The top-rated condo insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 14 condo insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Steve Schons - State Farm Insurance Agent | 16815 Madison Ave | (216) 228-6333 |
| 7 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 8 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 9 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 10 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
Lindsay Perrico - State Farm Insurance Agent serves Lakewood, Ohio, and the surrounding Cuyahoga County area, specializing in condo insurance policies tailored to individual unit owners. This agency helps local residents protect their personal property and interior structures from common perils like fire, theft, and water damage. Standard condo insurance typically covers personal belongings, liability for accidents within the unit, and loss assessments from the homeowners association. Specific services handled in this area include customizing policies to meet mortgage requirements and coordinating coverage with master building insurance provided by the condo association.
HealthMarkets Insurance - Carl Lishing provides a full range of condo insurance policies tailored to protect individual unit owners from liability, property damage, and loss of personal belongings. Its service plans typically include customizable coverage options and dedicated claims assistance to help policyholders navigate unexpected events. The agency maintains a straightforward approach to matching clients with appropriate protection for their specific living situations. It primarily services single-family homes, apartments, retail establishments, and restaurants within the Lakewood area.
Zingale & Associates serves condominium unit owners in Lakewood, Ohio, by offering tailored insurance policies that protect individual units and personal belongings. The agency also assists property managers with coverage for common areas and building structures. Condo insurance fills gaps left by master policies, and this firm helps clients understand these nuances. Close to Lakewood, the company extends its services to the neighboring community of Rocky River, ensuring West Side residents have access to proper protection for their condominium investments.
Lynard Zingale: Allstate Insurance serves Lakewood, Ohio, and the surrounding Cleveland-area communities with condo insurance policies. The agency handles coverage tailored specifically for condominium owners, including protection for personal property, interior building elements, and liability. It assists clients in understanding their master policy gaps and selecting appropriate personal endorsements. To handle a typical job, the agency starts with a detailed discussion of the client’s specific unit and association requirements before matching coverage limits to those identified needs.
Sean Devins - State Farm Insurance Agent in Lakewood, OH, serves the needs of condo owners by differentiating between a one-time policy purchase for standalone coverage and a recurring annual service agreement that includes periodic policy reviews. Coverage focuses on protecting interior structures, personal belongings, and liability against common risks in local condominium associations. Service operates strictly on a scheduled annual renewal basis, with additional as-needed support available by appointment or phone for claims and policy changes.
Steve Schons - State Farm Insurance Agent in Lakewood, OH specializes in condo insurance services, including individual unit coverage and liability protection. The agency also helps clients evaluate policy limits in line with building association master plans. These services are typically designed to safeguard personal belongings and interior fixtures from unexpected events. When harsh winter weather or the spring thaw raises concerns about water damage to floors or walls, this local office can assist policyholders in reviewing their existing coverage.
As Lakewood’s seasonal storms and aging urban homes prompt renewed scrutiny of property coverage, Tighes' Insurance Agency Inc works with condo owners to address these local risks. This agency focuses on matching each policy to a building’s specific HOA master plan and the owner’s individual unit liability. They explain gap coverage for interior damage that the association does not cover, helping reduce out-of-pocket exposure. The process begins with a review of the current declaration page and a brief assessment of unit fixtures and personal property.
LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS provides a full range of insurance protections for condo owners in Lakewood, OH. Its specialty offerings include tailored policies covering individual unit liability, interior improvements and betterments, and loss assessment coverage. The agency works closely with clients to ensure their personal property and shared building exposures are properly addressed. Commercial sectors served include local offices, warehouses, and food service establishments.
Buckeye Senior Benefits Insurance Agency serves residential clients in Lakewood with tailored condo insurance policies, while also offering commercial coverage options for local small businesses in the greater Cleveland area. Their work focuses on protecting condominium units and shared property structures against common regional risks. They provide clear policy guidance to homeowners seeking appropriate liability and dwelling protection. For existing clients, the agency proactively follows up between regular annual visits to address any policy changes or new coverage needs that may arise.
What Does a a Condo Insurance Agent in Lakewood Cost?
The average cost of an HO-6 condo insurance policy in Ohio ranges from 200 to 500 dollars per year depending on the unit value location and coverage limits. Lakewood rates may be slightly higher due to proximity to Lake Erie and urban risks. Costs vary by case. This is general information not insurance advice.
About condo insurance agents in Lakewood
A condo insurance agent in Lakewood Ohio helps unit owners understand the specific coverage needed under Ohio law. Ohio does not require condo owners to carry insurance but most mortgage lenders do require an HO-6 policy. Agents can explain how the master policy of the condo association interacts with your personal coverage.
Frequently Asked Questions
What does a condo insurance agent in Lakewood do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property liability and interior improvements. They also review your condo associations master policy to identify gaps in coverage.
Is condo insurance required by Ohio law?
Ohio law does not mandate condo insurance for unit owners. However your mortgage lender and your condo associations bylaws typically require you to carry an HO-6 policy with minimum liability limits.
How does Ohio law affect condo insurance coverage?
Ohio Revised Code Section 5311.09 requires condo associations to maintain a master policy covering common areas. Your individual HO-6 policy should cover your unit interior fixtures and personal liability for incidents inside your unit.
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