The top-rated condo insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,148 reviews. Other highly rated options include Sean Brumelle - State Farm Insurance Agent, Eric Lusby - State Farm Insurance Agent, State Farm-Seth Rockey. This directory lists 20 condo insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jesse Dryer | 2777 Crossroads Blvd #2 | (970) 444-1111 |
| 2 | Sean Brumelle - State Farm Insurance Agent | 2910 I-70BL | (970) 523-9700 |
| 3 | Eric Lusby - State Farm Insurance Agent | 2584 Patterson Rd STE A | (970) 242-0156 |
| 4 | State Farm-Seth Rockey | 1226 N 7th St Ste 100 | (970) 242-3202 |
| 5 | Ken Richards - State Farm Insurance Agent | 2107 N 12th St | (970) 243-1000 |
| 6 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 7 | Sean Steimel - State Farm Insurance Agent | 2486 Patterson Rd UNIT 13 | (970) 241-2841 |
| 8 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 9 | D & D Insurance Inc | 155 W Rood Ave | (970) 242-1415 |
| 10 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
Farmers Insurance - Jesse Dryer serves the Grand Junction, Colorado, area and the greater Mesa County region by offering condo insurance agent services. They help local condo owners secure coverage for their individual units and shared building structures through tailored policies. Their work focuses on protecting personal property, liability, and assessments from the homeowners association. Jesse Dryer also assists clients with adjusting deductibles and endorsements for special condo features, such as upgraded interiors or additional storage units.
Sean Brumelle - State Farm Insurance Agent in Grand Junction, CO provides a range of condo insurance policies tailored to protect individual unit owners. Service options include personalized coverage consultations and regular policy reviews to adapt to changing needs and local risk factors. The agent assists clients with filing claims and adjusting deductibles as necessary. This agency services single-family homes, apartments, retail properties, and restaurants requiring proper liability and structure protection.
Eric Lusby - State Farm Insurance Agent serves homeowners, condo owners, and property managers in Grand Junction, Colorado, specializing in condo insurance policies that cover personal liability, building improvements, and loss assessment. The agency helps clients understand how their master association policy and individual condo unit coverage complement each other to avoid gaps. It also assists renters and small landlords with tailored property protection plans. In addition to the local community, the agent provides coverage to residents in Clifton and the surrounding Mesa County area.
Serving Grand Junction and the surrounding communities, Seth Rockey with State Farm provides condo insurance services. The agency handles coverage for individual unit owners, protecting personal property, liability, and interior building structures. It also addresses the unique needs of condominium associations and their insurance requirements. Standard policies are assessed based on factors like unit location, value, and available master coverage. Each case is managed by reviewing the specific condo association documents and personal insurance needs, then matching those requirements with an appropriate policy.
Ken Richards - State Farm Insurance Agent in Grand Junction, CO, helps clients understand the difference between one-time quotes for a new policy and recurring service options like annual reviews. They offer coverage for condo unit interiors, liability protection, and loss assessments from the association. This agent focuses on tailoring policies to fit each condominium owner’s specific needs in the local area. Service runs on an as-needed basis, with flexibility for periodic consultations or claim assistance whenever the policyholder requires it.
Insurance Advisors Agency, Inc offers specialized assistance in selecting condo insurance policies tailored to individual unit coverage needs, and works with clients to explain distinctions between personal liability and building master policies. It serves homeowners and investors across the Grand Junction area. The agency helps with navigating claims or coverage adjustments during seasonal changes, such as spring runoff or winter storms, which can affect local properties and require updated protection.
Sean Steimel - State Farm Insurance Agent serves clients in Grand Junction, Colorado by providing coverage for residential condo units. This work typically includes protecting personal belongings and interior structures, while specialty add-ons can address loss assessments, water backup, and additional living expenses during repairs. Policies may also extend to commercial sectors such as office spaces, warehouses, and food service operations.
Sterling Peaks Insurance Llc provides residential condo insurance services tailored to individual unit owners in Grand Junction, CO, alongside commercial coverage for multi-unit buildings or investor-owned properties throughout the surrounding area. Their work helps protect policyholders from common regional risks while ensuring structures and personal assets meet local coverage requirements. Clients can expect responsible follow-up assistance between regular policy reviews, including help with mid-cycle endorsements when property changes or community association updates necessitate immediate adjustments.
Winter storms and spring hailstorms in Grand Junction can cause sudden damage to condominium roofs and exterior walls, making prompt coverage adjustments essential. D & D Insurance Inc addresses these local risks by offering condo insurance agent services that review individual policies and community master plans for adequate structural and liability protection. Their work typically involves comparing available plans to address coverage gaps common to multi-unit dwellings in this region. An agent begins with an initial assessment of the property’s age and shared features against common local claim patterns.
Bird Family Insurance Agency in Grand Junction, Colorado, is known for offering personalized condo insurance solutions tailored to the unique needs of local condo owners. Its service range includes coverage for individual unit structures, personal belongings, liability protection, and loss assessment from homeowners association policies. The agency helps clients navigate the specific risks common to condominium living in this area. It can add on earthquake endorsement or additional guest medical coverage for high-traffic common areas.
What Does a a Condo Insurance Agent in Grand Junction Cost?
The cost of a condo insurance policy in Grand Junction Colorado typically ranges from 300 to 800 dollars per year for a standard unit. Factors that affect the premium include the unit location, coverage limits, deductible amount, and your claims history. Policies in areas with higher hail or wildfire risk may cost more. This is general information, not insurance advice.
About condo insurance agents in Grand Junction
A condo insurance agent in Grand Junction Colorado helps you find the right HO6 policy for your unit. Colorado law requires condo associations to have a master policy but that policy does not cover your personal belongings or interior improvements. An agent can explain how the Colorado Common Interest Ownership Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Grand Junction do?
A condo insurance agent helps you compare HO6 policies from different carriers. They explain what the association master policy covers and what you need for your personal property and liability. They also advise on loss assessment coverage for shared building repairs.
Do I need condo insurance if the association has a master policy?
Yes, you still need your own HO6 policy. The master policy usually covers the building structure and common areas but not your personal belongings, interior walls, or upgrades. Your policy also provides liability protection if someone is injured in your unit.
How does Colorado law affect my condo insurance needs?
Colorado law requires condo associations to carry property insurance on the common elements. However, you are responsible for insuring your unit interior and personal property. The Colorado Common Interest Ownership Act also allows associations to assess owners for deductibles on claims, so loss assessment coverage is important.
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