The top-rated condo insurance agent in Perrysburg, Ohio is Julie Spann Johnson - State Farm Insurance Agent, rated 4.9 stars across 289 reviews. Other highly rated options include Modene Insurance Agency, Inc., Andrew Duncan at Comparion Insurance Agency, Barry VanHoozen - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Perrysburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julie Spann Johnson - State Farm Insurance Agent | 221 Louisiana Ave | (419) 874-2039 |
| 2 | Modene Insurance Agency, Inc. | 27457 Holiday Ln suite m | (419) 874-9989 |
| 3 | Andrew Duncan at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9104 |
| 4 | Barry VanHoozen - State Farm Insurance Agent | 130 W South Boundary St | (419) 872-9444 |
| 5 | Nathan Young Ins Agency LLC American Family Insurance | 674 W Boundary St | (419) 874-7966 |
| 6 | Bharati Naidu at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9144 |
| 7 | Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (419) 578-2438 |
| 8 | The Michael Pelini Agency: Allstate Insurance | 813 Findlay St | (419) 872-8600 |
| 9 | Patricia Bloomer-Kirkpatrick - State Farm Insurance Agent | 13015 Roachton Rd | (419) 873-0100 |
| 10 | Preferred Insurance Network | 126 E 2nd St | (419) 872-6222 |
Julie Spann Johnson - State Farm Insurance Agent serves Perrysburg, Ohio, and the surrounding Wood County area. The agency specializes in helping local condominium owners secure tailored insurance policies that cover their personal property and individual unit structures. Coverage options address building fixtures, personal liability, and loss assessment protection. This agency also assists condo owners with filing claims and adjusting their policies as their needs change.
Modene Insurance Agency, Inc. provides condo insurance services for clients in and around Perrysburg, Ohio. Its offerings include customized coverage plans tailored to protect condominium units and personal belongings. The agency also assists policyholders with understanding master policy gaps and securing appropriate endorsements. Maintenance of coverage is supported through regular policy reviews and renewal consultations. The company serves property owners of condominiums, single-family homes, apartments, retail spaces, and restaurants.
Andrew Duncan at Comparion Insurance Agency serves condo owners in Perrysburg, Ohio, helping them secure coverage tailored to the specific risks of condominium living. This includes protecting individual units and personal belongings while coordinating with the master policy held by the homeowners association. The agency assists clients in evaluating liability exposures and identifying appropriate deductibles. It also covers the neighboring community of Maumee and other areas within the greater Toledo metropolitan region.
Barry VanHoozen - State Farm Insurance Agent serves Perrysburg, Ohio, and the surrounding communities in Wood and Lucas counties. The agency handles condo insurance policies for individual unit owners, covering common perils like fire, theft, and liability. The agent works with clients to review their policy limits. This ensures coverage matches replacement costs and HOA master policy requirements for specific units.
Nathan Young Ins Agency LLC American Family Insurance in Perrysburg, OH distinguishes between one-time policy purchases for single-property protection and recurring service plans that adjust coverage as a client’s needs evolve. The agency helps clients secure policies that safeguard their condominium unit against common perils like fire, theft, and liability, while also addressing any gaps in the condo association’s master policy. Service runs on both a one-time and as-needed basis, ensuring clients can request policy reviews or amendments whenever their situation changes.
Bharati Naidu at Comparion Insurance Agency works with property owners in Perrysburg, Ohio to arrange condo insurance policies. The company specializes in adding coverage for personal liability and loss assessments that standard plans often exclude. It also assists clients with protecting interior fixtures and improvements against fire, theft, and water damage. Beyond its work for individual condo owners, the agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Comparion Insurance Agency provides a range of condo insurance services for property owners in Perrysburg, Ohio. These typically include coverage for the interior structure, personal belongings, and liability protection against common accidents. Service plans may involve annual policy reviews to adjust coverage limits and deductibles based on current replacement costs. The agency assists clients with understanding master policy gaps and securing appropriate individual endorsements. It services single-family homes, apartments, retail spaces, and restaurants in the local area.
The Michael Pelini Agency: Allstate Insurance in Perrysburg, Ohio, provides residential condo insurance services to local homeowners. It also writes commercial coverage for small businesses within the surrounding area. An agent reviews individual unit policies to ensure adequate protection for walls, floors, and personal belongings. This office serves clients by explaining coverage options for shared building elements and liability. After a policy is issued, the agency schedules follow-up contact between regular visits to review any necessary changes to a client’s coverage.
Perrysburg's seasonal weather can take a toll on condo exteriors, making regular policy review a necessity. Patricia Bloomer-Kirkpatrick - State Farm Insurance Agent offers guidance specific to Perrysburg condominium owners, helping them understand how shared building elements are covered and where personal liability protection is needed. The agency evaluates how local homeowners association bylaws may affect individual coverage decisions. The process begins with a thorough review of the current master policy and a walkthrough inspection of the unit's interior finishes and fixtures.
What Does a a Condo Insurance Agent in Perrysburg Cost?
Typical condo insurance costs in Ohio range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include the unit value, location in Perrysburg, and chosen deductibles. Loss assessment coverage and personal property limits also affect the premium. This is general information and not insurance advice.
About condo insurance agents in Perrysburg
A condo insurance agent in Perrysburg Ohio can help you understand the coverage needed for your unit. Ohio law requires condominium associations to carry master policies but individual unit owners need their own HO-6 policy. An agent can explain the difference between walls-in and all-in coverage options.
Frequently Asked Questions
What does a condo insurance agent in Perrysburg do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property and interior structure. They review your association master policy to identify gaps in coverage. They also advise on liability limits and loss assessment coverage specific to Ohio condominiums.
Is condo insurance required in Ohio?
Ohio law does not require individual unit owners to carry condo insurance. However most mortgage lenders and condominium associations require it. The Ohio Condominium Act allows associations to mandate minimum coverage levels in their bylaws.
How does Ohio law affect condo insurance deductibles?
Ohio does not set specific deductible limits for condo insurance. However your association master policy may have a deductible that affects your loss assessment coverage. An agent can help you choose a deductible that aligns with your associations requirements and your financial situation.
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