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HomeCondo Insurance AgentsMichigan › Southgate

Find Condo Insurance Agents Near You in Southgate, MI

Browse condo insurance agents serving Southgate, Michigan. Updated 2026-07-14.

The top-rated condo insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 169 reviews. Other highly rated options include Lademan Insurance Agency, Grendel-Wittbold Insurance, Sam Quisenberry - State Farm Insurance Agent. This directory lists 12 condo insurance agents serving Southgate.

Showing 12 condo insurance agents in Southgate, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kandi Lambert - State Farm Insurance Agent13454 Eureka Rd(734) 720-0032
2Lademan Insurance Agency16093 Eureka Rd(734) 284-7500
3Grendel-Wittbold Insurance12850 Eureka Rd(734) 284-4740
4Sam Quisenberry - State Farm Insurance Agent11165 Allen Rd(313) 386-6565
5Gary K Smith Insurance Agency14405 Northline Rd(734) 285-7620
6Bryan Kozlowski - State Farm Insurance Agent13245 Northline Rd(734) 443-4018
7AAA Insurance - Awad Agency15201 Dix Toledo Rd(734) 304-0466
8Brad Baynai - State Farm Insurance Agent18706 Eureka Rd(734) 282-6000
9Brochue Insurance Agency13060 Northline Rd(734) 285-2100
10Kathy Loveridge - State Farm Insurance Agent13344 Dix Toledo Rd Hwy(734) 281-6950
KL
13454 Eureka Rd
Kandi Lambert - State Farm Insurance Agent
Condo Insurance Agent · Southgate, MI

Kandi Lambert - State Farm Insurance Agent serves the Southgate, Michigan area as a condo insurance agent. This agency provides specialized insurance policies designed for condominium unit owners, covering their personal property and interior structures. Policies also address loss assessments from the condo association and offer liability protection for accidents occurring within the unit. Typical services include helping clients understand their master policy coverage gaps and selecting appropriate personal property limits. This agency handles tailoring a condo policy to meet individual homeowners association requirements and arranging additional personal liability coverage.

LI
16093 Eureka Rd
Lademan Insurance Agency
Condo Insurance Agent · Southgate, MI

Lademan Insurance Agency provides a full range of condo insurance services for property owners in Southgate, MI. It develops tailored coverage plans designed to protect individual units and shared building structures, addressing common risks like water damage and liability claims. The agency assists clients with understanding their specific policy requirements and offers ongoing support for policy adjustments and claims filing. Its service plans include regular policy reviews to ensure coverage keeps pace with property changes and local conditions. The agency services single-family homes, apartments, retail spaces, and restaurants.

GW
12850 Eureka Rd
Grendel-Wittbold Insurance
Condo Insurance Agent · Southgate, MI

Grendel-Wittbold Insurance serves Southgate, Michigan, and the surrounding Downriver communities, handling specialized condo insurance policies. It addresses the unique coverage needs of condominium owners, including walls-in protection for interior structures and personal liability. This includes coordinating with individual unit endorsements and any master association policies. The agency generally works by assessing a client’s specific unit layout and personal assets, then tailoring a policy to fill gaps left by the condo association’s master plan.

SQ
11165 Allen Rd
Sam Quisenberry - State Farm Insurance Agent
Condo Insurance Agent · Southgate, MI

Sam Quisenberry - State Farm Insurance Agent serves homeowners and property managers in Southgate, Michigan, specializing in condo insurance policies that protect individual units and shared building structures. The agency also helps renters and landlords secure appropriate liability and property coverage tailored to their needs. With a focus on explaining policy details clearly, it assists clients in selecting the right deductibles and endorsements. Additionally, this local office extends its services to neighboring communities such as Wyandotte and the greater Downriver metro area.

GK
14405 Northline Rd
Gary K Smith Insurance Agency
Condo Insurance Agent · Southgate, MI

Gary K Smith Insurance Agency in Southgate, Michigan helps clients distinguish between one-time purchase options for individual buyers and recurring coverage plans typical for ongoing condo unit protection. Their work focuses on matching insurance policies to each condo’s unique structural requirements and personal property needs. Policies generally cover interior walls, fixtures, and liability within the unit, while the master association policy handles the building’s exterior. Service for this agency operates on an as-needed basis, allowing clients to request quotes or adjustments whenever their coverage circumstances change.

