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Compare Condo Insurance Agents in Highlands Ranch, CO

Looking for a condo insurance agent in Highlands Ranch? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 16 condo insurance agents in Highlands Ranch, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Morton - State Farm Insurance Agent
8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129
(303) 683-8799 sfhighlandsranch.com
Jodi Stoker - State Farm Insurance Agent
8796 S Colorado Blvd B, Highlands Ranch, CO 80126
(303) 801-0615 jodistoker.com
Danny Barrera - State Farm Insurance Agent
6660 Timberline Rd Ste 150, Highlands Ranch, CO 80130
(303) 234-0473 dannyb303.com
Mike Brainard: Allstate Insurance
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(720) 344-5135 agents.allstate.com
MountainStorm Insurance Agency
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(720) 344-3536 mountainstorminsurance.com
Nikki Dyer - State Farm Insurance Agent
4185 E Wildcat Reserve Pkwy STE 200, Highlands Ranch, CO 80126
(303) 773-2200 nikkidyer.com
Laura Leier - State Farm Insurance Agent
66 Springer Dr Ste 104, Highlands Ranch, CO 80129
(720) 306-6151 lauraleier.com
Farmers Insurance - Jonathan Dodd
66 Springer Dr STE 102, Highlands Ranch, CO 80129
(303) 922-1001 agents.farmers.com
Custom Insurance Solutions
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129
(303) 997-2436 custominsurancesolution.com
Farmers Insurance - Julia Bryant
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129
(303) 421-4550 agents.farmers.com
Jim McInnes: Allstate Insurance
9090 Ridgeline Blvd Ste 240, Highlands Ranch, CO 80129
(303) 471-2999 agents.allstate.com
TPG Insurance
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 607-0007 insuretpg.com
SCP Insurance Group
9457 S University Blvd #338, Highlands Ranch, CO 80126
(720) 900-7822 scpinsurance.com
Scott Cohen Agency, Inc.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(303) 471-4565 scottcohenagency.com
Insurance Service CO
9557 S University Blvd, Highlands Ranch, CO 80126
(719) 304-8360
Benchmark Insurance Agency, LLC
66 Springer Dr # 215, Highlands Ranch, CO 80129
(303) 730-2852 benchmarkinsuranceagency.com

Condo insurance agents in Highlands Ranch Colorado help owners protect their unit and personal property. Colorado law requires HOAs to carry a master policy but that policy often does not cover interior fixtures or personal liability. A local agent can explain the difference between walls-in and all-in coverage to match your specific condo association rules.

What Does a Condo Insurance Agent in Highlands Ranch Cost?

Typical condo insurance premiums in Colorado range from 200 to 600 dollars per year for standard coverage. Factors like unit location deductible choice and personal property value affect the price. High risk areas or units with older plumbing may see higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Highlands Ranch do?
A condo insurance agent helps you choose a policy that covers your personal belongings interior improvements and liability. They review your HOA master policy to identify gaps and recommend appropriate coverage limits.
Is condo insurance required in Colorado?
Colorado law does not mandate condo insurance for owners but most HOAs require proof of coverage in their bylaws. Lenders also typically require a policy if you have a mortgage on the unit.
How does Colorado law affect condo insurance needs?
Colorado Revised Statutes Title 38 govern common interest communities. These laws outline the HOAs responsibility for common areas and the owners responsibility for their unit. An agent can help you understand how these statutes apply to your specific policy.