The top-rated condo insurance agent in Hendersonville, Tennessee is Lauren Tullos - State Farm Insurance Agent, rated 5.0 stars across 275 reviews. Other highly rated options include Shrum Insurance Services, Farm Bureau Insurance, Farmers Insurance - Roderick Garro. This directory lists 20 condo insurance agents serving Hendersonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Tullos - State Farm Insurance Agent | 361 W Main St | (615) 348-4196 |
| 2 | Shrum Insurance Services | 132 Maple Row Blvd Suite 610 | (615) 822-7680 |
| 3 | Farm Bureau Insurance | 185 Indian Lake Blvd F | (615) 826-2833 |
| 4 | Farmers Insurance - Roderick Garro | 131 Saundersville Rd Ste 120 | (615) 487-6689 |
| 5 | Devin Roe at Comparion Insurance Agency | 100 Blue Grass Common, Blvd Ste 2160 | (615) 757-4611 |
| 6 | Chris Florek Insurance Agency | 260 W Main St ste 110-c | (615) 431-2886 |
| 7 | Melissa French: Allstate Insurance | 105 Bluegrass Commons Blvd Ste A | (615) 338-4500 |
| 8 | Martinek Insurance Services a division of Southern Insurance Group LLC | 394 W Main St B5 | (615) 824-7577 |
| 9 | P&C Insurance | 131 Maple Row Blvd STE B200 | (615) 447-8102 |
| 10 | Hicks Watson Insurance Agency | 139 Maple Row Blvd STE 200 | (615) 824-8869 |
Lauren Tullos - State Farm Insurance Agent serves the Hendersonville, Tennessee area as a local condo insurance agent. This agency provides coverage for condominium owners seeking financial protection for their personal property and interior improvements. They assist clients in navigating the specific insurance requirements often set by condominium associations and homeowner policies. Their services typically include protecting against common perils like fire, theft, and liability claims arising within the unit. They also help handle loss assessment coverage to address shared building incident costs.
Shrum Insurance Services provides a full range of condo insurance options tailored to the Hendersonville area. It offers personalized coverage for individual unit owners as well as master policy gap protection. The company assists clients with annual policy reviews to ensure sufficient liability limits and building coverage. It also helps owners navigate special assessments and loss assessment endorsements relevant to condominium associations. Shrum Insurance Services services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Farm Bureau Insurance in Hendersonville, Tennessee, serves condo owners and homeowners associations in the area needing specialized coverage for individual units and common property. The agency counsels clients on policies that protect interior structures, personal belongings, and liability exposure specific to condominium living. By reviewing master policies and personal needs, it helps residents fill important coverage gaps. This agent also assists property managers and investors with tailored plans. Service extends throughout the surrounding Sumner County communities, including nearby Gallatin.
Homeowners and property managers in Hendersonville, TN seeking comprehensive coverage turn to Farmers Insurance - Roderick Garro for condo insurance. This agency evaluates dwelling coverage, personal liability, and loss assessment protection to match each building’s specific needs. Clients receive clear policy explanations that help safeguard individual units and shared areas. The agency also serves residents in nearby Gallatin, extending its expertise to condominium owners in that part of the Sumner County metro.
For condo owners in Hendersonville, TN, the Chris Florek Insurance Agency distinguishes between a single, upfront policy transaction and an ongoing relationship that adapts as building valuations shift annually. Coverage options typically include interior structural damage, personal liability protection, and loss assessment from shared-area claims. The agent guides clients in selecting appropriate dwelling limits and deductibles for their specific unit. Service runs on a one-time, scheduled, or as-needed basis, depending on each client's preference for a single purchase or periodic policy reviews.
Melissa French: Allstate Insurance specializes in condominium insurance coverage, tailoring policies to protect units and shared structures. It also offers general homeowners and renters insurance services in Hendersonville, TN. The agency helps clients understand bylaws and loss assessments to ensure adequate protection. During spring storm season, it assists condo owners with flood and wind damage considerations to close coverage gaps.
As the changing seasons bring storms and fluctuating temperatures to Hendersonville, securing proper condo coverage becomes essential for local owners. Martinek Insurance Services a division of Southern Insurance Group LLC advises on policies tailored to condominium association requirements and individual liability needs. This local agency helps clients navigate the difference between master policies and personal contents protection. The process begins with a thorough review of the existing HOA master declaration and a personal risk assessment.
P&C Insurance provides both one-time consultation and ongoing service options for condo owners in Hendersonville, Tennessee. Coverage addresses common building structure, personal property, and liability exposures specific to multi-unit dwellings. Policies may also include loss assessment and other endorsements tailored to local homeowners association requirements. Assistance helps clients understand their individual unit’s responsibility within a shared building. Service operates on a scheduled basis, with options for recurring policy reviews or as-needed support for claims or changes.
Hicks Watson Insurance Agency works with property owners in Hendersonville to help protect their investments through customized coverage plans. The agency places particular focus on condo insurance, offering policies that address the unique exposures faced by condominium unit owners. Each policy is tailored to include necessary additions such as personal liability protection and coverage for interior improvements. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring comprehensive risk management across different business property types.
What Does a a Condo Insurance Agent in Hendersonville Cost?
Typical condo insurance in Tennessee costs between 250 and 600 dollars per year for a standard HO-6 policy. Factors like unit size, location in Hendersonville, and coverage limits affect the premium. Flood insurance adds 400 to 1,000 dollars annually depending on risk zone. This is general information and not insurance advice.
About condo insurance agents in Hendersonville
A condo insurance agent in Hendersonville Tennessee can help you secure an HO-6 policy to cover your unit and personal belongings. Tennessee law requires condo associations to carry master insurance, but that policy does not cover your interior walls, fixtures, or liability. A local agent understands Sumner County regulations and can tailor coverage to your specific needs.
Frequently Asked Questions
What does a condo insurance policy cover in Tennessee?
A standard HO-6 policy covers your unit interior, personal property, and liability. It also provides loss assessment coverage if the condo association charges you for a shared claim. Tennessee law does not require you to carry this insurance, but your lender likely will.
How is condo insurance different from renters insurance in Hendersonville?
Condo insurance covers the structure of your unit from the studs inward, while renters insurance only covers personal belongings. Condo insurance also includes loss assessment coverage for common area damage. Renters insurance does not cover structural repairs.
Do I need flood insurance for my condo in Hendersonville?
Standard condo policies do not cover flood damage. If your unit is in a FEMA-designated flood zone in Hendersonville, your lender may require separate flood insurance. Even outside high-risk areas, flood coverage is recommended due to local storm risks.
Condo Insurance Agents in Other Tennessee Cities
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