The top-rated condo insurance agent in Macomb, Michigan is Aaron Seitz - State Farm Insurance Agent, rated 5.0 stars across 304 reviews. Other highly rated options include Justin Ables - State Farm Insurance Agent, Tammy Johnson - State Farm Insurance Agent, Alcon Insurance Services. This directory lists 12 condo insurance agents serving Macomb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Seitz - State Farm Insurance Agent | 16392 26 Mile Rd | (586) 992-1175 |
| 2 | Justin Ables - State Farm Insurance Agent | 51098 Romeo Plank Rd | (586) 846-2220 |
| 3 | Tammy Johnson - State Farm Insurance Agent | 48836 Romeo Plank Rd | (586) 738-6385 |
| 4 | Alcon Insurance Services | 53230 Abraham Dr | (586) 467-5775 |
| 5 | AAA Insurance - Ron Steffens Agency | 50798 Romeo Plank Rd | (586) 954-2461 |
| 6 | Tom Mazzola - State Farm Insurance Agent | 45150 North Ave | (586) 948-5600 |
| 7 | Steven Fedenis: Allstate Insurance | 21908 23 Mile Rd | (586) 646-2110 |
| 8 | AAA Insurance - Barker Agency | 15425 Hall Rd | (586) 333-5933 |
| 9 | Markus Insurance | 46401 Romeo Plank Rd # 3A | (586) 228-1313 |
| 10 | Farm Bureau Insurance-Abdul Berjaoui Agency | 45200 Card Rd Suite 112 | (586) 371-2099 |
Aaron Seitz - State Farm Insurance Agent serves Macomb County and the Macomb, MI area, specializing in condo insurance policies for local homeowners and investors. The agency works with residents to secure coverage tailored to the specific needs of condominium ownership, including protection for interior structures and personal belongings. Common policy options encompass loss assessment coverage, which helps with unexpected costs from shared building repairs, and liability protection for incidents occurring within a unit.
Justin Ables - State Farm Insurance Agent in Macomb, MI, provides tailored condo insurance coverage, protecting personal property, liability, and interior building structures. Service plans include policy reviews to align coverage with changing asset values and maintenance needs. The agency assists with claims support and adjustments for individual unit protections and shared building provisions. It services single-family homes with condo-style ownership, apartment units, retail spaces, and restaurants requiring specialized commercial property insurance for condominium complexes.
Tammy Johnson - State Farm Insurance Agent serves homeowners and condominium unit owners in Macomb, MI, providing tailored insurance coverage for personal property, liability, and building improvements. The agency helps clients understand the specific protection needed for condo ownership, including coverage gaps often left by master policies. It also assists property managers seeking reliable insurance solutions for their complexes. Additionally, the office extends its services to residents throughout Clinton Township and the surrounding portions of Macomb County.
Alcon Insurance Services in Macomb, MI assists clients with condo insurance by distinguishing between a one-time consultation for a single policy purchase and recurring service for ongoing coverage needs. Condo insurance agents in this area tailor policies to protect personal property, interior building elements, and liability within the unit. They align coverage with the condominium association’s master policy. Service runs on a one-time, scheduled, or as-needed basis.
AAA Insurance - Ron Steffens Agency serves Macomb and the surrounding communities in Michigan, offering comprehensive condo insurance policies tailored to local property owners. It handles coverage for individual unit interiors, personal liability, loss assessment protection, and additional living expenses. Understanding the unique risks of condominium living in this area, the agency works to match each client’s needs with appropriate policy limits and deductibles. To handle a typical job, it begins with a thorough review of the condo association’s master policy, then identifies potential gaps before recommending specific endorsements.
When winter ice dams or sudden summer storms threaten Macomb condos, Tom Mazzola’s State Farm agency helps owners review their specific unit coverage and liability limits. Condo insurance differs from standard homeowners policies, as it must align with the association’s master plan while protecting interior improvements and personal belongings. An agent here will assess your condo’s physical layout, shared walls, and common area responsibilities, then schedule a walk-through inspection of your unit’s special fixtures or recent renovations to identify any gaps before finalizing the quote.
As a condo insurance agent in Macomb, Michigan, Steven Fedenis: Allstate Insurance offers specialized coverage for individual unit owners and shared building structures. It regularly assists clients with policies that protect personal belongings and interior finishes. The agency works to find appropriate limits for loss assessment and liability protection within homeowners association requirements. During winter months, particularly when roof ice dams or burst pipes become more common, the agent helps residents understand their policy’s response to freezing-related water damage claims.
AAA Insurance - Barker Agency provides professional guidance for condo insurance needs in Macomb, Michigan. The agency helps clients understand their specific coverage requirements for shared building structures, personal liability, and interior property protection. Specialized endorsements may include loss assessment coverage and water backup protection for basement plumbing issues. This agency can serve commercial sectors such as offices, warehouses, and food service operations that require tailored property and liability policies separate from residential condo plans.
Markus Insurance provides residential condo insurance coverage for property owners in Macomb, Michigan. The agency also offers commercial coverage for local condominium associations and rental properties. Service focuses on protecting individual units and shared building structures from regional weather and liability risks. The agent assists with policy updates when coverage needs change. Follow-up service between regular annual visits includes helping clients adjust deductibles or add endorsements for newly purchased valuable items.
Farm Bureau Insurance-Abdul Berjaoui Agency in Macomb, MI is known for providing condo insurance policies that cover personal property, liability, and loss of use. The agency serves local condominium owners by helping them understand their master policy gaps and tailoring individual coverage to fill those needs. It also assists clients in selecting appropriate deductibles and liability limits for their specific unit. For an added specialty service, the agency can offer scheduled personal property coverage for high-value items such as jewelry, art, or electronics.
What Does a a Condo Insurance Agent in Macomb Cost?
The average cost of a condo insurance policy in Michigan is between 300 and 600 dollars per year. Factors that affect the premium include the unit location, coverage limits, deductible amount, and your claims history. Older condos in Macomb may have higher rates due to plumbing or roof conditions. This is general information, not insurance advice.
About condo insurance agents in Macomb
Condo insurance agents in Macomb, Michigan help you find the right HO-6 policy for your unit. Michigan law requires condo associations to carry master policies, but unit owners still need personal coverage for interior structures and belongings. A local agent can explain how Michigan insurance regulations affect your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance policy in Michigan cover?
A standard HO-6 policy covers personal property, interior walls and fixtures, and liability. It also includes loss assessment coverage for special assessments from your condo association. Michigan law does not mandate condo insurance, but most lenders require it.
How do I choose a condo insurance agent in Macomb?
Look for an agent licensed in Michigan who specializes in condo or homeowners insurance. Ask about their experience with Michigan specific issues like water damage from shared pipes or roof leaks. Compare quotes from at least three agencies to find suitable coverage.
Is loss assessment coverage required in Michigan?
Loss assessment coverage is not required by Michigan law, but it is strongly recommended. It pays for your share of a special assessment from the condo association for damage to common areas. Typical coverage amounts range from 1,000 to 10,000 dollars.
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