property managers to secure appropriate commercial coverage for their operations. The agency assists with general liability, property insurance, and workers compensation policies tailored to each client's specific needs. They evaluate risk exposures and find suitable insurance solutions from multiple carriers. Their services also extend to companies and property owners throughout the greater Columbia metropolitan area, including nearby communities such as Irmo and West Columbia.
Mauldin Insurance Group in Lexington, SC distinguishes between one-time coverage options for specific projects or events and recurring commercial policies designed for ongoing operations. Its focus is on general liability, property, and other common insurance protections that help local businesses manage financial risk. The company emphasizes clear explanations of policy terms and works with business owners to identify appropriate coverage limits. Client service is provided on a one-time, scheduled, or as-needed basis depending on the specific policy and business requirements.
Based in Lexington, South Carolina, and serving surrounding communities in the Midlands, Safe Harbor Insurance Advisors handles commercial insurance for local businesses. They provide policies for various industries, managing property coverage, general liability, and workers’ compensation. The agency approaches each client by first conducting a thorough review of their operations and specific risk exposures. This initial assessment then guides the development of a tailored policy package to meet the unique needs of the business’s daily operations.
Alan Gardner Insurance specializes in commercial insurance services for local businesses in Lexington, SC. It provides coverage options that protect company assets, liability exposures, and operational risks. Its general service work includes helping clients assess their unique insurance needs and select appropriate policies. As seasonal weather patterns bring storm threats to the region, it assists businesses with reviewing property coverage and preparing for potential damage claims during the South Carolina hurricane season.
As storms and seasonal shifts create new risks for businesses in the Lexington area, Midlands Insurance Center assists local commercial clients in reviewing their existing policies. The agency works to address coverage gaps that can arise from changing inventory, equipment, or operational needs. It helps business owners understand liability and property protections tailored to the Palmetto State’s specific regulations. After an initial consultation, the agency will typically conduct a thorough review of the client’s current coverage and risk exposures, beginning with a detailed assessment of their commercial premises.
The Carter Insurance Group provides commercial insurance solutions for businesses operating in and around Lexington, South Carolina. Their work focuses on designing coverage plans that address the unique operational risks faced by local enterprises. Specialty options can include liability protection, property insurance, and customized policies for specific industry needs. The agency assists a range of commercial sectors, including professional offices, storage warehouses, and food service establishments.
Kuhn Insurance Group helps residents of Lexington with their homeowners and auto policies. The agency also provides commercial insurance coverage for local businesses of various sizes. They serve clients in the greater Lexington area. For business owners, they can secure property and liability protection tailored to each operation. After an initial policy is placed, the agency follows up regularly to review coverage needs. They also assist with claims or policy changes that arise between those routine scheduled visits.
Stedman Insurance Group is known for working with business owners in Lexington, SC, to secure proper coverage for their operations. Its range of commercial insurance services includes general liability, property, and workers’ compensation policies tailored to local industry needs. The agency also helps clients manage risk by evaluating policy limits and exclusions. For further protection, it can add on specialized cyber liability coverage for companies that handle sensitive client data.
What Does a a Commercial Insurance Agent in Lexington Cost?
Commercial insurance costs in South Carolina vary widely by industry and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more annually for a full package including workers compensation. Premiums also depend on your payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Lexington
Commercial insurance agents in Lexington South Carolina help business owners find coverage for property liability and workers compensation. South Carolina law requires most employers to carry workers compensation insurance if they have four or more employees. A local agent understands the specific risks facing businesses in Lexington including weather events and the growing commercial sector.
Frequently Asked Questions
What types of commercial insurance do Lexington businesses need?
Common policies include general liability property insurance workers compensation and commercial auto. South Carolina law requires commercial auto insurance for any vehicle used for business purposes with minimum liability limits of 25000 per person and 50000 per accident for bodily injury.
How do I find a commercial insurance agent in Lexington SC?
You can search online directories ask other business owners for referrals or contact the South Carolina Department of Insurance for a list of licensed agents. Make sure the agent has experience with your specific industry and can explain policy details clearly.
What factors affect commercial insurance costs in Lexington?
Costs depend on your business type size location claims history and coverage limits. South Carolina businesses in construction or manufacturing often pay higher premiums due to increased risk. Your agent can help you compare quotes from multiple carriers.
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