ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsOhio › Fairfield

Find Condo Insurance Agents Near You in Fairfield, OH

Browse condo insurance agents serving Fairfield, Ohio. Updated 2026-07-14.

The top-rated condo insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, 1st Choice Insurance Agency LLC. This directory lists 18 condo insurance agents serving Fairfield.

Showing 18 condo insurance agents in Fairfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Champ - State Farm Insurance Agent5409 Dixie Hwy(513) 829-7032
2Michael Garland - State Farm Insurance Agent5306 S Gilmore Rd(513) 829-6252
3Lighthouse Agency Insurance2794 Mack Rd Suite B(513) 860-2552
41st Choice Insurance Agency LLC7500 Dixie Hwy suite B(513) 860-0666
5Dylan Woodruff - State Farm Insurance Agent2393 Elda Dr(513) 738-0060
6Pierce Brown - State Farm Insurance Agent5136 Pleasant Ave(513) 868-3533
7Cody Strange - State Farm Insurance Agent1180 Nilles Rd Ste 4(513) 829-1510
8Globe Insurance Agency1099 Magie Ave(513) 829-3330
9The Cincinnati Insurance Companies6200 S Gilmore Rd(513) 870-2000
10Preferred-Protectors Insurance Agency1260 Nilles Rd #2(513) 829-3300
CC
5409 Dixie Hwy
Chris Champ - State Farm Insurance Agent
Condo Insurance Agent · Fairfield, OH

Chris Champ - State Farm Insurance Agent serves the Fairfield, Ohio area, specializing in insurance solutions for condominium owners. This agency helps condo residents navigate coverage needs that differ from standard homeowners insurance, focusing on protecting personal belongings and interior structures. They understand the unique master policy dynamics common in local condo associations. The team works with owners to evaluate individual liability exposure and gap coverage for shared building elements. Available services include personal property protection and loss assessment coverage for unexpected common area damage assessments.

MG
5306 S Gilmore Rd
Michael Garland - State Farm Insurance Agent
Condo Insurance Agent · Fairfield, OH

Michael Garland - State Farm Insurance Agent provides personalized condo insurance coverage to residents in the Fairfield, OH area. It offers policy consultations to explain dwelling and liability protections, as well as assistance with adjusting coverage after renovations or policy reviews. Service plans include annual policy check-ins to update replacement costs based on local construction trends. The agency services a range of properties, including single-family homes, apartments in small complexes, and retail condominiums.

LA
2794 Mack Rd Suite B
Lighthouse Agency Insurance
Condo Insurance Agent · Fairfield, OH

Lighthouse Agency Insurance provides condo insurance coverage for homeowners, property managers, and real estate investors throughout Fairfield, Ohio. As a local agency, it assists clients in tailoring policies to cover their individual condominium units and shared building structures. The company handles common needs such as protecting personal belongings, addressing liability concerns, and coordinating with homeowners’ association master policies. Its service area extends to neighboring communities like Hamilton in the greater Cincinnati metro region.

1C
7500 Dixie Hwy suite B
1st Choice Insurance Agency LLC
Condo Insurance Agent · Fairfield, OH

1st Choice Insurance Agency LLC serves the city of Fairfield, Ohio, and its surrounding communities. It handles specialized condo insurance policies that protect a unit owner's personal property and interior structural elements. These policies respond to common claims like water damage from failed appliances or fire affecting the unit. For each job, the agency reviews the specific policy language to ensure coverage aligns with the condo association's master policy requirements.

DW
2393 Elda Dr
Dylan Woodruff - State Farm Insurance Agent
Condo Insurance Agent · Fairfield, OH

As the spring storm season arrives in Fairfield, Ohio, condo owners often review their coverage for potential hail or wind damage. Dylan Woodruff - State Farm Insurance Agent provides guidance tailored to the unique policy needs of condo associations and individual unit owners. The company helps clients understand how master policies interact with personal contents and liability coverage, ensuring no gaps exist in their protection. An initial assessment of your current declaration page and building coverage begins the process of identifying any needed adjustments.

PB
5136 Pleasant Ave
Pierce Brown - State Farm Insurance Agent
Condo Insurance Agent · Fairfield, OH

Pierce Brown - State Farm Insurance Agent in Fairfield, OH distinguishes between one-time policies for individual condo purchases and recurring coverage plans that renew annually to protect a policyholder’s investment. Typical condo insurance work in this area includes protecting interior fixtures, personal belongings, and liability exposure that the building’s master policy does not cover. Service is available on an as-needed basis for new quotes, policy adjustments, or claims questions, with no scheduled inspection visits required.

