The top-rated condo insurance agent in Kingsport, Tennessee is Robin Daniels - State Farm Insurance Agent, rated 5.0 stars across 219 reviews. Other highly rated options include Lindsey Bolton - State Farm Insurance Agent, Jobe & Pearson Insurance, Ryan Shumate - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robin Daniels - State Farm Insurance Agent | 3616 Netherland Inn Rd Ste 1 | (423) 246-5433 |
| 2 | Lindsey Bolton - State Farm Insurance Agent | 1777 N Eastman Rd Ste 1 | (423) 246-8991 |
| 3 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 4 | Ryan Shumate - State Farm Insurance Agent | 585 W Center St | (423) 246-4752 |
| 5 | Farm Bureau Insurance | 1421 E Stone Dr | (423) 578-2181 |
| 6 | Ron Mathews - State Farm Insurance Agent | 1417 Warpath Dr | (423) 246-4241 |
| 7 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 8 | David Pendleton & Associates | 1301 Moreland Dr | (423) 239-7283 |
| 9 | Acceptance Insurance | 1649 E Stone Dr #112 | (423) 491-7186 |
| 10 | Mark Britt Agency | 4354 W Stone Dr | (423) 765-9016 |
Robin Daniels - State Farm Insurance Agent in Kingsport, TN, offers a full range of condo insurance services, including customized policies for individual unit owners and association coverage. Service plans are built to protect against common risks like water damage, theft, and personal liability, with flexible options to adjust deductibles and limits. Regular policy reviews are available to ensure coverage keeps pace with changing property values. The agency serves a variety of residential and commercial properties, such as single-family homes, apartments, retail spaces, and restaurants.
Lindsey Bolton - State Farm Insurance Agent serves Kingsport, Tennessee, specializing in condo insurance coverage. The agency assists condo owners in protecting their units from common risks like fire, theft, and water damage. Policies are tailored to meet individual condo association requirements in the area. The business focuses on helping clients understand the gap between their master policy and personal coverage needs. Lindsey Bolton - State Farm Insurance Agent regularly handles personal liability protection and loss assessment coverage for Kingsport condominium owners.
Homeowners and property managers in Kingsport, TN turn to Jobe & Pearson Insurance for condo insurance agent services. They assist with policies that protect individual units from damage, liability, and loss of personal property. Their work includes explaining coverage options for shared building structures and association requirements. The agency also serves clients in surrounding communities such as Johnson City and the broader Tri-Cities metropolitan area.
Ryan Shumate - State Farm Insurance Agent in Kingsport, TN serves the city and its surrounding communities with condo insurance coverage. The agency handles policies that protect individual units within multifamily buildings, including interior structures and personal belongings. Ryan Shumate’s team offers guidance on special assessments and liability concerns specific to condominium associations. For a typical job, the agency reviews the homeowner association’s master policy to identify coverage gaps before tailoring an individual condominium policy around those uncovered risks.
Farm Bureau Insurance in Kingsport, Tennessee handles condo insurance for policyholders. Its general work involves protecting individual units against common risks like fire, theft, and liability. For broader coverage, the company can add specialty endorsements for high-value personal property or water backup damage. This agency serves not only residential condominium owners but also extends its services to commercial sectors, including professional offices, retail warehouses, and food service establishments.
Ron Mathews - State Farm Insurance Agent in Kingsport, TN offers clients the ability to choose between one-time policies for a single property purchase or recurring plans that renew annually without interruption. Their coverage protects the interior structure and personal belongings within the unit against perils such as fire, theft, or water damage. They also provide liability protection if someone is injured inside the insured space. Service runs on either a one-time, scheduled, or as-needed basis to accommodate differing ownership timelines.
Price & Ramey Insurance Group specializes in helping condo owners secure tailored coverage for their individual units and shared building elements. The agency generalizes in personal property protection, liability insurance, and loss assessment endorsements for associations inside Kingsport. Serving local residents requires understanding the unique responsibilities that come with strata living versus single-family homes. A key service involves advising policyholders on the rights and obligations tied to community covenants. During Tennessee’s severe storm seasons, this agency particularly assists clients with evaluating steps to prevent water damage from heavy regional rains.
After a heavy snow or spring thunderstorm in Kingsport, many condo owners find themselves reviewing their insurance coverage with new urgency. David Pendleton & Associates provides professional guidance to clients navigating common building-policy coordination issues and personal property endorsements unique to multi-unit dwellings. Their role focuses on explaining how master policies overlap with individual needs, preventing financial gaps during claims. The initial process begins with a careful review of your current coverage and an assessment of your unit's specific features.
Acceptance Insurance provides residential condo insurance services in Kingsport, Tennessee, ensuring coverage for individual unit owners in multi-unit buildings. Commercial condo insurance is also available for local property managers and associations. Their service area covers the Kingsport region, including surrounding communities. After an initial policy is arranged, they offer follow-up consultations and policy adjustments between regular visits, accommodating changes in occupancy or property value.
Mark Britt Agency assists clients in Kingsport, TN with securing protection for residential property. It specializes in providing condo insurance coverage tailored to individual unit owners and association needs. The agency addresses both personal liability risks and shared building exposures that commonly arise within condominium arrangements. Services also extend to commercial sectors, including offices, warehouses, and food service operations requiring appropriate liability and property policies.
What Does a a Condo Insurance Agent in Kingsport Cost?
Typical condo insurance in Tennessee costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect the price include your unit location the amount of personal property coverage and the deductible you choose. Adding loss assessment coverage or flood insurance will increase the premium. This is general information and not insurance advice.
About condo insurance agents in Kingsport
Condo insurance agents in Kingsport Tennessee help owners protect their units with HO-6 policies. Tennessee law requires condo associations to insure common areas but individual unit owners need their own coverage for personal property and interior improvements. Local agents understand the specific needs of Kingsport condos from downtown lofts to lakefront properties.
Frequently Asked Questions
What does a condo insurance agent in Kingsport do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and fixtures. They also advise on loss assessment coverage which protects you if the condo association charges you for a shared claim.
Do I need condo insurance in Tennessee if the association has a master policy?
Yes. Tennessee law does not require condo owners to carry insurance but most mortgage lenders do require an HO-6 policy. The master policy only covers the building exterior and common areas leaving your personal belongings and interior upgrades unprotected.
How does Tennessee law affect condo insurance requirements?
Tennessee Code Annotated Title 66 Chapter 27 governs condo associations. It requires the association to insure common elements but unit owners are responsible for their own unit. An agent can explain how this law impacts your personal coverage needs.
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