The top-rated condo insurance agent in Parma, Ohio is Melissa Citovic-Vukotic - State Farm Insurance Agent, rated 4.9 stars across 273 reviews. Other highly rated options include Steve McIntosh - State Farm Insurance Agent, Joe Roeder - State Farm Insurance Agent, Nick Battilana - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 2 | Steve McIntosh - State Farm Insurance Agent | 5634 State Rd | (440) 888-8866 |
| 3 | Joe Roeder - State Farm Insurance Agent | 6789 Ridge Rd Ste 211 | (440) 340-4138 |
| 4 | Nick Battilana - State Farm Insurance Agent | 1440 Rockside Rd #216a | (216) 712-6622 |
| 5 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 6 | Tina Stopar - State Farm Insurance Agent | 5632 Ridge Rd | (440) 842-7282 |
| 7 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 8 | Advantage Auto Insurance Agency, Inc | 9695 Brookpark Rd | (216) 485-7400 |
| 9 | Capretta Insurance Agency Inc. | 5689 Pearl Rd | (440) 888-3113 |
| 10 | Stacey Caskey-Coblentz - State Farm Insurance Agent | 5923 Broadview Rd | (216) 465-3350 |
Melissa Citovic-Vukotic - State Farm Insurance Agent serves the Parma, Ohio area as a local condo insurance agent. The agency provides condo insurance policies that help protect personal belongings and the interior structure of a unit from common risks. These policies often cover liability for accidents occurring inside the residence. The agent assists clients in understanding coverage options for their specific condo association requirements. She handles condo insurance quotes and policy adjustments to meet individual needs.
Steve McIntosh - State Farm Insurance Agent provides comprehensive condo insurance services for property owners in the Parma, OH area. Its offerings include standard policy evaluations and tailored coverage options to protect individual units from common perils like fire, theft, and liability. The agency assists clients in understanding their master policy gaps and securing appropriate personal property protection. Service includes periodic policy reviews to adjust coverage as needs evolve. The company serves various property types, including single-family homes, apartments, retail spaces, and restaurants.
Joe Roeder - State Farm Insurance Agent in Parma, OH, helps homeowners, property managers, and individual unit owners secure coverage for condominium properties. The agency focuses on policies that fill gaps between master association insurance and personal needs, including interior structures and liability. It serves clients throughout the area, providing clear explanations of coverage options and local building requirements. The agency also extends its services to nearby communities within the greater Cleveland metro region, such as Independence.
Serving Parma, Ohio, and the surrounding communities, Nick Battilana - State Farm Insurance Agent handles condo insurance for local unit owners. This category of coverage protects personal property and interior structural elements not covered by the association's master policy. The agency works to tailor a policy that addresses each client’s specific liability risk and personal belongings. Its approach for a typical job involves assessing a client’s current dwelling coverage and personal liability needs before selecting appropriate policy limits.
The Four Star Insurance Agency in Parma, Ohio provides condo insurance, distinguishing between one-time policy needs and recurring coverage options for ongoing protection. Coverage typically addresses the building’s structure, personal belongings, liability, and loss-of-use expenses. The agents assess individual risk factors and building association requirements to tailor a plan. This service operates strictly on an as-needed basis, available when homeowners require a policy quote, renewal assistance, or a coverage review.
Tina Stopar - State Farm Insurance Agent in Parma, OH, provides specialty condo insurance services tailored to protect individual unit interiors, personal property, and liability exposures common in shared building arrangements. The agency also offers general home, auto, and life insurance policies to meet broader personal coverage needs. Clients can consult about common coverage gaps, such as insufficient loss assessment protection for association deductibles after a fire or water damage event. This timely guidance helps local condo owners prepare for unexpected winter pipe bursts or summer storm claims.
As winter approaches in Parma, many condo owners worry about frozen pipes or ice dams causing interior water damage. Vince Hrobat Insurance Agency helps local residents review their existing condo insurance policies to ensure there is proper coverage for these seasonal risks. This agency also guides owners through the gap between the master association policy and their personal unit protection. To start, a homeowner schedules an initial assessment of their unit, which allows the agent to examine specific exposures and recommend policy adjustments accordingly.
Advantage Auto Insurance Agency, Inc in Parma, OH helps local property owners secure condo insurance policies that address both individual unit coverage and common area liabilities. For additional protection, the agency offers specialized add-ons such as water backup coverage and personal property endorsements to fill gaps in standard master association policies. The agency works with clients owning commercial spaces like offices, warehouses, and food service operations to ensure their business property and liability needs are properly addressed.
Capretta Insurance Agency Inc. in Parma, OH, helps residential customers secure coverage for their individual condo units and shared building structures. The firm also handles commercial insurance policies for local small businesses and offers its services throughout the greater Cleveland area. Agents take time to explain condo association master policies so residents understand their personal coverage gaps. After closing a policy, the company follows up each renewal cycle to adjust coverage as needed and ensures clients are protected between annual visits.
Stacey Caskey-Coblentz - State Farm Insurance Agent in Parma, OH, focuses on providing condo insurance policies tailored to individual unit owners. The agency assists clients in securing coverage for personal belongings, interior structures, and liability protection within their condominium associations. Services include helping policyholders understand the gaps between master policies and personal needs. For added protection, the agent can offer an umbrella policy to extend liability limits beyond standard condo coverage.
What Does a a Condo Insurance Agent in Parma Cost?
Typical condo insurance premiums in Ohio range from 200 to 600 dollars per year for standard HO-6 policies. Factors that affect cost include your unit value deductible amount location in Parma and claims history. Higher coverage limits or added endorsements like water backup protection will increase the premium. This is general information not insurance advice.
About condo insurance agents in Parma
Condo insurance agents in Parma Ohio help unit owners protect their property and personal belongings. Ohio law requires condo associations to carry master policies but individual owners still need HO-6 coverage for interior fixtures and liability. Local agents understand Parma building codes and can tailor policies to match your specific condo layout.
Frequently Asked Questions
What does condo insurance cover in Ohio?
Condo insurance typically covers interior walls floors cabinets personal property and liability. In Ohio the master policy from your association covers the building exterior and common areas. Your HO-6 policy fills the gaps for your unit and possessions.
Is condo insurance required in Parma Ohio?
Most mortgage lenders in Ohio require condo insurance as a loan condition. Even if your loan is paid off having coverage is wise because the association master policy does not cover your personal belongings or interior upgrades. Without your own policy you could be personally liable for damage inside your unit.
How do I choose a condo insurance agent in Parma?
Look for an agent licensed in Ohio who regularly handles condo policies. Ask about loss assessment coverage which protects you if the association charges owners for a shared deductible. A good agent will compare quotes from multiple carriers to find a policy that fits your budget and coverage needs.
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