The top-rated condo insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Joe Jordan White - State Farm Insurance Agent, Augustine Insurance. This directory lists 20 condo insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Joe Jordan White - State Farm Insurance Agent | 265 Stonecrossing Dr Ste B | (931) 266-0612 |
| 4 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 5 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 6 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 7 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 8 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 9 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 10 | Kathryn Minniehan: Allstate Insurance | 345 Union St | (931) 542-0401 |
Legacy Insurance serves Clarksville and Montgomery County as a local condo insurance agent. It helps condominium owners and associations secure coverage that protects individual units and shared building structures. Policies from the agency address personal property, liability, and loss assessments. The firm also navigates Tennessee's specific condo insurance requirements, ensuring policies meet lender and HOA bylaws. Clients receive guidance on coverage for interior improvements and fixtures within their units. Legacy Insurance handles standard condo policies and tailored endorsements for high-value finishes.
Daniel Ingram - GEICO Insurance Agent offers a full range of condo insurance policies in Clarksville, Tennessee, tailored to protect individual unit owners. Its service plans focus on updating coverage for interior structures, personal property, and liability as local market conditions change. The agency helps clients navigate building association master policies to avoid gaps in protection. It also assists with securing additional loss assessment coverage for unexpected charges. It services single-family homes, apartments, retail establishments, and local restaurants.
Serving Clarksville, Tennessee, and the surrounding communities, Joe Jordan White - State Farm Insurance Agent provides condo insurance coverage for local property owners. It handles policies that protect individual units, including interior walls, fixtures, and personal belongings against common risks. The agency works closely with each client to assess their specific coverage needs and building association requirements. For a typical job, it reviews the client's current situation, explains policy options in clear detail, and then finalizes the appropriate plan to ensure adequate protection.
Augustine Insurance offers both one-time services to address a single coverage gap and recurring policy reviews to keep protection aligned with changing needs. Their condo insurance work typically focuses on covering interior structures, personal property, and liability within a homeowner association framework. Policies for this area often address risks such as storm damage and theft common to Clarksville, TN. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference for annual updates or immediate assistance after a specific event.
Farm Bureau Insurance in Clarksville, Tennessee, is a local provider focused on helping condominium owners obtain tailored coverage that protects their individual units and personal property. This agency typically explains how standard condo association policies cover shared structures, requiring residents to secure a separate policy for interior finishes, upgrades, and liability. Their service range includes assessing coverage gaps for common condo risks like water damage or theft. They can also add a personal umbrella liability policy to provide further financial protection.
As the summer storm season in Clarksville approaches, condominium owners need coverage that responds to common weather-related claims. BFS Insurance Group helps residents protect their units by examining shared building policies and filling gaps where individual content or interior damage may fall short. They work with condo owners in the area to explain master policy boundaries and liability exposures specific to Tennessee subdivisions. Each consultation begins with a walkthrough of the property to identify unique hazard zones and recommend appropriate personal coverage for the individual unit.
Clarksville Insurance Agency offers tailored condo insurance coverage in Clarksville, TN, addressing the unique needs of individual unit owners. Its general services include helping clients understand master policy boundaries, protecting personal property, and securing liability coverage for accidents occurring inside their unit. The agency routinely assists with policy evaluations to ensure adequate protection against common risks. During the winter months, it particularly helps condo owners safeguard against the financial impact of burst pipes or water damage from frozen plumbing, which can affect interior structures and belongings.
Farmers Insurance - Katrice Butler offers residential condo insurance services in Clarksville, Tennessee, helping owners protect their units and shared building structures. Commercial property insurance is also available for local businesses, with service extending throughout the greater Clarksville area. Tailored policies can address typical regional risks, including storm damage and liability concerns. Clients often call this agency when preparing annual policy renewals, and after settling into a new plan, many request the same coverage handling again for their next regular review visit.
Morford Agency: Allstate Insurance works with property owners in Clarksville, Tennessee, to secure coverage for their condominium units. Its specialty add-ons help protect against common condo risks such as water damage, personal liability, and loss of personal belongings beyond the master policy. The agency can assist individuals who own condos, as well as commercial clients with offices, warehouses, and food service operations.
Kathryn Minniehan: Allstate Insurance serves Clarksville, Tennessee, as a local provider of condo insurance coverage. The agency helps owners of condominium units in the area select appropriate policies that protect personal property and interior structures. Contracts typically address liability protection and coverage for assessments from a homeowners association. In Clarksville, this agent also handles renters insurance and life insurance for qualifying clients.
What Does a a Condo Insurance Agent in Clarksville Cost?
The average cost for condo insurance in Tennessee ranges from 300 to 500 dollars per year for a standard policy. Factors like your unit location deductible and coverage limits affect the premium. Clarksville rates may vary based on flood risk and local claims history. This is general information not insurance advice.
About condo insurance agents in Clarksville
Condo insurance agents in Clarksville Tennessee help you find coverage for your unit and personal belongings. Tennessee law does not require condo owners to carry insurance but your homeowners association likely requires a minimum amount of liability and loss assessment coverage. An agent can explain how the master policy and your individual HO-6 policy work together.
Frequently Asked Questions
What does a condo insurance policy cover in Tennessee?
A standard HO-6 policy covers your personal property interior walls and improvements. It also provides liability protection and loss assessment coverage if the association charges you for a shared loss. Your agent can help you choose the right limits.
Is condo insurance required in Clarksville Tennessee?
Tennessee state law does not mandate condo insurance. However most homeowners associations require you to carry a minimum amount of liability and loss assessment coverage. Check your condo bylaws for specific requirements.
How does the master policy affect my condo insurance in Clarksville?
The association master policy covers the building structure and common areas. Your HO-6 policy covers everything inside your unit from the drywall inward. Your agent can review the master policy to avoid gaps in coverage.
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