The top-rated condo insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,674 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 21 condo insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 7 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 8 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 9 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 10 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
Able Insurance serves the Wilmington, North Carolina area as a local provider of condo insurance policies. The agency helps unit owners secure coverage for their individual spaces, including interior structures and personal property. Protecting against common perils such as fire, theft, and water damage from internal sources is a standard part of the services offered. Policies also typically include liability protection for accidents occurring within the unit. The firm specifically handles loss assessment coverage for shared building components and personal liability extensions for policyholders.
Sizemore Insurance - Wilmington provides a full range of condo insurance services designed to protect individual unit owners and entire associations throughout the Wilmington area. Its plans help clients navigate the specific coverage requirements for shared-wall living, including protection for personal belongings, interior structures, and liability. The agency emphasizes regular policy reviews to ensure deductibles and loss assessments are properly addressed for local building codes and coastal weather patterns. It services single-family homes, apartments, retail establishments, and restaurants.
Located in Wilmington, NC and serving surrounding communities such as Leland and Wrightsville Beach, Jonathan Calhoun - State Farm Insurance Agent provides condo insurance policies for local owners. The agency assists clients with coverage for individual units, common area liability, and personal property protection. Its general approach to a typical job involves a thorough consultation to understand specific needs and then reviewing policy options to craft a suitable solution.
Atlantic Coast Insurance Agency in Wilmington, NC serves condo owners, homeowner associations, and property managers seeking specialized coverage for individual units and common areas. The agency helps clients understand the nuances of master policies, loss assessments, and personal property protection typically required for coastal living. Each policy is tailored to balance building coverage with liability needs specific to shared-wall communities. The agency also extends its services to residents and associations in nearby Leland, across the Cape Fear River.
Acrisure Wilmington, NC (Don Bullard) helps property owners distinguish between a one-time policy purchase for basic risk coverage and a recurring service plan that includes ongoing policy reviews and adjustments. Their condo insurance agents focus on protecting individual units and shared building elements against common coastal threats like storms and liability claims. Local policyholders receive continuous account management through scheduled annual evaluations, ensuring coverage adapts to changing property values and association requirements over time. Service runs on a scheduled basis with annual policy check-ins.
Superior Insurance specializes in matching Wilmington condo owners with tailored coverage for individual unit interiors and shared building structures. Its general services include designing policies that protect personal property, appliances, and interior upgrades from unexpected damages. The company also assists clients in understanding master policy gaps to ensure adequate protection. As hurricane season approaches or during coastal storms, it helps residents address specific flood and wind deductibles that standard policies often overlook.
As coastal storm season approaches Wilmington, NC, many condo owners review their coverage for wind and flood damage. Wells Insurance assists local property owners with tailored condo insurance policies, addressing the specific structural and liability needs of attached residences. The agent guides clients through important coverage decisions, including interior improvements and shared-area liability. To begin, Wells Insurance schedules a property inspection to assess the unit’s specific risks, ensuring all exposures are properly considered before policy issuance.
April Jones Insurance works with property owners throughout Wilmington, NC to secure appropriate coverage for their individual condominiums. The agency can help clients add special endorsements for better personal liability protection or broader contents coverage beyond a basic HOA master policy. This localized service addresses the specific weather-related risks and homeowners association requirements common to coastal North Carolina. Their commercial expertise further extends to offices, warehouses, and food service operations that also need property insurance solutions in the region.
Insurance Solutions provides residential condo insurance services for property owners in Wilmington, North Carolina, while also offering commercial coverage options for local businesses. Their service area extends throughout the Wilmington region, addressing the specific coastal insurance needs common to this area. The agency ensures that every policy is tailored to individual property requirements and local conditions, helping clients maintain proper protection for their investments. Clients often rely on this office for follow-up adjustments and repeat service between regular policy visits, keeping coverage current with changing circumstances.
What Does a a Condo Insurance Agent in Wilmington Cost?
Typical condo insurance costs in North Carolina range from 300 to 800 dollars per year for a standard policy. Factors like unit size location deductible and coverage limits affect the price. Coastal areas like Wilmington may have higher premiums due to storm risk. This is general information and not insurance advice.
About condo insurance agents in Wilmington
Condo insurance agents in Wilmington North Carolina help owners protect their units against damage and liability. North Carolina law does not require condo owners to carry insurance but most mortgage lenders do require a policy. Local agents understand the unique risks of coastal properties including wind and flood exposure.
Frequently Asked Questions
What does a condo insurance policy in North Carolina typically cover?
A standard HO-6 policy covers interior walls fixtures personal property and liability. The condo association master policy usually covers the building exterior and common areas. You need to check your association bylaws to know where your coverage starts.
Is flood insurance required for condos in Wilmington NC?
Flood insurance is not required by North Carolina state law but is often mandatory if your condo is in a high-risk flood zone. Many mortgage lenders also require it. Wilmington is near the coast so flood risk is higher than inland areas.
How do I choose a condo insurance agent in Wilmington?
Look for an agent who is licensed in North Carolina and familiar with coastal property insurance. Ask about their experience with condo association master policies and individual unit coverage. Compare quotes from multiple agents to find the right fit for your needs.
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