The top-rated condo insurance agent in Fort Collins, Colorado is Fort Collins Insurance, rated 4.9 stars across 341 reviews. Other highly rated options include Ben Parsons - State Farm Insurance Agent, IMA Select, Barry B Bailey - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 2 | Ben Parsons - State Farm Insurance Agent | 2121 Midpoint Dr #301a | (970) 484-3600 |
| 3 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 4 | Barry B Bailey - State Farm Insurance Agent | 838 W Drake Rd STE 109 | (970) 493-2323 |
| 5 | Brightway Insurance, The Doebbeling Agency | 3675 S College Ave Suite 20 | (970) 829-8440 |
| 6 | Agate Insurance | 145 N College Ave Suite B | (970) 682-1758 |
| 7 | Erin LeVan - State Farm Insurance Agent | 140 Boardwalk Dr UNIT E | (970) 372-2919 |
| 8 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 9 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 10 | Thompson Insurance Agency: Allstate Insurance | 2108 Milestone Dr #210 | (970) 482-0078 |
Fort Collins Insurance serves the Fort Collins, Colorado area as a local condo insurance agent. It provides specialized policies designed for condominium owners, covering individual unit interiors and personal belongings. Condominium insurance typically addresses gaps left by the master building policy, such as interior fixtures and liability protection. The agency helps clients understand these distinctions to secure appropriate coverage. It handles common area loss assessments and personal liability protection for unit owners within Fort Collins.
Ben Parsons - State Farm Insurance Agent provides a full range of condo insurance policies, including coverage for personal property, liability, and loss of use. The agency offers service plans that help clients review their existing policies each renewal period, ensuring the coverage limits remain appropriate for their individual needs. Assistance with policy updates and filing claims is available through the local Fort Collins office. This agency services single-family homes, apartments, retail establishments, and local restaurants.
IMA Select serves condominium owners and homeowner associations in Fort Collins, Colorado. The agency provides essential condo insurance policies designed to protect individual units and common areas from unexpected damage or liability. It assists clients with understanding required coverage levels, navigating building ordinances, and securing appropriate deductibles. Property managers seeking reliable protection for multi-unit complexes also find tailored solutions here. IMA Select additionally covers the neighboring community of Loveland.
Barry B Bailey - State Farm Insurance Agent serves Fort Collins, Colorado, and the surrounding communities. The agency handles a range of condo insurance policies designed to protect individual units and their owners from common perils such as fire, theft, and liability claims. Coverage options typically address interior structures, personal property, and loss of use expenses. To handle a typical job, the agent begins by reviewing the condo association's master policy to identify coverage gaps, then tailors a personal policy that fills those specific needs for the unit owner.
Brightway Insurance, The Doebbeling Agency offers both one-time policy reviews for new condo owners and ongoing account management for existing clients. Coverage options focus on protecting interior finishes, personal belongings, and liability risks common to Fort Collins condominiums. Policies can address shared-wall structures and homeowners association requirements that differ from standard home insurance. Service is available on an as-needed basis, allowing clients to request quotes or updates at any time without a mandatory recurring schedule.
Agate Insurance offers specialized condo insurance services in Fort Collins, Colorado, focusing on policies that cover individual unit interiors and shared building liability. It provides standard homeowner protection for personal property and loss assessment coverage. The agency works with local residents to adjust policies as seasonal weather patterns shift. It helps clients address coverage gaps that can arise from spring hailstorms, Fort Collins, a common concern for condo owners in the area.
When wildfire season threatens the Front Range or a surprise hailstorm pummels Fort Collins, protecting a condo requires coverage that matches the unique shared-building structure. Erin LeVan – State Farm Insurance Agent helps local unit owners navigate these risks by offering policies tailored for HOA bylaws and personal liability. The process begins with a detailed walkthrough to assess walls, personal belongings, and common-area exposures specific to your building.
Shanti Insurance Services operates as a general insurance agency in Fort Collins, Colorado, serving local property owners. The company specializes in condo insurance policies tailored to protect individual unit owners against structural damage, personal liability, and loss of personal belongings. This coverage typically fills gaps left by a building’s master policy, providing crucial protection for interior fixtures and improvements. The firm’s services also extend to commercial sectors such as offices, warehouses, and food service establishments.
ABC Insurance Agency offers residential condo insurance services to property owners in Fort Collins, Colorado, along with commercial coverage options for local associations and businesses throughout the area. Their agents help clients understand the specific protection needs for individual units and shared building structures. After a policy is secured, the agency stays in contact to review any changes and ensure coverage remains appropriate between regular service visits.
Thompson Insurance Agency: Allstate Insurance serves Fort Collins, Colorado, as a dedicated condo insurance agent. It specializes in policies tailored to condominium owners, covering individual unit structures, personal belongings, and liability protection within association-regulated properties. The agency assists clients navigating homeowners association master policy gaps and deductible requirements. An add-on endorsement for water backup or sewer damage coverage is a specialty service available to condominium residents.
What Does a a Condo Insurance Agent in Fort Collins Cost?
Typical condo insurance in Colorado costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like location in Fort Collins, unit value, deductible amount, and coverage limits affect the premium. More comprehensive policies with higher liability limits can cost 700 to 1,200 dollars annually. This is general information not insurance advice.
About condo insurance agents in Fort Collins
A condo insurance agent in Fort Collins Colorado helps you understand the unique coverage needs for your unit. Colorado law requires HO-6 policies to cover certain interior structures and personal property. Agents can explain master policy gaps and help you meet lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Fort Collins do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They review your condo associations master policy to identify gaps. They also assist with claims and policy updates.
Is condo insurance required in Colorado?
Yes most lenders require an HO-6 policy for condo owners in Colorado. Even if not required by a lender, the policy protects your belongings and provides liability coverage. Colorado law does not mandate it but it is strongly recommended.
How does Colorado law affect condo insurance coverage?
Colorado has specific rules about how master policies and individual policies interact. For example, Colorado Revised Statute 38-33.3-113 requires associations to maintain property insurance but owners must cover their own improvements and betterments. An agent can explain these details.
Condo Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Grand Junction · Greeley · Highlands Ranch · Lafayette