BK
13245 Northline Rd
Bryan Kozlowski - State Farm Insurance Agent
Condo Insurance Agent · Southgate, MI

Offering specialized condo insurance solutions, Bryan Kozlowski - State Farm Insurance Agent in Southgate, MI, helps homeowners protect their units with tailored coverage. The agency also handles standard policies for renters, auto, life, and personal property needs. Its services focus on addressing unique living arrangements found in local condo associations. For clients in the area, it assists with reviewing policies before winter weather arrives, ensuring adequate protection against potential frozen pipe damage and liability claims common during colder months.

AI
15201 Dix Toledo Rd
AAA Insurance - Awad Agency
Condo Insurance Agent · Southgate, MI

As the winter season settles over Southgate, condo owners often review their insurance coverage for risks like burst pipes or ice dams. AAA Insurance - Awad Agency helps local residents secure appropriate condo insurance policies tailored to their unit's specific needs. The team assists clients in understanding coverage for interior improvements and shared building liabilities common in Michigan condominium associations. Their typical first step involves a detailed review of the condo association’s master policy and a personal assessment of the owner’s furnishings and personal property during an initial consultation.

BB
18706 Eureka Rd
Brad Baynai - State Farm Insurance Agent
Condo Insurance Agent · Southgate, MI

Brad Baynai - State Farm Insurance Agent in Southgate, MI, provides general insurance coverage for local property owners. The agency offers specialized add-ons designed for condo insurance policies, including protection for individual units and shared building areas. Tailored plans address specific liabilities and structural concerns common in condominium living. The agent assists with coverage for a range of commercial sectors, including offices, warehouses, and food service operations in the surrounding community.

BI
13060 Northline Rd
Brochue Insurance Agency
Condo Insurance Agent · Southgate, MI

Brochue Insurance Agency provides residential condo insurance services to clients in Southgate, MI, as well as commercial coverage for local small businesses and property owners in the surrounding area. The agency assists condo owners in selecting appropriate policies that protect their units against common liabilities and building structure concerns. Following an initial policy setup, the agency offers thorough follow-up support and repeat service between regular renewal visits to address any changes in the client’s coverage needs.

KL
13344 Dix Toledo Rd Hwy
Kathy Loveridge - State Farm Insurance Agent
Condo Insurance Agent · Southgate, MI

Kathy Loveridge - State Farm Insurance Agent, based in Southgate, MI, is known for providing condo insurance policies. The firm assists local condominium owners in securing coverage that protects personal property and interior structures. It also helps clients understand the relationship between a condominium association’s master policy and an individual unit owner’s needs. A specialty service the agent can add on is personal umbrella liability coverage to extend protection beyond the limits of a standard condo policy.

SI
13260 Dix Toledo Rd
Stroia Insurance Group
Condo Insurance Agent · Southgate, MI
(734) 283-8780
stroiainsurance.com
AO
One Heritage Pl Suite 500
Auto-Owners Insurance Southgate Claims
Condo Insurance Agent · Southgate, MI
(734) 282-7988
auto-owners.com

What Does a a Condo Insurance Agent in Southgate Cost?

The cost of a condo insurance policy in Southgate Michigan typically ranges from 300 to 600 dollars per year for basic coverage. Factors that affect the price include your unit location, the age of the building, your deductible choice, and the amount of personal property coverage. Higher coverage limits or endorsements like water backup can increase the premium. This is general information and not insurance advice.

About condo insurance agents in Southgate

Condo insurance agents in Southgate Michigan help unit owners understand the coverage they need beyond the master policy. Michigan law requires condo associations to carry a master policy, but individual unit owners often need their own policy for interior improvements and personal liability. An agent can explain how the Michigan Condominium Act affects your coverage needs.

Frequently Asked Questions

What does a condo insurance agent in Southgate do?

A condo insurance agent helps you find a policy that covers your personal property, interior fixtures, and liability. They review your association master policy to identify gaps in coverage. They also explain Michigan specific requirements like loss assessment coverage.

Do I need condo insurance if the association has a master policy in Michigan?

Yes, you typically need your own policy. The master policy usually covers the building structure and common areas. Your personal belongings, upgrades to your unit, and liability for accidents inside your unit are not covered by the master policy. Michigan law does not require individual coverage but most lenders do.

What is loss assessment coverage for a condo in Michigan?

Loss assessment coverage pays your share of a special assessment from the condo association after a covered loss. For example, if the master policy deductible is high and the association charges each owner a portion. Michigan agents often recommend at least 5000 dollars in loss assessment coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.