The top-rated condo insurance agent in Commerce City, Colorado is Eddie Olivas - State Farm Insurance Agent, rated 4.8 stars across 290 reviews. Other highly rated options include Matthew Carlson: Allstate Insurance, Tyrone Byrd - State Farm Insurance Agent, Aspen Insurance Group. This directory lists 16 condo insurance agents serving Commerce City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Olivas - State Farm Insurance Agent | 7270 Magnolia St | (303) 288-8880 |
| 2 | Matthew Carlson: Allstate Insurance | 10250 Idalia St Ste 6 | (720) 699-1133 |
| 3 | Tyrone Byrd - State Farm Insurance Agent | 13611 E 104th Ave #700 | (720) 535-1191 |
| 4 | Aspen Insurance Group | 6990 E 72nd Ave | (720) 542-9556 |
| 5 | Premier Group Insurance Commerce City Colorado | 6990 CO-2 | (720) 645-1908 |
| 6 | Medina Professional Insurance | 6755 E 72nd Ave | (303) 227-9010 |
| 7 | Marcus Sanchez - State Farm Insurance Agent | 18220 E 104th Ave #102 | (303) 835-9938 |
| 8 | Carl Marx & Associates, LLC American Family Insurance | 13659 E 104th Ave #550 | (303) 457-0053 |
| 9 | De Paz Insurance Agency | 7290 Magnolia St | (720) 993-7343 |
| 10 | InsurB Inc. | 7249 Magnolia St | (720) 660-9365 |
Eddie Olivas - State Farm Insurance Agent provides residential condo insurance services in Commerce City, Colorado. The agency also assists local small businesses with commercial coverage needs throughout the surrounding area. Policies are designed to protect individual units and shared building structures common in condominium associations. They serve clients seeking tailored protection for their property and liability exposures. The office regularly follows up with policyholders between their standard coverage reviews to address any changes in their insurance needs, ensuring continued appropriate protection.
Matthew Carlson: Allstate Insurance provides personalized condo insurance coverage and risk assessment services for property owners in Commerce City, CO. Ongoing policy reviews and renewal assistance ensure clients maintain adequate protection as their needs change. The company addresses specific concerns such as common area liability, interior structural damage, and personal property replacement. It services single-family homes, apartments, retail spaces, and restaurants.
Tyrone Byrd - State Farm Insurance Agent serves the Commerce City, Colorado metro area, specializing in condo insurance. The agency provides tailored policies designed to protect condominium units, covering personal property within the residence. These policies address structural improvements made by the owner, as well as liability protection for incidents occurring inside the unit. They also offer loss-of-use coverage for temporary living expenses after a covered event. The company handles water damage claims, helping clients repair pipe bursts and appliance leaks in their condos.
Aspen Insurance Group serves homeowners and condominium association boards in Commerce City, Colorado, specializing in policies tailored to the unique liability and loss assessment needs of condo living. These services help protect individual units and shared building structures from common risks like water damage or fire. The agency works closely with property managers to ensure adequate coverage for all residents. It also assists clients in nearby Thornton accessing similar condo insurance solutions for their residential properties.
Premier Group Insurance provides condo insurance services in Commerce City, Colorado, and the surrounding communities. The agency handles policies designed to protect individual condo units and their interiors. It manages coverage for personal property, interior structural elements, and liability risks common in shared buildings. In handling a typical job, the agency first assesses the specific policy needs of the condominium owner, then reviews the master association coverage to avoid gaps or overlaps.
Medina Professional Insurance in Commerce City, CO, recognizes that insureds may either seek a single policy placement or require ongoing coverage adjustments as their circumstances evolve. For condo association unit owners, this office balances protecting personal property and individual liability with the broader master policy requirements of the building. By analyzing each client’s unique exposure, they match the right coverage limits and deductibles. Service can be arranged on a one-time basis for a single purchase or scheduled periodically to review changing asset values and new additions.
As a condo insurance agent in Commerce City, CO, Marcus Sanchez - State Farm Insurance Agent specializes in coverage for individual unit owners, including interior structures and personal property. It also provides comprehensive services for common area liabilities and loss assessments. General work involves helping homeowners understand policy differences between condo and standard home insurance, ensuring protection for upgrades and special fixtures. This agent assists clients specifically with adjusting coverage after building-wide renovations or dealing with disputes over shared responsibility for damage following a major hailstorm.
As winter storms and spring hail threaten roofs and siding in Commerce City, Carl Marx & Associates, LLC American Family Insurance provides coverage tailored for condominium units. A dedicated condo insurance agent helps owners understand what the master policy covers and where supplemental protection is needed for interior finishes, appliances, and personal liability. Policies typically address loss assessments and loss of use if a unit becomes uninhabitable. The first step involves reviewing the condo association’s bylaws and the unit’s current exposure during a no-obligation risk inspection.
De Paz Insurance Agency provides residential condo insurance services in Commerce City, Colorado. The agency also offers commercial coverage for condominium associations and property management needs. Serving the local area, they help clients secure protection for their units against common risks. Their work includes explaining policy details and assisting with claims paperwork. Follow-up consultations are available between policy renewal periods to review coverage changes or address new building requirements.
What Does a a Condo Insurance Agent in Commerce City Cost?
Typical annual premiums for condo insurance in Colorado range from 300 to 800 dollars, depending on coverage limits, location, and deductible choices. Factors like the age of the building and your credit score also affect the rate. This is general information, not insurance advice.
About condo insurance agents in Commerce City
Condo insurance agents in Commerce City Colorado help owners protect their units with HO6 policies. Colorado law requires condo associations to maintain master policies, but individual unit owners need their own coverage for interior fixtures and personal property. A local agent can explain how the Colorado Common Interest Ownership Act affects your insurance needs.
Frequently Asked Questions
What does a condo insurance agent in Commerce City do?
A condo insurance agent helps you choose an HO6 policy that covers your unit interior, personal belongings, and liability. They also advise on loss assessment coverage required by many Colorado condo associations.
Do I need condo insurance if the association has a master policy?
Yes. The association master policy typically covers the building structure and common areas. Your HO6 policy covers your unit interior, improvements, personal property, and liability. Colorado law does not require individual coverage, but most lenders do.
How does Colorado law affect condo insurance requirements?
Colorado Revised Statutes Title 38 govern common interest communities. These laws outline association responsibilities but do not mandate individual unit owner coverage. However, many Colorado condo associations require owners to carry HO6 policies with minimum liability limits.
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