The top-rated condo insurance agent in Taylor, Michigan is Dave Arce - State Farm Insurance Agent, rated 4.8 stars across 363 reviews. Other highly rated options include Amy Bordes - State Farm Insurance Agent, Sandy Gilland - State Farm Insurance Agent, James Fedewa - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Taylor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Arce - State Farm Insurance Agent | 25755 Goddard Rd | (734) 250-7284 |
| 2 | Amy Bordes - State Farm Insurance Agent | 9333 Telegraph Rd Suite 300A | (313) 562-3322 |
| 3 | Sandy Gilland - State Farm Insurance Agent | 24128 Ecorse Rd Suite B | (313) 295-5656 |
| 4 | James Fedewa - State Farm Insurance Agent | 24409 Eureka Rd | (734) 946-1100 |
| 5 | L.A. Insurance | 23921 Eureka Rd | (734) 287-9000 |
| 6 | Omni Insurance Agency/Meemic/AAA | 5853 Telegraph Rd | (313) 438-5555 |
| 7 | Brian Cobb: Allstate Insurance | 25015 Goddard Rd | (734) 946-6380 |
| 8 | AAA Insurance - Moughnia Agency | 12315 Telegraph Rd | (734) 258-7600 |
| 9 | Ty Metzger - State Farm Insurance Agent | 9333 Telegraph Rd Ste 300 | (313) 292-0510 |
| 10 | Title Connect, LLC | 20300 Superior Rd #270 | (313) 908-9369 |
Dave Arce - State Farm Insurance Agent serves the Wayne County area, including Taylor, MI, providing condo insurance policies for local unit owners. Coverage options address common needs for shared-building dwellings, protecting personal property and interior structures. The agency helps residents understand master policy gaps to tailor individual protection accordingly. Specific services it handles in this area include loss assessment coverage and liability protection for association-owned common areas.
Condo insurance clients in Taylor, Michigan, including individual homeowners, landlords, and property managers, work with Amy Bordes - State Farm Insurance Agent for tailored coverage policies. This agency helps local condo owners address specific needs such as interior damage protection, loss assessment coverage, and personal liability. Its agents also provide guidance on common area risks that affect condo associations. The office serves clients throughout Taylor and extends its services to nearby communities such as Allen Park or Southgate in the downriver metro area.
Sandy Gilland, a State Farm Insurance Agent in Taylor, MI, offers a range of condo insurance policies designed to protect personal property and liability. Service plans include coverage for interior structural damage, loss assessments from the condo association, and personal belongings against theft or fire. Maintenance plans often provide options for deductibles and additional living expenses during repairs. This agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the local area.
James Fedewa - State Farm Insurance Agent serves Taylor, Michigan, and the surrounding communities in the greater Downriver area. As a condo insurance agent, the business handles policies designed specifically for condominium unit owners, addressing common areas and interior structures. Each typical job begins with a review of the homeowner association’s master policy to identify coverage gaps. The agent then works to align personal property, liability, and loss assessment protections with the client’s specific unit needs and local condominium bylaws.
L.A. Insurance, based in Taylor, Michigan, provides comprehensive condo insurance solutions for local unit owners. The agency helps homeowners protect their personal belongings and interior structures against common risks such as fire, theft, and water damage. Coverage options typically extend to loss assessment protection and liability claims arising within the condominium complex. Clients can add specialized coverage for high-value personal items like jewelry or fine art for greater peace of mind.
Omni Insurance Agency, also operating under the names Meemic and AAA in Taylor, MI, provides condo insurance policies that offer both a straightforward one-time transaction for immediate coverage and recurring service options for policy reviews and annual renewals. Coverage typically protects interior structures, personal belongings, and liability specific to condominium unit ownership. The agency structures its service to operate on an as-needed basis, allowing policyholders to schedule consultations when life changes occur or coverage questions arise.
Brian Cobb: Allstate Insurance provides tailored coverage for condo owners, including protection for personal belongings and interior structures not covered by the association policy. It also offers general liability insurance for accidents occurring inside the unit. Located in Taylor, MI, the agency helps residents navigate the often-overlooked gap between individual and master policy deductibles. This service is especially valuable after a severe winter storm causes roof damage, ensuring owners are not left covering costly differences themselves.
AAA Insurance - Moughnia Agency in Taylor, MI provides general condo insurance agent services to local property owners. The agency specializes in offering customized add-ons that protect personal belongings and common area liabilities within residential condominium associations. These extended coverage options can address theft, water damage, and liability claims specific to condo living. Beyond residential work, the agency also serves commercial sectors such as offices, warehouses, and food service establishments in the surrounding area.
As the winter season brings snow and ice to Taylor, MI, annual reviews of condo insurance coverage often become a priority for local residents. Ty Metzger - State Farm Insurance Agent helps policyholders understand how master HOA policies interact with personal unit coverage, adjusting plans to prevent gaps or duplication. This agent works with owners to address common occupancy concerns and liability needs for shared building spaces. An initial assessment of the client's current declaration page and comparable market options is conducted to start the review process.
Title Connect, LLC provides residential condo insurance services to property owners in Taylor, MI, and also extends commercial coverage for local association needs. Serving homeowners throughout the surrounding area, the company addresses liability protection and building policy requirements common in condominium communities. Clients often return for policy updates or annual reviews between regular visits, ensuring their coverage aligns with changing association rules or personal situations.
What Does a a Condo Insurance Agent in Taylor Cost?
Condo insurance in Taylor Michigan typically costs between 300 and 800 dollars per year for standard HO-6 policies. Higher coverage limits for personal property or additional endorsements for water backup and loss assessment can increase the premium. Actual costs depend on the value of your belongings the age of your building and your deductible choice. This is general information and not insurance advice.
About condo insurance agents in Taylor
A condo insurance agent in Taylor Michigan helps you understand the unique coverage needs for condominium owners. Michigan law requires condo associations to maintain master policies but individual owners still need personal coverage for interior fixtures and personal liability. An agent can explain how the Michigan Condominium Act affects your insurance responsibilities.
Frequently Asked Questions
What does a condo insurance agent in Taylor Michigan do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior improvements and liability. They review your condo associations master policy to identify gaps and recommend appropriate coverage limits.
Is condo insurance required by law in Michigan?
Michigan law does not require individual condo owners to carry insurance but most mortgage lenders require it. Your condo associations bylaws may also mandate minimum coverage amounts for unit owners.
How much does condo insurance cost in Taylor Michigan?
Typical annual premiums for condo insurance in Taylor range from 300 to 800 dollars depending on coverage limits and location. Factors like the age of the building and your claims history affect the final price.
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