The top-rated condo insurance agent in Winston-Salem, North Carolina is Danielle Waller - State Farm Insurance Agent, rated 5.0 stars across 1,728 reviews. Other highly rated options include Rick Babusiak - State Farm Insurance Agent, Alliance Insurance Services, Highstreet Insurance, Formerly Peak Insurance Group. This directory lists 20 condo insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Waller - State Farm Insurance Agent | 3862 Reynolda Rd | (336) 923-4019 |
| 2 | Rick Babusiak - State Farm Insurance Agent | 3516 Vest Mill Rd | (336) 760-9994 |
| 3 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 4 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 5 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 6 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 7 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 8 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 9 | Piedmont Triad Insurance | 300 7th St W | (336) 631-9304 |
| 10 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
Danielle Waller - State Farm Insurance Agent serves the Winston-Salem, NC area. This agency provides condo insurance policies tailored to protect individual units and shared building structures. Condo insurance typically covers personal property, liability, and interior improvements made by the unit owner. The agency helps clients understand the specific gaps between their master policy and personal coverage needs. It also handles loss assessment coverage and deductible waivers for common area damages.
Rick Babusiak - State Farm Insurance Agent in Winston-Salem, NC, provides condo insurance policies that cover individual unit structures and personal liability. Service and maintenance plans are available to help policyholders manage routine claim filings and policy adjustments as needs change. The agency can coordinate protection for common area risks within condo associations and offers updates on local coverage requirements. Condo insurance through this office serves owners of single-family homes, apartments, retail spaces, and restaurants, including those located within multi-unit developments.
Alliance Insurance Services in Winston-Salem, NC, serves homeowners and property managers seeking specialized coverage for condominium associations and individual condo units. The agency helps clients navigate common area liability, master policy gaps, and interior personal property protection. Policies are tailored to condo living needs, addressing potential losses from water damage, theft, or liability claims on balconies and common walkways. Typical services include coverage reviews and risk assessments for aging buildings or newly constructed units in the area. The agency also extends its service to clients in nearby communities such as Clemmons.
Highstreet Insurance, formerly Peak Insurance Group, serves Winston-Salem and the surrounding communities of North Carolina’s Piedmont Triad. It handles condo insurance policies designed specifically for individual unit owners living in planned developments or homeowners’ associations. Condo coverage typically protects the interior structure, personal belongings, and liability exposures not covered by the master policy. When working with a client, the agency begins by reviewing the association’s master insurance contract to identify gaps, then tailors a policy to fill those specific coverage needs.
For condo owners in Winston-Salem, NC, ALLCHOICE Insurance provides coverage tailored to both individual unit needs and shared building structures. Policies address personal property, interior improvements, and liability, while also coordinating with the master policy for common areas and exterior coverage. Service as a condo insurance agent can be arranged on a one-time consultation basis or a recurring scheduled review, depending on policyholder preference for portfolio management and renewal assistance.
Jackson Phipps Insurance Agency, LLC specializes in securing tailored condo insurance policies for Winston-Salem property owners. It works to ensure individual unit coverage aligns with building master policies and fills gaps like personal liability and interior damage. The agency guides clients through coverage options, including loss assessment protection and personal property endorsements. During winter months, it frequently helps owners address risks from frozen pipes or roof leaks that threaten unoccupied units before seasonal weather arrives.
When winter storms threaten the Winston-Salem area, condo owners often discover coverage gaps in their association master policies. Wilson Insurance Services, Inc. helps residents in Winston-Salem review their individual condo insurance needs, ensuring personal belongings and interior improvements are protected against common local perils like burst pipes or wind damage. Their service includes explaining how loss assessments and liability coverage function within a condominium setting. The process begins with a thorough review of the client’s current declaration page and an inspection of the unit’s layout.
Summit Insurance LLC provides condo insurance services to property owners in the Winston-Salem, NC area, specializing in coverage that protects both individual units and shared building structures. The agency works with clients to tailor policies that address the unique risks of condominium living, including assessment coverage and liability protection. It serves various commercial sectors such as offices, warehouses, and food service establishments that may require specialized property insurance solutions.
Cameron Insurance, an Epperson Insurance Group company, serves Winston-Salem residents with residential condo insurance policies that protect individual units and common area liabilities. Beyond these personal lines, the agency also provides commercial coverage for small business owners and investment property owners throughout the area. Their team regularly helps clients understand how master association policies interact with individual unit protection. Clients often follow up with the agency each policy year to reassess coverage needs before renewal, ensuring protection keeps pace with any changes made between their regular visits.
What Does a a Condo Insurance Agent in Winston-Salem Cost?
Condo insurance in North Carolina usually ranges from 250 to 700 dollars annually. Factors like your units age, replacement cost, and credit score affect the premium. Flood insurance through the NFIP averages about 700 dollars per year in Winston-Salem. This is general information and not insurance advice.
About condo insurance agents in Winston-Salem
Condo insurance agents in Winston-Salem help you protect your personal property and interior structures. North Carolina law requires HO6 policies for condo owners to cover gaps in the master policy. Local agents understand the specific risks in the Piedmont Triad region.
Frequently Asked Questions
What does a condo insurance agent in Winston-Salem do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings and interior walls. They explain how your policy works with the condo associations master insurance. Agents can also help you add flood or earthquake coverage if needed.
Is condo insurance required in North Carolina?
North Carolina does not have a state law requiring condo insurance. However most mortgage lenders and condo associations require you to carry an HO6 policy. Check your associations bylaws for specific coverage minimums.
How much does condo insurance cost in Winston-Salem?
Typical condo insurance in Winston-Salem costs between 300 and 600 dollars per year. Costs depend on your unit value, location, and chosen deductibles. Flood insurance is separate and costs extra.
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