The top-rated condo insurance agent in Medina, Ohio is Chris Winkelmann - State Farm Insurance Agent, rated 4.9 stars across 576 reviews. Other highly rated options include John McGee - State Farm insurance Agent, Hertvik Insurance Group, Sam Custer - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Medina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Winkelmann - State Farm Insurance Agent | 2534 Medina Rd | (330) 764-4702 |
| 2 | John McGee - State Farm insurance Agent | 209 S Broadway St | (330) 952-2224 |
| 3 | Hertvik Insurance Group | 2211 Medina Rd Suite 300 | (800) 467-3254 |
| 4 | Sam Custer - State Farm Insurance Agent | 323 S Court St Ste 220 | (330) 952-2778 |
| 5 | Michael Foster - State Farm Insurance Agent | 3745 Medina Rd Ste F | (440) 238-1995 |
| 6 | Lake Shore Insurance Agency | 119 N Elmwood Ave | (330) 722-2800 |
| 7 | Northeast Insurance Group LLC | 387 Medina Rd Suite 800 Unit B | (330) 295-3375 |
| 8 | Maureen Dabbieri: Allstate Insurance | 107 W Liberty St | (330) 591-9920 |
| 9 | Lazor Agency | 404 N Court St | (330) 722-4444 |
| 10 | Wichert Insurance | 119 N Court St | (330) 723-3631 |
Chris Winkelmann - State Farm Insurance Agent serves the Medina, Ohio area with a focus on condo insurance. The agency helps condominium owners secure coverage that protects their personal belongings and interior structures. Policies from this office also address liability protection for accidents within a unit. Loss assessment coverage is another service offered, which helps owners handle shared building expenses after certain disasters. The agency additionally assists clients with personal liability and property protection needs specific to condo living in the Medina region.
John McGee - State Farm Insurance Agent in Medina, OH offers a comprehensive range of coverage options for condominium owners. The agency specializes in tailoring policies to meet the unique needs of condo dwellers, including protection for personal property and liability. Ongoing service includes policy reviews and claims assistance to keep coverage aligned with changing needs. The agency services single-family homes, apartments, retail spaces, and restaurants within the Medina area.
Hertvik Insurance Group in Medina, OH serves condo association boards and unit owners seeking tailored coverage for their properties. The agency assists clients with policies that protect personal belongings and interior structures within a condominium complex. It guides policyholders through differences between master and individual unit insurance. Common services include evaluating liability risks and loss assessment coverage options. Hertvik Insurance Group also provides its condo insurance expertise to residents throughout strongsville and the surrounding Medina County communities.
Sam Custer - State Farm Insurance Agent serves Medina, Ohio, and the surrounding communities as a dedicated Condo Insurance agent. This agency handles the specific insurance needs of individual condominium owners, covering the interior features and personal liability that a master policy does not. For a typical job, the agent reviews the master association coverage first to identify gaps, then tailors a personal policy to match the condo owner’s actual exposures. Of each year’s review, quotes are drawn from current building valuation scans rather than estimates from previous seasons.
Michael Foster’s agency provides condo insurance with coverage options that apply to both one-time policy purchases and ongoing service adjustments. A single policy can protect interior fixtures, personal belongings, and liability, while homeowners who prefer scheduled reviews may update their plans as property values or possession lists change. For condo owners in Medina, OH, routine risk assessments are available to keep coverage aligned with current needs and building requirements. Service runs on an as-needed basis, allowing clients to request adjustments or renewals when their circumstances require attention.
Lake Shore Insurance Agency in Medina, OH, specializes in tailoring coverage for individual condo unit owners. The agency works closely with clients to ensure their personal property and interior improvements are adequately protected. It also guides policyholders through the specific co-insurance clauses and master policy requirements common in Ohio condominium associations. Seasonal concerns like frozen pipes during Medina winters or sudden storm damage to a unit are situations where their guidance is particularly valuable.
As winter ice and spring storms in Medina test roof durability, condo owners face claims specific to shared structures. Northeast Insurance Group LLC helps clients understand coverage for interior improvements versus common-area policies. They explain how deductibles apply to personal property loss within association rules. This local agent reviews each policy to clarify gaps before an HOA assessment occurs. A first consult typically involves a walk-through to inspect individual condo units and note potential risks.
Maureen Dabbieri Allstate Insurance assists Medina clients with obtaining appropriate coverage for condominium properties. The agency specializes in tailoring policies to address the unique aspects of condo ownership, such as interior structure protection and personal liability. Policyholders can receive guidance on potential gaps between master association plans and individual unit needs. This agency serves a variety of commercial sectors, including professional offices, warehouse facilities, and food service establishments, offering relevant insurance solutions for each operation.
Lazor Agency serves the residential condo insurance needs of Medina, OH, while also assisting local clients with commercial coverage requirements. The agency provides personalized guidance through the selection of appropriate policies that protect individual condo units from common risks. Service extends throughout the greater Medina area and surrounding communities. Clients can expect a straightforward process when securing their coverage, with the agency offering follow-up support between regular visits to address any changes in insurance needs that may arise.
Wichert Insurance in Medina, OH is known for helping condo owners secure appropriate coverage tailored to their specific housing situations. Its service range includes policies that address individual unit interior protection while aligning with master association requirements. The agency handles common risks like water damage, liability, and personal property loss. A specialty service it can add onto a policy is coverage for loss assessments, which protects owners from unexpected charges from their condo association.
What Does a a Condo Insurance Agent in Medina Cost?
Condo insurance in Ohio typically costs between 15 and 40 dollars per month for a standard HO-6 policy. Factors that affect cost include the unit value, your deductible choice, and the amount of personal property coverage. Loss assessment coverage and water backup endorsements add to the premium. This is general information and not insurance advice.
About condo insurance agents in Medina
Condo insurance agents in Medina Ohio help you understand the specific coverage needed for your condominium unit. Ohio law requires condo associations to carry master policies but owners still need individual HO-6 policies for personal property and interior walls. Local agents can explain how Medina building codes and association bylaws affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Medina do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior structures. They review your condo associations master policy to identify gaps in coverage. They also advise on liability protection and loss assessment coverage specific to Ohio.
Is condo insurance required in Ohio?
Ohio law does not require individual condo insurance but most lenders and condo associations do require it. Your mortgage lender will likely mandate coverage for the loan amount. The Ohio Condominium Act allows associations to set minimum insurance requirements in their bylaws.
How do I choose a condo insurance agent in Medina?
Look for an agent licensed in Ohio who has experience with condo policies. Ask if they work with multiple insurance carriers to compare options. Check that they understand the difference between walls-in and all-in coverage for Ohio condos.
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