CS
1180 Nilles Rd Ste 4
Cody Strange - State Farm Insurance Agent
Condo Insurance Agent · Fairfield, OH

Cody Strange - State Farm Insurance Agent provides insurance solutions tailored for homeowners and property owners in Fairfield, OH. The agency specializes in condo insurance, offering customized protection for individual units and shared building structures. Coverage can be adapted to safeguard personal belongings and liability within condominium associations. The agent work focuses on policies that align with local building regulations and resident needs. Commercial sectors served include offices, warehouses, and food service establishments, providing targeted risk management for different business operations.

GI
1099 Magie Ave
Globe Insurance Agency
Condo Insurance Agent · Fairfield, OH

Globe Insurance Agency in Fairfield, OH is known for tailoring coverage plans to meet the specific needs of local condo owners. It helps clients understand how master policies interact with individual unit insurance. The agency works to fill gaps in protection for interior structures and personal belongings. It also assists with liability and loss-of-use concerns common in condominium complexes. A detailed condo insurance review can add on coverage for special assessments from associations.

CI
6200 S Gilmore Rd
The Cincinnati Insurance Companies
Condo Insurance Agent · Fairfield, OH

Serving condo owners, The Cincinnati Insurance Companies offers specialized policies tailored to individual unit coverage and building insurance master policy gaps. The agency also provides general property risk assessments and consultation on personal liability protections. As a local resource in Fairfield, OH, it addresses common seasonal concerns such as freeze damage to pipes during winter months or water intrusion from heavy storms, helping condominium residents maintain appropriate coverage.

PP
1260 Nilles Rd #2
Preferred-Protectors Insurance Agency
Condo Insurance Agent · Fairfield, OH
NI
4601 Dixie Hwy
Nationwide Insurance: Armando Arredondo
Condo Insurance Agent · Fairfield, OH
(513) 829-1888
armandoarredondoagency.com
HK
650 Wessel Dr
Hal Kresser Agency LLC
Condo Insurance Agent · Fairfield, OH
(513) 942-5770
kresseragency.com
DS
4907 Dixie Hwy
Douglas Smith American Family Insurance
Condo Insurance Agent · Fairfield, OH
(513) 829-5900
amfam.com/agents/ohio/fairfield/Douglas-Smith
JJ
6200 S Gilmore Rd
John J. & Thomas R. Schiff & Co., Inc.
Condo Insurance Agent · Fairfield, OH
(513) 870-2580
schiffinsurance.com
AK
9580 Seward Rd
Aaron Kahn American Family Insurance
Condo Insurance Agent · Fairfield, OH
(513) 737-7621
amfam.com/agents/ohio/fairfield/Aaron-Kahn
BW
6660 Dixie Hwy Suite 101
Brian Woods: Allstate Insurance
Condo Insurance Agent · Fairfield, OH
(513) 860-2006
agents.allstate.com/brian-woods-fairfield-oh.html
SI
1251 Nilles Rd Ste 18
Shelter Insurance - Dwayne Hunter
Condo Insurance Agent · Fairfield, OH
(513) 805-4377
shelterinsurance.com/CA/agent/DWAYNEHUNTER
LF
3174 Mack Rd # 8
Liberty Financial Group
Condo Insurance Agent · Fairfield, OH
(513) 860-0084

What Does a a Condo Insurance Agent in Fairfield Cost?

The average cost for condo insurance in Ohio ranges from 300 to 600 dollars per year for a standard policy. Factors like your unit location coverage limits and deductible affect the premium. For example a 500 dollar deductible policy in Fairfield may cost around 400 dollars annually. This is general information not insurance advice.

About condo insurance agents in Fairfield

A condo insurance agent in Fairfield Ohio helps you protect your personal property and liability inside your unit. Ohio law does not require condo insurance but your mortgage lender may require it. Local agents understand the specific risks for condos in Butler County including weather and theft concerns.

Frequently Asked Questions

What does a condo insurance policy cover in Ohio?

A standard HO-6 policy covers your personal belongings interior walls and liability. It does not cover the building exterior which is covered by the condo associations master policy. You should verify your associations deductible coverage with your agent.

Do I need loss assessment coverage for my Fairfield condo?

Loss assessment coverage is recommended for Ohio condo owners. It pays your share of a special assessment if the associations insurance is not enough to cover a claim. Your agent can help you choose a limit that matches your associations deductible.

How does Ohio law affect my condo insurance?

Ohio Revised Code section 5311 governs condominium property associations. Your agent can explain how this law impacts your responsibility for interior fixtures and your liability for damage to other units. Always review your associations declaration and bylaws with your agent.

Condo Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.