The top-rated condo insurance agent in Redford Township, Michigan is Kyndra Mitchell - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include PD Dandnaik - State Farm Insurance Agent, L.A. Insurance, Goosehead Insurance Agency - Sana Baig. This directory lists 15 condo insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyndra Mitchell - State Farm Insurance Agent | 26455 Eight Mile Rd | (313) 387-9497 |
| 2 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 3 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 4 | Goosehead Insurance Agency - Sana Baig | 25200 Five Mile Rd Suite 303 | (248) 864-2300 |
| 5 | Kawana Smith - State Farm Insurance Agent | 26130 W 6 Mile Rd | (313) 387-1000 |
| 6 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 7 | AAA Insurance - Moustafa Nasser Insurance Agency | 27338 Plymouth Rd | (313) 899-7888 |
| 8 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 9 | Christopher Thames: Allstate Insurance | 25890 Five Mile Rd | (313) 538-2300 |
| 10 | ANDERS INSURANCE AGENCY, INC | 26040 Five Mile Rd | (313) 286-3400 |
Kyndra Mitchell - State Farm Insurance Agent serves the Redford Township area in Michigan, specializing in condo insurance for local homeowners and investors. The agency provides policies that cover personal property, liability protection, and structural improvements within individual units. Condo insurance from this office helps address gaps left by a building’s master policy, ensuring residents have coverage for interior damages and belongings. Clients can obtain quotes for standard condo policies or discuss add-on coverage for valuable items such as electronics and jewelry in this community.
PD Dandnaik - State Farm Insurance Agent in Redford Township, Michigan, provides condo insurance policies tailored to individual unit owners and their unique coverage needs. The agency also offers general insurance services, including auto, home, and life insurance, to local residents and businesses. As part of its role, it helps clients understand how master policies interact with personal condo coverage. This work is especially important during the spring thaw, when water damage from melting snow and ice can threaten plumbing and shared building systems.
As winter weather shifts across Redford Township, many condo owners review their policies for gaps in coverage during seasonal transitions. L.A. Insurance addresses these concerns by offering personalized condo insurance guidance tailored to local building types and association rules. Their approach focuses on matching policy options to each unit's specific replacement cost and liability needs. This process begins with a thorough assessment of personal property and common area exposures, followed by a detailed inspection of the unit's individual components to verify accurate valuation and risk protection.
Goosehead Insurance Agency - Sana Baig provides a range of condo insurance services designed to help protect personal property and liability. The agency assists clients in selecting appropriate coverage plans to match their individual needs. It offers ongoing service and maintenance support to help ensure policies remain current as circumstances change in Redford Township. The company serves property owners and tenants in the area, including those with single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners and property managers in Redford Township, Kawana Smith’s State Farm agency provides condo insurance tailored to protect individual units and shared building structures. Policies typically cover personal belongings, liability, and interior improvements that standard master policies do not address. The agency guides clients through assessing dwelling coverage limits and understanding loss assessment endorsements. Its convenient location allows for in-person consultations and prompt claims support for local policyholders. The agency also serves nearby communities throughout the Livonia and Dearborn Heights metro area.
Condo insurance can be obtained as a one-time policy for a single purchase or as a recurring annual plan that renews automatically, both of which protect the interior structure and personal belongings against damage or loss. Goosehead Insurance - Alfonzo Spearman serves Redford Township, MI, helping clients choose the appropriate deductible and liability coverage for their specific unit. This agency offers appointments on an as-needed basis.
AAA Insurance - Moustafa Nasser Insurance Agency provides targeted condo insurance services in Redford Township, MI, helping owners understand unique policy requirements for shared building structures and personal property. The agency generally works with clients to tailor coverage for liability, loss assessment, and interior improvements. It also assists with adjusting deductibles and understanding master policy gaps. During harsh Michigan winters, it helps residents review policies before freeze-related damage from burst pipes can occur.
Serving Redford Township, Michigan, and the surrounding communities, Steve Hale - State Farm Insurance Agent handles condo insurance coverage for local homeowners. It specializes in policies that protect both the interior structure and personal belongings, addressing the specific needs of condo living in the area. To handle a typical job, the agent uses a straightforward, consultative approach that first reviews the client’s current HOA master policy coverage before recommending a tailored plan to fill any gaps.
Winter in Redford Township often brings concerns about freezing pipes and roof damage, and Christopher Thames: Allstate Insurance helps condo owners address those specific coverage gaps. The agency focuses on protecting individual unit interiors and personal liability within shared buildings common in local complexes. They discuss how HO-6 policies respond to scenarios like burst plumbing or storm-related water intrusion. Clients can schedule an initial assessment to review their current policy limits and confirm adequate protection for their unit's finishes and fixtures.
Anders Insurance Agency, Inc. in Redford Township, Michigan provides property coverage tailored for condominium unit owners. Their core services address individual liability and interior structural damage typically not covered by a master association policy. They further assist clients with adding endorsements for better dwelling limits or personal property replacement cost coverage. Their customized insurance solutions serve residential condos, as well as commercial sectors including small offices, maintenance warehouses, and associated food service establishments.
What Does a a Condo Insurance Agent in Redford Township Cost?
Condo insurance in Michigan usually ranges from 250 to 700 dollars annually for a standard HO-6 policy. Factors like your unit square footage location in Redford Township and chosen deductible affect the premium. Higher coverage limits for personal property or loss assessment will increase the cost. This is general information and not insurance advice.
About condo insurance agents in Redford Township
A condo insurance agent in Redford Township Michigan helps you understand the coverage gap between your associations master policy and your personal belongings. Michigan law requires condo owners to carry insurance for interior improvements and personal liability. An agent can explain how the Michigan Condominium Act affects your policy needs.
Frequently Asked Questions
What does a condo insurance agent in Redford Township do?
A condo insurance agent helps you choose a policy that covers your personal property interior walls and liability. They also explain how your associations master policy interacts with your individual coverage. In Michigan you may need loss assessment coverage for shared building repairs.
Is condo insurance required in Michigan?
Yes Michigan law and most condo associations require owners to carry a condo insurance policy. The Michigan Condominium Act does not mandate coverage but your associations bylaws will. An agent can help you meet those requirements.
How much does condo insurance cost in Redford Township Michigan?
Condo insurance in Michigan typically costs between 300 and 600 dollars per year for a standard policy. Costs vary based on your unit value deductible and coverage limits. An agent can provide a quote specific to your Redford Township condo.
Condo Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills