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HomeCondo Insurance AgentsMichigan › Garden City

Find Condo Insurance Agents Near You in Garden City, MI

Browse condo insurance agents serving Garden City, Michigan. Updated 2026-07-14.

The top-rated condo insurance agent in Garden City, Michigan is Lisa Lindbloom - State Farm Insurance Agent, rated 4.8 stars across 369 reviews. Other highly rated options include MIKE ALMALIKY: Allstate Insurance, L.A. Insurance, Paula M. Schembri: Allstate Insurance. This directory lists 10 condo insurance agents serving Garden City.

Showing 10 condo insurance agents in Garden City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lisa Lindbloom - State Farm Insurance Agent29510 Ford Rd(734) 261-3111
2MIKE ALMALIKY: Allstate Insurance32940 Cherry Hill Rd(313) 203-9319
3L.A. Insurance32917 Ford Rd(734) 367-9900
4Paula M. Schembri: Allstate Insurance29207 Ford Rd(734) 427-6020
5McFarlane-King Agency28230 Ford Rd(734) 427-3000
6Flex Insurance Agency1757 Inkster Rd(734) 425-5888
7AAA Insurance - Gheeda Insurance Agency, LLC1757 Inkster Rd(734) 425-5359
8Beaudrie Insurance Agency29207 Ford Rd(734) 379-2400
9Manessa Agency6743 Middlebelt Rd(734) 881-0001
10Angela Michigan Insurance Lady32667 Ford Rd(734) 853-3401
LL
29510 Ford Rd
Lisa Lindbloom - State Farm Insurance Agent
Condo Insurance Agent · Garden City, MI

Lisa Lindbloom - State Farm Insurance Agent serves the Garden City, Michigan area, providing condo insurance coverage for local residents and property owners. This agency helps unit owners secure policies tailored to protect their personal belongings and interior fixtures, filling gaps that building master policies do not cover. Clients can also discuss loss assessment coverage for shared building elements and liability protection for accidents occurring within their unit.

MA
32940 Cherry Hill Rd
MIKE ALMALIKY: Allstate Insurance
Condo Insurance Agent · Garden City, MI

MIKE ALMALIKY: Allstate Insurance provides a full range of property insurance coverage for condo owners in Garden City, MI. The agency assists clients in selecting appropriate policies that address building structure and personal liability needs. Service plans include routine policy reviews to ensure coverage keeps pace with changes in local regulations or property value. Maintenance recommendations are offered to help clients avoid common losses such as water damage. The agency services single-family homes, apartments, retail spaces, and restaurants.

LI
32917 Ford Rd
L.A. Insurance
Condo Insurance Agent · Garden City, MI

L.A. Insurance in Garden City, Michigan distinguishes between one-time consultations for immediate condo insurance needs and recurring service options for ongoing policy adjustments. Their coverage helps protect individual unit interiors, personal belongings, and liability within a condominium association. For residents requiring periodic policy reviews or updates with seasonal occupancy changes, the agency offers scheduled service intervals. For standard annual renewals or sudden coverage assessments, services are available on an as-needed basis as well.

PM
29207 Ford Rd
Paula M. Schembri: Allstate Insurance
Condo Insurance Agent · Garden City, MI

Paula M. Schembri: Allstate Insurance serves homeowners, businesses, and property managers in Garden City, Michigan, offering condo insurance policies tailored to individual unit owners and associations. The agency provides coverage options that protect personal property, liability, and the interior structure of a condominium unit. Clients receive guidance on policy details, helping them understand what their master association policy covers versus their own needs. The agency also serves neighboring communities throughout western Wayne County.

MK
28230 Ford Rd
McFarlane-King Agency
Condo Insurance Agent · Garden City, MI

McFarlane-King Agency serves Garden City, Michigan, and the surrounding communities in western Wayne County with specialized condo insurance solutions. It handles individual unit policies, master policy gap coverage, and personal liability protection for condominium owners in the area. The agency also addresses loss assessment coverage and interior structural needs not covered by an association’s master plan. To handle a typical job, it carefully reviews each client’s condo association bylaws and master policy to tailor a complementary individual policy that fills any coverage gaps.

