The top-rated condo insurance agent in Youngstown, Ohio is Ryan DiMillo - GEICO Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Uptown Insurance Agency, Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency. This directory lists 18 condo insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan DiMillo - GEICO Insurance Agent | 7050 Market St #104 | (234) 264-8220 |
| 2 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 3 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 4 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 5 | AAA Youngstown Insurance and Member Services | 1275 Boardman-Canfield Rd | (330) 726-9083 |
| 6 | Mark Cole Agency | 25 Idlewood Rd # 100 | (330) 953-1308 |
| 7 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 8 | Steve Jones - State Farm Insurance Agent | 704 E Midlothian Blvd | (330) 788-0500 |
| 9 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 10 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
Ryan DiMillo - GEICO Insurance Agent serves Youngstown and Mahoning County as a local condo insurance agent. It helps condominium owners find property coverage that protects interior structures and personal belongings. The agency also assists with personal liability protection, which can cover incidents occurring inside a unit. Clients looking for policies that address building property coverage under a master policy can receive guidance for their individual needs. This agency handles loss assessment coverage and offers assistance with deductible options for condo unit owners.
Uptown Insurance Agency offers a full range of condo insurance policies, covering common area damage, personal liability, and interior structural repairs. It provides customized service and maintenance plans that help policyholders update coverage as building codes or personal property values change. The agency handles policy renewals and claims assistance for clients across the greater Youngstown area. Its team services single-family homes, apartments, retail spaces, and restaurants.
Families seeking condo insurance in Youngstown, OH can choose between a single policy purchase for immediate coverage or ongoing periodic protection through renewals. Mang Family Insurance, LLC handles standard condo policies that cover interior structures and personal belongings against common perils. The agency also addresses personal liability and loss-of-use provisions within condominium associations. Services are available on an as needed basis, allowing policyholders to request assistance whenever their insurance situation changes or a new policy period begins.
Gaetano & All Drivers Insurance Agency serves condo owners and associations in Youngstown, Ohio, by offering policies that protect individual units and shared building structures. Its agents guide clients through common coverage needs, including liability protection and loss assessment for common areas. The agency also helps property managers and homeowners in the region understand specific condo insurance endorsements. In addition to its Youngstown clientele, the agency covers the neighboring communities of Boardman and Canfield.
AAA Youngstown Insurance and Member Services serves the Youngstown, OH area and surrounding Mahoning Valley communities as a dedicated condo insurance agent. It handles policies designed to protect condominium owners from common risks such as interior damage and personal liability. The company reviews each client’s individual building layout and association requirements before tailoring coverage limits. It then works to fill necessary policy gaps, such as upgrades or assessments, through a concise consultation process that straightforwardly identifies needs.
The Mark Cole Agency specializes in helping Youngstown condo owners secure tailored insurance policies that address shared wall and common area liabilities. It also provides coverage for personal property and individual unit assessments. As part of its general service work, the agency guides clients through navigating regulations and policy details common to Ohio condominium associations. This assistance proves especially valuable in seasonal risk management, such as protecting against ice dam damage that can affect unit interiors during Youngstown’s heavy winter periods.
As winter weather arrives in Youngstown, ensuring that a condominium’s interior is properly protected becomes a priority for many owners. Suburban Insurance Agency works with residents to review their master policy and identify gaps in personal property and liability coverage. They help clients understand how their individual policy coordinates with the association’s coverage. A typical first step with a new client involves a brief consultation to inspect the unit, verify square footage, and assess existing protections before any quote is prepared.
Steve Jones – State Farm Insurance Agent provides comprehensive insurance services for property owners in Youngstown, Ohio. Specializing in condo insurance, the agency helps protect individual units and shared building elements for policyholders. It assists clients in selecting coverage tailored to personal liability, personal property, and loss assessment needs common in condominium associations. This agent works with a variety of commercial sectors including offices, warehouses, and food service operations to address their distinct liability and property protection requirements.
Top Quality Insurance Youngstown is a local agency known for providing essential condo insurance policies tailored to the unique needs of unit owners in Youngstown, OH. Its service range covers protection for interior structures, personal belongings, and loss-of-use coverage. The agency also helps clients understand how master policy deductibles affect individual plans. For added security, it offers an optional policy endorsement specifically designed to cover water backup from sewers or drains.
What Does a a Condo Insurance Agent in Youngstown Cost?
The typical cost for a condo insurance policy in Ohio ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit value location in Youngstown and chosen deductibles affect the premium. High value units or those with added coverage for water backup or loss assessment may cost more. This is general information not insurance advice.
About condo insurance agents in Youngstown
A condo insurance agent in Youngstown Ohio helps you understand the specific coverage needed for your unit. Ohio law does not require condo owners to carry insurance but your mortgage lender and condo association likely do. A local agent can explain how the master policy and your HO-6 policy work together to protect your belongings and liability.
Frequently Asked Questions
What does a condo insurance agent in Youngstown do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property liability and interior improvements. They also explain how Ohio condo association master policies affect your coverage needs.
Is condo insurance required in Ohio?
Ohio state law does not require condo owners to have insurance. However your mortgage lender will require it and your condo association bylaws likely require liability coverage. An agent can help you meet those requirements.
How does Ohio law affect condo insurance coverage?
Ohio Revised Code section 5311 governs condominium property. It defines what the association master policy covers typically the building exterior and common areas. Your HO-6 policy covers everything inside your unit including fixtures and personal property.
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