The top-rated condo insurance agent in Rochester Hills, Michigan is Amy Bashi - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Allied Insurance Managers, Inc., Michael Spinale - State Farm Insurance Agent, Ivy Fields-Releford - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Rochester Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Bashi - State Farm Insurance Agent | 2494 S Rochester Rd | (248) 792-9230 |
| 2 | Allied Insurance Managers, Inc. | 1055 E South Blvd #110 | (248) 853-0930 |
| 3 | Michael Spinale - State Farm Insurance Agent | 1460 Walton Blvd. Ste 206 | (248) 652-6636 |
| 4 | Ivy Fields-Releford - State Farm Insurance Agent | 2925 Walton Blvd. | (248) 375-0510 |
| 5 | The Crawford Insurance Group | 1415 Walton Blvd. | (248) 402-5005 |
| 6 | Roncelli Insurance Group | 2993 Corinthia Dr | (586) 212-3595 |
| 7 | Julie Tourangeau - State Farm Insurance Agent | 1826 E Auburn Rd | (248) 852-0800 |
| 8 | AAA Insurance - Mayer Insurance Agency | 455 S Livernois Rd Ste. B23 | (248) 413-5377 |
| 9 | Rick Young Insurance | 2993 Corinthia Dr | (248) 844-9110 |
| 10 | AAA Insurance - Karen Yelder-Beard Agency | 901 E Auburn Rd | (248) 853-7005 |
Amy Bashi - State Farm Insurance Agent serves Oakland County and the Rochester Hills, Michigan area, offering specialized condo insurance coverage for local homeowners and unit owners. This agency helps clients understand how their master policy interacts with individual interior needs, including personal liability protection. They assist with tailoring policies to cover personal belongings and additional living expenses in the event of a covered loss. Specific services handled here include customizing condo unit deductibles and advising on loss assessment coverage for shared building areas.
Allied Insurance Managers, Inc. provides a full range of condo insurance services, including policy review, claims assistance, and tailored coverage options for unit owners in Rochester Hills, MI. The agency offers personalized service plans to help clients manage policy renewals and stay informed about changes in local association requirements. It helps owners protect personal property and liability within their individual units. The team routinely services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, property managers, and businesses in Rochester Hills, Michigan, Michael Spinale’s State Farm agency provides condo insurance policies. These policies protect individual units and shared building structures in planned communities. Agents help customers select appropriate coverage for personal property and liability, often including assessments from homeowners associations. Coverage can be tailored to address specific condo complex rules and local weather risks. The agency also serves clients in nearby Troy, offering the same insurance support across communities in Oakland County.
Ivy Fields-Releford - State Farm Insurance Agent serves Rochester Hills, MI, and the surrounding communities in Oakland County. It handles condo insurance policies to protect individual units and common property from covered risks. The agency works with clients to assess their personal liability and dwelling coverage needs based on building rules and local regulations. To handle a typical job, it reviews the specific condo association master policy to determine the right amount of interior coverage for the unit owner.
The Crawford Insurance Group in Rochester Hills, MI distinguishes between one-time policy reviews and recurring coverage management for condo insurance. Their work addresses specific local needs such as protecting interiors, personal liability, and loss assessments. Service runs on either a scheduled basis during policy renewal periods or as-needed when residents update their condo or require immediate advice for a claim.
Roncelli Insurance Group specializes in providing tailored condo insurance policies for unit owners in Rochester Hills, MI. It offers coverage for personal property, interior structural elements, and liability protection beyond what a master association policy addresses. The agency works closely with clients to explain how deductibles and loss assessment coverage function in a condo complex. This helps with common seasonal concerns, such as winter weather damage from frozen pipes that can affect individual units and shared walls.
Julie Tourangeau - State Farm Insurance Agent in Rochester Hills, MI provides condo insurance to local homeowners. The agency helps clients protect their personal belongings and liability exposures unique to condominium living. Additional coverage options can address gaps in a homeowner association’s master policy. Commercial policies are also available for small businesses, including office spaces, warehouses, and food service operations.
As winter snow and ice in Rochester Hills begin to thaw, many condo owners discover hidden roof leaks or water damage from frozen pipes. AAA Insurance - Mayer Insurance Agency helps residents review their existing condo insurance agent policies to ensure coverage aligns with these seasonal risks. Their process focuses on understanding the specific structural and liability needs of attached dwellings common in local associations. An initial assessment typically begins with a walkthrough of the property to identify potential exposure points and confirm accurate unit valuations.
Rick Young Insurance provides residential condo insurance services in Rochester Hills, Michigan, and the surrounding area. The agency also assists clients with commercial coverage needs for condominium associations. Each policy is designed to meet local requirements for protecting individual units and common areas. The agent works closely with property owners to review coverage details during the initial consultation. Regular follow-up appointments help ensure policies remain current with changing property values and regulations between annual renewals.
AAA Insurance - Karen Yelder-Beard Agency serves Rochester Hills and the surrounding area, focusing on condo insurance for local homeowners. The agency helps policyholders understand the unique coverage needed for shared community living, including protections for interior structures and personal property. Common policies cover liability, loss assessment from the condo association, and added living expenses after a covered claim. An optional specialty service this agency can provide is additional coverage for valuable personal items such as jewelry or fine art, ensuring those assets are fully protected.
What Does a a Condo Insurance Agent in Rochester Hills Cost?
The cost of a condo insurance policy in Michigan typically ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the location of the condo in Rochester Hills the age of the building the amount of personal property coverage and the deductible you choose. Higher coverage limits for valuable items like jewelry or electronics will increase the cost. This is general information and not insurance advice.
About condo insurance agents in Rochester Hills
A condo insurance agent in Rochester Hills Michigan helps you understand the unique coverage needs for your unit. Michigan law requires HO-6 policies for condo owners to cover interior structures and personal property. An agent can explain how your association master policy and your individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Rochester Hills do?
A condo insurance agent helps you find an HO-6 policy that covers personal property liability and interior improvements. They review your condo association master policy to identify gaps in coverage. They also advise on Michigan specific requirements like water backup and sewer backup coverage.
Do I need condo insurance if the association has a master policy?
Yes you still need your own condo insurance policy. The master policy typically covers the building exterior and common areas. Your HO-6 policy covers your personal belongings interior walls and fixtures. Michigan law does not require HO-6 insurance but your mortgage lender will likely require it.
How do I choose a condo insurance agent in Rochester Hills Michigan?
Look for an agent licensed in Michigan who specializes in condominium insurance. Ask if they have experience with HO-6 policies and knowledge of local condo associations. Check their reviews and confirm they can explain coverage limits and deductibles clearly.
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