The top-rated condo insurance agent in Novi, Michigan is Steve Karagatsoulis - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Highstreet Autumn Insurance & Benefits, Tom Deedler - State Farm Insurance Agent, Malinda Mims - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Karagatsoulis - State Farm Insurance Agent | 39915 Grand River Ave Ste 550 | (248) 477-8383 |
| 2 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 3 | Tom Deedler - State Farm Insurance Agent | 45025 W Pontiac Trail | (248) 228-2232 |
| 4 | Malinda Mims - State Farm Insurance Agent | 42020 Grand River Ave # A | (248) 380-6446 |
| 5 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 6 | Jason Levy Agency | 28550 Cabot Dr # 100 | (248) 519-7787 |
| 7 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 8 | Comparion Insurance Agency | 44244 W 12 Mile Rd Building A, Suite 150 | (248) 489-4291 |
| 9 | AAA Insurance - Nas Agency | 43155 Main St #210 | (248) 509-0900 |
| 10 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
Steve Karagatsoulis - State Farm Insurance Agent serves Novi and surrounding Oakland County. This agency provides condo insurance for individual unit owners, covering personal property and interior fixtures that the master policy does not include. It also offers assistance with loss assessment coverage and liability protection specific to shared building areas. Common services in this area include customizing policies for older condos and complexes with communal amenities, plus adjusting deductibles for HOA requirements.
Highstreet Autumn Insurance & Benefits in Novi, MI provides a full range of condo insurance agency services, including policy consultation, coverage analysis, and claims assistance. The company offers tailored insurance plans designed to protect unit owners against common risks such as water damage, liability, and loss of personal property. Regular policy reviews and updates are part of its ongoing service to ensure adequate protection as needs change. Highstreet Autumn Insurance & Benefits serves single-family homes, apartments, retail establishments, and restaurants in the Novi area.
Tom Deedler - State Farm Insurance Agent in Novi, Michigan, serves homeowners, property managers, and condominium unit owners seeking tailored coverage for their individual condo policies. The agency helps clients understand master policy gaps and recommends structural protection and personal liability options for their units. Routine consultations ensure each policy aligns with current condo association requirements in the metro Detroit area, including coverage needs in nearby communities such as Farmington Hills.
Based in Novi, Michigan, Malinda Mims - State Farm Insurance Agent serves Novi and its surrounding communities. As a condo insurance agent, the company handles policies that protect personal belongings, interior structures, and liability coverage for condominium units. It also addresses specific gaps left by a condo association’s master policy. To handle a typical job, the agency first reviews the client’s individual unit and HOA bylaws, then customizes coverage to match the client’s specific financial risks and loss exposure.
Serving Novi, Michigan, Kristin Faber: Allstate Insurance helps clients choose between a one-time policy purchase for individual condos and recurring coverage for multiple units. Their services focus on protecting personal property, liability, and interior structure within the condominium complex. As a condo insurance agent, the office builds each policy to align with the specific needs of condo owners in this area. Services are available to run on either a one-time basis for single-unit policies or as scheduled annual renewals for longer-term protection.
Specializing in tailored coverage for condominium unit owners, Jason Levy Agency assists clients in Novi with navigating master policy gaps and personal property protection. Its general service work includes liability coverage and loss assessment endorsements specific to Michigan regulations. The agency helps residents understand unique seasonal concerns, such as evaluating policy limits after a harsh winter or addressing theft exposure during summer travel months.
As winter weather approaches in Novi, many condo owners worry about ice dams and frozen pipes that can lead to costly water damage. Baty Agency, Inc. addresses these seasonal risks by arranging specialized condo insurance coverage designed for the liability and common-area issues unique to this area. They focus on matching policy limits with individual unit needs so clients remain protected against sudden losses from storms or burst plumbing. The process begins with a brief assessment of your unit’s layout and current policy to identify any coverage gaps.
At Comparion Insurance Agency in Novi, Michigan, condo insurance services are available either as a one-time policy purchase or a recurring annual renewal plan, each tailored to protect personal property and liability within a shared building. Coverage typically addresses interior structural damage, loss assessment from the association, and temporary living expenses after a covered claim. Service scheduling is arranged on an as-needed basis to address client inquiries or policy adjustments outside of regular renewal periods.
AAA Insurance - Nas Agency in Novi, MI provides residential condo insurance services, helping owners protect their individual units and personal property. The agency also assists with commercial coverage for condo associations or business properties within mixed-use buildings. Serving the Novi area and surrounding communities, the agency focuses on matching policies to each property’s specific needs. Clients are encouraged to contact the office between regular visits for follow-up adjustments or renewals.
Acrisure Novi, MI (NuStar Insurance Agency) works with property owners to secure appropriate coverage and then specializes in tailoring policies for individual condo units. The agency addresses the unique needs of condo living, including shared building structures and personal liability exposures. Clients can obtain protection for their possessions and interior improvements while navigating association master policy requirements. The agency serves commercial sectors with insurance solutions for offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Novi Cost?
Typical condo insurance in Michigan costs between 300 and 600 dollars per year for a standard policy. Factors like unit location, coverage limits, and deductible amounts affect the price. High value units or those in flood prone areas may cost more. This is general information and not insurance advice.
About condo insurance agents in Novi
Condo insurance agents in Novi Michigan help you understand the unique coverage needs for your unit. Michigan law requires condo owners to have a policy that covers interior improvements and personal liability. An agent can explain how your master policy and individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Novi do?
A condo insurance agent helps you choose a policy that covers your personal property and interior fixtures. They also explain how Michigan condo association master policies affect your individual coverage needs.
Do I need condo insurance if my association has a master policy?
Yes. The master policy usually covers the building structure and common areas. Your individual policy covers your personal belongings, interior upgrades, and liability. Michigan law does not require individual condo insurance but most lenders do.
How does Michigan law affect my condo insurance?
Michigan has specific rules about what a master policy must cover. Your individual policy should fill gaps for interior fixtures and personal liability. An agent can review your association documents to find coverage gaps.
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