FI
1757 Inkster Rd
Flex Insurance Agency
Condo Insurance Agent · Garden City, MI

Located in Garden City, Michigan, Flex Insurance Agency works with condo owners who may need either a one-time policy for a single purchase or recurring coverage for ongoing protection. The firm specializes in condo insurance, which generally covers interior structures, personal belongings, and liability within a unit. Agent appointments are available on a one-time, scheduled, or as-needed basis to discuss specific policy options.

AI
1757 Inkster Rd
AAA Insurance - Gheeda Insurance Agency, LLC
Condo Insurance Agent · Garden City, MI

Specializing in condo insurance services, AAA Insurance - Gheeda Insurance Agency, LLC, located in Garden City, MI, assists clients with tailored policies for their individual units. The agency helps navigate the coverage gaps between master policies and personal belongings. It explains how liability protection and loss assessments work for homeowners in this area. Its general service work includes advising on deductibles and personal property limits to fit each resident's needs. When winter storms damage shared roofs or plumbing, the agency helps ensure unit owners have proper coverage for unexpected interior repairs.

BI
29207 Ford Rd
Beaudrie Insurance Agency
Condo Insurance Agent · Garden City, MI

When winter weather threatens Garden City properties with ice dams and burst pipes, Beaudrie Insurance Agency provides tailored condo insurance that addresses common unit-owner risks. As a dedicated condo insurance agent, the company reviews master policy gaps to prevent costly personal coverage shortfalls. Their process begins by scheduling a walk-through of the unit to document interior conditions and identify potential liability exposures, ensuring each policy matches the specific layout and regional weather demands before any binder is issued.

MA
6743 Middlebelt Rd
Manessa Agency
Condo Insurance Agent · Garden City, MI

Manessa Agency provides condo insurance services for clients in Garden City, Michigan, specializing in coverage tailored to individual condominium unit owners. The agency helps policyholders protect their personal belongings and interior structures against common risks. It also assists with loss assessment endorsements and liability protections that standard policies may not include. Clients seeking coverage for condominiums used as offices, warehouses, or food service establishments can consult the agency for appropriate policies that meet those commercial needs.

AM
32667 Ford Rd
Angela Michigan Insurance Lady
Condo Insurance Agent · Garden City, MI

Angela Michigan Insurance Lady provides residential condo insurance in Garden City, Michigan. For policyholders with additional business exposures within their unit, the agency also offers relevant commercial coverage alternatives. Experienced in local property valuation trends and association requirements, the team customizes individual policies to match each client’s specific needs. Following a policy’s initial placement, the agency proactively schedules routine check-ins for annual reassessments, ensuring continued appropriate protection between required association filing deadlines.

What Does a a Condo Insurance Agent in Garden City Cost?

The average cost for a condo insurance policy in Michigan ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the unit location coverage limits deductible amount and your claims history. Garden City rates may be slightly higher due to local crime statistics and weather risks. This is general information and not insurance advice.

About condo insurance agents in Garden City

Condo insurance agents in Garden City Michigan help owners protect their units and personal property. Michigan law requires condo associations to have a master policy but individual owners need their own HO-6 policy for interior walls fixtures and belongings. Local agents understand the specific risks for Garden City properties including winter weather and theft.

Frequently Asked Questions

What does a condo insurance policy cover in Michigan?

A standard HO-6 policy covers personal property interior walls and improvements you make to your unit. It also provides liability protection if someone is injured in your condo. Michigan law does not require condo owners to carry insurance but your mortgage lender will likely require it.

How is condo insurance different from renters insurance in Garden City?

Condo insurance covers the interior structure of your unit including walls floors and cabinets. Renters insurance only covers personal belongings and liability. Condo owners also need loss assessment coverage for shared building repairs which renters do not need.

What is loss assessment coverage and do I need it in Michigan?

Loss assessment coverage pays your share of a special assessment from the condo association for damage to common areas. Michigan condo bylaws often allow assessments for deductibles on the master policy. Many agents recommend at least 5000 dollars of loss assessment coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.